Pace Flow vs SubCost

Pace Flow is an intelligent expense-tracking app designed for daily spending management, helping you easily stay in control of your spending pace. Key Features Smart Daily Budget • Automatically calculates your daily available amount based on your monthly budget • Displays remaining spendable balance for today in real time • Overspending is automatically rolled over, keeping your financial status clear • Built around the “Pace” concept of spending rhythm, allowing you to intuitively feel how fast you are spending Multi-Wallet Management • Create multiple wallets freely to categorize and manage different funds • Supports various types such as living expenses, allowance, credit/overdraft, and investments • Elegant card-style interface for clear visibility • Free transfers between wallets In-Depth Analytics • Weekly and monthly spending trend charts • Expense breakdown by category • Intelligent insights into spending habits • Income vs. expense comparison to track overall financial health One-Tap Bill Import • Supports WeChat Pay bill import • Supports Alipay bill import • Intelligent transaction category recognition • Batch preview with selective import Quick Actions Auto-Logging • Automatic expense logging via the Action Button, no manual input required Two Modes, Two Lifestyles If you’re a student • Set a monthly living allowance and automatically allocate a daily budget • Overspending alerts to avoid running out of money at month-end • Track daily expenses such as food, transportation, and shopping If you’re a working professional • Set monthly income and savings goals • Automatic salary payment reminders • Separate management of spending and savings wallets • Detailed income and expense financial reports Privacy First Offline-First Operation • All data is stored locally on your device • No internet connection required, no account registration needed • No personal data is collected • Your financial data belongs entirely to you Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://paceflow.zeabur.app/privacy

How much do you really pay for subscriptions? SubCost shows you per year and per month, helps you cancel the ones you no longer use and reminds you to check they really ended. No bank connection. WHAT YOU SPEND Add your subscriptions in a few taps from the most common services, or find them with Radar. At the top you see your yearly spending first, then the monthly one and the next renewal. FIND THEM IN YOUR BANK SCREENSHOTS Take a screenshot of the transaction list in your bank's app and choose it in SubCost. Radar reads the charges on your iPhone and shows the ones that repeat, with the transactions that prove it and a confidence level. Results depend on how your bank's app shows transactions: nothing is added until you confirm name, amount, frequency and date. Just want to try? There's an example with fictitious transactions: its figures are marked as an example, never count in your spending and can be deleted with one tap. STILL USING IT? Review your subscriptions one at a time, starting from the most expensive: for each one you see what it costs per year and decide whether to keep or cancel it. CANCEL For Netflix, Spotify, YouTube Premium, Google One, Microsoft and Apple subscriptions you get the steps from the official help page and a direct link. For other services, a guide to find out who bills you, where to find the terms, how to contact the provider and what to keep. SubCost doesn't cancel for you. CHECK IT ENDED Record the date, channel and reference of your cancellation. After the next renewal SubCost reminds you to check with your bank that no new charge arrived. The status stays "to verify" until you confirm it. REMINDERS A reminder the day before each renewal, in your iPhone's time zone. PRIVACY No account, no bank connection, no server. Screenshots and files are read on the device and are not saved. Your data stays in the iPhone Keychain: export or delete it whenever you want. FREE AND PREMIUM Free: Radar, "Still using it?", cancellation guides, follow-up checks and up to 5 tracked subscriptions (examples and cancelled, verified subscriptions don't count). Premium (monthly, yearly or lifetime with a one-time payment) adds unlimited subscriptions, cost insights and the payment calendar for every month. The app is available in English and Italian. Questions or suggestions? support@benedettoriba.com Terms of Use: https://benedetto69.github.io/subcost-privacy/terms.html