Spency vs ExpensTra

No bank login. Spency is a simple budget planner, expense tracker, and money manager that helps you organize bills, set a daily spending limit, and see your money ahead of time. Instead of only tracking purchases after they happen, Spency helps you plan forward. Add your income, bills, recurring expenses, and daily spending limit. Spency then projects your balance across a calendar so you can see where your budget is healthy and where it gets tight before payday. Use Spency as a weekly budget planner, monthly budget tracker, bill tracker, or personal money planner. It replaces messy spreadsheets and budget sheets with a clear schedule you can check in seconds. HOW IT WORKS Add your income Track salary, freelance payments, deposits, and recurring income. Organize bills and expenses Plan rent, subscriptions, utilities, groceries, one time costs, and recurring payments. Set a daily spending limit Spency uses your daily allowance to forecast your balance automatically. SEE YOUR MONEY AHEAD Projected balance for every day on the calendar Upcoming bills and how they affect your budget Monthly totals for income, expenses, and net balance Tight days flagged early Daily spending allowance always visible Simple charts for cash flow, savings, and spending insights WHO IT IS FOR Spency is built for people who want a simple way to plan money without connecting a bank account. It works well for personal budgets, household budgets, bills, income planning, daily spending, and people who want to know whether their money will last until the next payday. WHY SPENCY Many budget apps focus on categorizing past transactions. Spency focuses on helping you understand what is coming next. Your projected balance shows whether your plan works, and your daily spending limit gives you one simple number to adjust. SPENCY PLUS Budget projection and cash flow forecasts for 1, 3, and 6 months Insight charts with recurring and one time expense breakdowns Access to over 12 months of budget history The free version includes your most recent 3 months of data. PRIVACY FIRST No bank connection No account required Offline budget tracking Your data stays on your device, with optional iCloud sync Delete everything anytime Set it up once. Check it in seconds. Stay in control of your budget with confidence. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Stop filling out forms to track your money. With ExpensTra, just type "coffee 5 bucks" or snap a photo of your receipt — the AI logs the amount, category, and date for you in seconds. ExpensTra is an AI-powered expense tracker built for people who want to understand their money without the busywork. SMART, EFFORTLESS ENTRY - Natural language: type or speak "lunch 12" and it's logged - Receipt scanning: snap a receipt and AI reads the details - Voice entry: add expenses hands-free MEET OLWEN, YOUR AI ASSISTANT Ask ExpensTra anything about your money — "how much did I spend on food this month?" — and Olwen answers instantly. BUDGETS THAT KEEP YOU ON TRACK - Set budgets by category - See budget health at a glance - Know exactly where your money goes ACCOUNTS & NET WORTH - Track multiple accounts in one place - See your true net worth - Manage debts and receivables INSIGHTS THAT MAKE SENSE - Cash flow, profit & loss, and spending breakdowns - Beautiful charts and clear reports - Custom emoji categories that fit your life BUILT FOR THE REAL WORLD - 150+ currencies with live exchange rates - Export your data to PDF anytime - Secure cloud sync keeps everything backed up and in sync Whether you're managing personal finances, freelancing, or running a small side business, ExpensTra turns expense tracking into something you'll actually keep doing. Download ExpensTra and take control of your money today. • Subscription Plans - Weekly: $3.99 USD (with 3 day trial) - Yearly: $29.99 USD Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://techrozsolutions.netlify.app/expense_tracker/privacy_policy.html