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Spency: Budget Planner App

Spency: Budget Planner App

Monthly Expense, Money Tracker

14 ratings
6 reviews
📊 Productivity
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • January 13, 2026
  • September 7, 2026

Features

Developer

Callebe Sousa e Silva
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Spency: Budget Planner App screenshot #1 for iPhone
Spency: Budget Planner App screenshot #2 for iPhone
Spency: Budget Planner App screenshot #3 for iPhone
Spency: Budget Planner App screenshot #4 for iPhone
Spency: Budget Planner App screenshot #5 for iPhone
Spency: Budget Planner App screenshot #6 for iPhone
Spency: Budget Planner App screenshot #7 for iPhone
iphone
ipad
🧾Free - $9.99
In-App Purchase↘︎
⭐6
Reviews↘︎
📝2+ tags
Tags↘︎
❓8 answered
FAQ↘︎
📦~ in 5 days
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About

This app helps you plan your finances by projecting your balance on a calendar. It allows you to organize bills, set daily spending limits, and track income to see your financial outlook before payday.

✓Projected balance calendar
✓Bill and expense organization
✓Daily spending limit setting
✓Income tracking
✓Offline budget tracking
✓Optional iCloud sync
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+1

What's New in Spency

2.3

September 7, 2026

Add your first entry straight from an empty calendar. Small fixes and polish. Thank you for using Spency.

More

Subscription plans

Spency Pro Monthly

Unlimited history, insights, and all future features.

$5.991 Month
3 Days trial
How to cancel Spency subscription ⁉️
2

In-App Purchases

$9.99

Spency Pro

Unlock insights and 12+ months of history.

User reviews

Most RecentHighest RatedLowest Rated

Wasted my funds.

I am so sick of using or even purchasing what first seem to be solid apps to only find out it’s junk! The reference button is junk, 90% of the time the option doesn’t even show and it’s in such bright highlighter color you have to change your setting to just see it. And once the ref options do show they don’t do ask you request. “Ref the one and not for the following”, it’s refs them all and I have to undo and do and undo and do just to make it work! There are ZERO budgeting apps that work right, including this one. Enjoy my money.
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T’d off customer!!T’d off customer!!

Response from developer

You were right on all three counts, and the detail in your review is what let me find it. - The scope options were rendering in a colour close to invisible against the background. That is fixed now. - Separately, choosing "this one only" was quietly pulling the entry out of its repeating series, so when you set the repeat back the app wrote a second copy of the whole series. That is what was marking them all as reference. Also fixed. Both are in the next update. One thing to check when it lands is that entries the old bug duplicated are still in your data. If you see the same item listed twice on a single day, deleting the extra one will put your balance right. If you would rather not wait, Apple handles refunds at reportaproblem.apple.com. Thanks for taking the time to write it up.

Weird

For some reason, you cannot select the date of a transaction unless you do it from the calendar screen, which is incredibly inconvenient. Also, for some reason, I can only add five incomes. I get that you want people to pay for the premium edition, but this is incredibly inconvenient and I’m not even able to test the app to see if I would like it.
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SaltyCamSaltyCam

Response from developer

Thank you for using Spency and for the feedback! Adding income and expenses is now unlimited even for free users. Hope you can test again.

It’s good could be betta

Lotta manual entry which is good in my book. The insights could be have different options, cuz I don’t care to see my cash flow, it always looks the same and I don’t have a fixed paycheck. balance projections is just bad graph to see and use. I like savings budget.
Coral bayfildCoral bayfild

Response from developer

Thank you for using and supporting Spency! I appreciate the feedback on the insights!

Glitchy :(

This app sounds PERFECT for my needs … but once using it i’ve found it doesn’t really work at all. My inputs don’t populate into the calendar, with the most notable being that despite my many attempts to get the app to catch up, it can’t fathom the idea that i get paid bi-weekly and not monthly. Once this app gets made to be functional, I’ll be using it all the time!
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cjbar8cjbar8

Response from developer

Thank you for using Spency, cjbar8! Sorry this happened to you. There was a small bug when users added items form the onboarding that has been fixed already. Would love if you could try again and please let me know if there's anything we can do.

Simple

I love that you don’t have to link a bank account and can just manually enter everything. This is basically what I’ve been using a table on my notes app to do but with a much nicer UI and with charts to show how much I actually pay in rent 😩.
DoomTheMoonCatDoomTheMoonCat

Response from developer

Thank you for using it and finding the charts useful! Feel free to suggest features or fixes!

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FAQ

Does Spency have ads?

No, Spency does not contain advertisements. The app is free to use with optional in-app purchases for premium features.

What are the Spency subscription plans?

Spency offers two subscription plans: Spency Pro Monthly at $5.99/month with a 3-day free trial, and Spency Pro Yearly at $29.99/year with a 3-day free trial.

How does Spency help with budgeting?

Spency helps by allowing you to input income, bills, and recurring expenses to project your balance on a calendar. It also provides a daily spending limit to help you manage your money effectively.

Is Spency safe to use without connecting a bank account?

Yes, Spency is designed with privacy first. It does not require a bank connection or an account, and your data stays on your device with optional iCloud sync.

What are the benefits of Spency Pro?

Spency Pro offers extended budget projection and cash flow forecasts for 1, 3, and 6 months, insight charts for expense breakdowns, and access to over 12 months of budget history.

What devices does Spency support?

Spency is available for iPhone and iPad devices.

How often is Spency updated?

The latest version of Spency is 1.7, and it was last updated on June 23, 2026. This indicates regular updates to improve the application.

What is the age rating for Spency?

Spency has an age rating of 4+, making it suitable for a wide range of users.