Comparison

SplitCash vs Spendl

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SplitCash

Easily track and divide shared expenses for trips, dinners, and group purchases. The app automatically calculates who owes whom and allows for offline expense entry and multiple currency support.

Highlights
  • Group expense tracking
  • Automatic debt calculation
  • Offline expense entry
  • Multi-currency support
  • Receipt photo attachment
  • Trip recap statistics
  • Dark theme option
Features
Read full description

No more tracking "who owes whom" in notes and group chats. SplitCash does the math for you: add an expense and it instantly splits it between everyone and shows who owes what. One tap to settle up, and you're square. Perfect for trips with friends, group dinners, shared flats, or any shared budget. Why you'll love it: • Split evenly, by shares, or by exact amounts • See who owes whom at a glance — no calculator, no spreadsheets • Settle up in a couple of taps and zero out the balance • 150+ currencies — great for travel • Invite friends with a QR code in seconds • Attach receipt photos right to each expense • A group for every trip, dinner, or household • A Wrapped-style trip recap of where the money went Pro features: • Export to CSV and PDF — a full report for the whole group • Consolidate currencies into one — a clear balance, no FX headaches A clean dark interface, fast and simple. Download it and forget the awkward money talk.

About

Spendl

Manage recurring payments and identify unused subscriptions. Track costs in your preferred currency, set spending goals, and receive renewal alerts. Offers privacy-focused features like Face ID lock and iCloud sync.

Highlights
  • Track unlimited subscriptions
  • Monitor monthly/annual spend
  • Upcoming renewal alerts
  • Identify unused subscriptions
  • Spending goals and progress
  • Face ID & passcode lock
  • iCloud sync
Read full description

Spendl helps you see what recurring payments really cost—monthly, yearly, and in your chosen currency—with renewals, budgets, widgets, and exports that stay on your device. NEW IN 1.1: Track when you last used each subscription. Subscription Audit on your dashboard and an Unused filter help you spot services you’re still paying for but barely use. Set your own “unused” window in Settings. Private by design: no account required, Face ID lock optional, iCloud sync for your data. FREE FEATURES • Track unlimited subscriptions — add, edit, and organise in one place • Monthly & annual spend totals on your dashboard • Upcoming renewals so nothing catches you off guard • Categories, brand logos, and pause inactive subscriptions • Price change history when costs go up • Monthly spending goal with progress on your dashboard • Forgotten subscriptions — spot what may have slipped off your radar • Face ID & passcode lock for privacy • iCloud sync across your Apple devices • Light & dark mode SPENDL PRO Upgrade for renewal reminders (7, 3, and 1 day before), multi-currency with live exchange rates, spending trends & charts, home screen widgets, CSV & PDF export, and shared subscription cost splitting. Spendl Pro is an optional auto-renewable subscription (monthly or yearly). Payment is charged to your Apple ID. Manage or cancel anytime in Settings → Apple ID → Subscriptions. Prices vary by region and are shown before purchase. PRIVACY FIRST Spendl does not require bank account access. You add subscriptions manually — your data stays yours. Download Spendl and take control of your subscriptions today. If you have any questions, suggestions, or feedback, or run into problems, feel free to get in touch at support.spendl@gmail.com Read more about the Terms of Use here: Terms of Use: https://spendlapp.github.io/spendl/#terms Privacy Policy: https://spendlapp.github.io/spendl/#privacy Support: https://spendlapp.github.io/spendl/#contact

Screenshots

SplitCash4 screens
Spendl4 screens

Verdict

The call

The clearest difference is in-app purchases: SplitCash at none against Spendl's 2. SplitCash also leads on update cadence (every 2 weeks vs monthly) and iOS requirement (16.0 vs 26.4). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendl sells 2 in-app purchases, starting at $4.99 per month. SplitCash asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for SplitCash against 5.0 for Spendl. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

SplitCash ships an update every 2 weeks, Spendl monthly. The most recent releases landed on September 27, 2026 and October 2, 2026 respectively.

Scorecard4 real differences · 6 level
SplitCash versus Spendl: the parameters behind the verdict, then further details
ParameterSplitCashSpendl
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings11
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhoneiPhone, iPad — better
Requires iOS16.0 — better26.4
Further details — not scored
Size35 MB9 MB
Age rating4+4+
DeveloperDenis BondarenkoTessa Ballard

Customer experience

SplitCash

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Spendl

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

SplitCash

No in-app purchases

2 purchases

Spendl

Subscriptions2
  • Spendl Pro$4.991 Month
  • Spendl Pro$39.991 Year

Questions

Is SplitCash free?
SplitCash is free to download, with no in-app purchases.
Is Spendl free?
Spendl is free to download, with in-app purchases available.
Which has better reviews, SplitCash or Spendl?
SplitCash and Spendl are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do SplitCash or Spendl have ads?
Neither SplitCash nor Spendl shows ads.
Which is updated more often, SplitCash or Spendl?
SplitCash ships an update every 2 weeks, and Spendl monthly. Most recently, SplitCash was updated on September 27, 2026 and Spendl on October 2, 2026.

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