Expense tracker Money manager vs Spendl
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense tracker Money manager
Effortlessly track your income and expenses with a clean, minimalist interface. Understand your spending habits through simple summaries and manage all your accounts in one place. Prioritizes privacy with data stored locally on your device.
- Track expenses instantly
- Log daily spending in seconds
- Income and account management
- Cash, bank, or cards in one place
- Clean, simple insights
- Private by design, data stays local
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Finza helps you understand your money, without effort. Track expenses, monitor income, and stay on top of your finances with a clean, distraction-free experience. Why Finza + Most expense apps are bloated. Finza is not. + No clutter + No confusing charts + No forced sign-ups + Just fast, clear money tracking. Key Features: + Track Expenses Instantly + Log daily spending in seconds. No friction. + Income & Account Management + Cash, bank, or cards — all in one place. + Clean Insights + Understand your spending with simple, meaningful summaries. + Private by Design + Your data stays on your device. No ads. No tracking. Designed for Daily Use Finza is built to be opened every day. Minimal UI, thoughtful spacing, and zero noise, so you focus on what matters. Start managing money the simple way. Terms: https://policygen.net/rZDA83wV
Spendl
Manage recurring payments and identify unused subscriptions. Track costs in your preferred currency, set spending goals, and receive renewal alerts. Offers privacy-focused features like Face ID lock and iCloud sync.
- Track unlimited subscriptions
- Monitor monthly/annual spend
- Upcoming renewal alerts
- Identify unused subscriptions
- Spending goals and progress
- Face ID & passcode lock
- iCloud sync
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Spendl helps you see what recurring payments really cost—monthly, yearly, and in your chosen currency—with renewals, budgets, widgets, and exports that stay on your device. NEW IN 1.1: Track when you last used each subscription. Subscription Audit on your dashboard and an Unused filter help you spot services you’re still paying for but barely use. Set your own “unused” window in Settings. Private by design: no account required, Face ID lock optional, iCloud sync for your data. FREE FEATURES • Track unlimited subscriptions — add, edit, and organise in one place • Monthly & annual spend totals on your dashboard • Upcoming renewals so nothing catches you off guard • Categories, brand logos, and pause inactive subscriptions • Price change history when costs go up • Monthly spending goal with progress on your dashboard • Forgotten subscriptions — spot what may have slipped off your radar • Face ID & passcode lock for privacy • iCloud sync across your Apple devices • Light & dark mode SPENDL PRO Upgrade for renewal reminders (7, 3, and 1 day before), multi-currency with live exchange rates, spending trends & charts, home screen widgets, CSV & PDF export, and shared subscription cost splitting. Spendl Pro is an optional auto-renewable subscription (monthly or yearly). Payment is charged to your Apple ID. Manage or cancel anytime in Settings → Apple ID → Subscriptions. Prices vary by region and are shown before purchase. PRIVACY FIRST Spendl does not require bank account access. You add subscriptions manually — your data stays yours. Download Spendl and take control of your subscriptions today. If you have any questions, suggestions, or feedback, or run into problems, feel free to get in touch at support.spendl@gmail.com Read more about the Terms of Use here: Terms of Use: https://spendlapp.github.io/spendl/#terms Privacy Policy: https://spendlapp.github.io/spendl/#privacy Support: https://spendlapp.github.io/spendl/#contact
Screenshots
Verdict
The clearest difference is update cadence: Expense tracker Money manager at weekly against Spendl's monthly. Expense tracker Money manager also leads on iOS requirement (17.0 vs 26.4). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense tracker Money manager sells 2 in-app purchases, starting at $6.99 per month and Spendl sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Expense tracker Money manager against 5.0 for Spendl. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
Expense tracker Money manager ships an update weekly, Spendl monthly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | Expense tracker Money manager | Spendl |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (1 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 2 — better | 1 |
| Update frequency | Weekly — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 — better | 26.4 |
| Further details — not scored | ||
| Size | 20 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Hashone Tech LLP | Tessa Ballard |
Customer experience
Expense tracker Money manager
Spendl
In-app purchases
Expense tracker Money manager
- Monthly$6.991 Month
- Yearly7 Days trial$19.991 Year
Spendl
- Spendl Pro$4.991 Month
- Spendl Pro$39.991 Year
Questions
Is Expense tracker Money manager free?
Is Spendl free?
Which has better reviews, Expense tracker Money manager or Spendl?
Do Expense tracker Money manager or Spendl have ads?
Which is updated more often, Expense tracker Money manager or Spendl?
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