Comparison

Expense tracker Money manager vs Spendl

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense tracker Money manager

Effortlessly track your income and expenses with a clean, minimalist interface. Understand your spending habits through simple summaries and manage all your accounts in one place. Prioritizes privacy with data stored locally on your device.

Highlights
  • Track expenses instantly
  • Log daily spending in seconds
  • Income and account management
  • Cash, bank, or cards in one place
  • Clean, simple insights
  • Private by design, data stays local
Features
Read full description

Finza helps you understand your money, without effort. Track expenses, monitor income, and stay on top of your finances with a clean, distraction-free experience. Why Finza + Most expense apps are bloated. Finza is not. + No clutter + No confusing charts + No forced sign-ups + Just fast, clear money tracking. Key Features: + Track Expenses Instantly + Log daily spending in seconds. No friction. + Income & Account Management + Cash, bank, or cards — all in one place. + Clean Insights + Understand your spending with simple, meaningful summaries. + Private by Design + Your data stays on your device. No ads. No tracking. Designed for Daily Use Finza is built to be opened every day. Minimal UI, thoughtful spacing, and zero noise, so you focus on what matters. Start managing money the simple way. Terms: https://policygen.net/rZDA83wV

About

Spendl

Manage recurring payments and identify unused subscriptions. Track costs in your preferred currency, set spending goals, and receive renewal alerts. Offers privacy-focused features like Face ID lock and iCloud sync.

Highlights
  • Track unlimited subscriptions
  • Monitor monthly/annual spend
  • Upcoming renewal alerts
  • Identify unused subscriptions
  • Spending goals and progress
  • Face ID & passcode lock
  • iCloud sync
Read full description

Spendl helps you see what recurring payments really cost—monthly, yearly, and in your chosen currency—with renewals, budgets, widgets, and exports that stay on your device. NEW IN 1.1: Track when you last used each subscription. Subscription Audit on your dashboard and an Unused filter help you spot services you’re still paying for but barely use. Set your own “unused” window in Settings. Private by design: no account required, Face ID lock optional, iCloud sync for your data. FREE FEATURES • Track unlimited subscriptions — add, edit, and organise in one place • Monthly & annual spend totals on your dashboard • Upcoming renewals so nothing catches you off guard • Categories, brand logos, and pause inactive subscriptions • Price change history when costs go up • Monthly spending goal with progress on your dashboard • Forgotten subscriptions — spot what may have slipped off your radar • Face ID & passcode lock for privacy • iCloud sync across your Apple devices • Light & dark mode SPENDL PRO Upgrade for renewal reminders (7, 3, and 1 day before), multi-currency with live exchange rates, spending trends & charts, home screen widgets, CSV & PDF export, and shared subscription cost splitting. Spendl Pro is an optional auto-renewable subscription (monthly or yearly). Payment is charged to your Apple ID. Manage or cancel anytime in Settings → Apple ID → Subscriptions. Prices vary by region and are shown before purchase. PRIVACY FIRST Spendl does not require bank account access. You add subscriptions manually — your data stays yours. Download Spendl and take control of your subscriptions today. If you have any questions, suggestions, or feedback, or run into problems, feel free to get in touch at support.spendl@gmail.com Read more about the Terms of Use here: Terms of Use: https://spendlapp.github.io/spendl/#terms Privacy Policy: https://spendlapp.github.io/spendl/#privacy Support: https://spendlapp.github.io/spendl/#contact

Screenshots

Expense tracker Money manager4 screens
Spendl4 screens

Verdict

The call

The clearest difference is update cadence: Expense tracker Money manager at weekly against Spendl's monthly. Expense tracker Money manager also leads on iOS requirement (17.0 vs 26.4). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense tracker Money manager sells 2 in-app purchases, starting at $6.99 per month and Spendl sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Expense tracker Money manager against 5.0 for Spendl. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

Expense tracker Money manager ships an update weekly, Spendl monthly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
Expense tracker Money manager versus Spendl: the parameters behind the verdict, then further details
ParameterExpense tracker Money managerSpendl
PriceFreeFree
Rating5.0 (2 ratings)5.0 (1 ratings)
Positive reviews—100.0% of reviews
Number of ratings2 — better1
Update frequencyWeekly — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhoneiPhone, iPad — better
Requires iOS17.0 — better26.4
Further details — not scored
Size20 MB9 MB
Age rating4+4+
DeveloperHashone Tech LLPTessa Ballard

Customer experience

Expense tracker Money manager

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Spendl

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Expense tracker Money manager

Subscriptions2
  • Monthly$6.991 Month
  • Yearly7 Days trial$19.991 Year
2 purchases

Spendl

Subscriptions2
  • Spendl Pro$4.991 Month
  • Spendl Pro$39.991 Year

Questions

Is Expense tracker Money manager free?
Expense tracker Money manager is free to download, with in-app purchases available.
Is Spendl free?
Spendl is free to download, with in-app purchases available.
Which has better reviews, Expense tracker Money manager or Spendl?
Expense tracker Money manager and Spendl are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.
Do Expense tracker Money manager or Spendl have ads?
Neither Expense tracker Money manager nor Spendl shows ads.
Which is updated more often, Expense tracker Money manager or Spendl?
Expense tracker Money manager ships an update weekly, and Spendl monthly. Most recently, Expense tracker Money manager was updated on November 5, 2026 and Spendl on October 31, 2026.

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