Best Spency alternatives: apps like Spency: Budget Planner App

10+ similar apps compared and reviewed

4.5 avg rating
10 free apps
Updated November 2026

Spency is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Spency

Coins - Spending Tracker#1

Coins - Spending Tracker by Yuzhou Zhu

Smart budget & expense tracker
Editor's Choice
πŸ’° Finance
4.6😐(662 ratings)
FreeIn-App Purchases
Coins - Spending Tracker screenshot 1
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Effortlessly manage your personal finances by quickly logging expenses and income. Understand your spending habits with insightful reports and stay within budget with smart alerts. Automate tracking and personalize your experience with advanced features.

What We Love

  • πŸš€ Simple and easy to use
  • πŸ‘ Clean and intuitive interface
  • πŸ’‘ Useful for tracking expenses
  • πŸš€ Convenient for daily expense entry

Room to Improve

  • πŸ› Glitches and crashes after updates
  • πŸ› Losing data after updates
  • πŸ› Inability to edit or delete entries
  • πŸ’‘ Lack of features like budgeting, recurring expenses, and multiple accounts
Bento: Budget & Money Tracker#2

Bento: Budget & Money Tracker by AZIO Labs Inc.

Finance, Subscriptions & AI
Strong Contender
πŸ’° Finance
4.5(4 ratings)
FreeIn-App Purchases
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This personal finance app offers customizable dashboards and an AI assistant to help you track spending, manage budgets, and organize transactions. Securely connect your bank accounts to gain a comprehensive view of your finances and uncover spending trends.

Smart Receipt Scan: Receiptly#3

Smart Receipt Scan: Receiptly by Karmjit Singh

Easy Expense & Mileage Tracker
Worth Considering
πŸ’° Finance
4.5(66 ratings)
FreeIn-App Purchases
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Effortlessly manage personal and business expenses by scanning receipts, tracking reimbursements, and organizing financial data. Export reports in various formats and sync across devices for seamless financial oversight. It also helps track product warranties and gift card expirations.

More apps like Spency

4
PayCheck Budget
PayCheck Budget
PayCheck Budget
Plan by Paycheck, Not Monthly
Free

This app helps users budget based on their pay cycle, whether weekly, biweekly, or monthly. It provides a cash flow forecast, safe-to-spend amounts, and allows for dual-income household planning. Features include receipt scanning and Apple Watch integration.

Budget by paycheckCash flow forecast timelineSafe-to-spend calculation
πŸ’° Finance
(12)
freemium
5
Budget Tracker - Brim
Budget Tracker - Brim
Budget Tracker - Brim
Spending, Bills & Savings
Free

This app helps you understand your safe-to-spend amount by automatically deducting bills, subscriptions, and savings. It offers no-bank-connection tracking, Siri integration, and detailed financial insights through charts and on-device AI.

Automatic bill and subscription deductionNo bank connection requiredSiri and Spotlight integration
πŸ’° Finance
(5)
freemium
6
Actual Budget SpendΔ±ng Tracker
Actual Budget SpendΔ±ng Tracker
Actual Budget SpendΔ±ng Tracker
Smart Spending & Money Manager
Free

A modern money manager designed to help you understand your spending, manage bills, and build financial habits. Track expenses, income, savings, debt, and net worth with visual progress and helpful alerts. Offers multiple currencies and offline capabilities.

Safe to Spend calculationExpense and income trackingSavings goal management
πŸ’° Finance
(90)
paid
7
Expense Keep: Envelope Budget
Expense Keep: Envelope Budget
Expense Keep: Envelope Budget
Smart Simpler Budget Tracker
Free

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

Track expenses and incomeOrganize money into accounts/envelopesSet up recurring transactions
πŸ’° Finance
(1.7K)
free with in-app purchases
8
Money by Checkr
Money by Checkr
Money by Checkr
Manage Expenses, Subscriptions
Free

This AI-powered financial assistant helps you manage your money by connecting accounts, tracking spending, and providing personalized insights. Chat with your AI assistant to understand income, cash flow, net worth, and upcoming bills. It offers bank-level security and read-only access to your financial data.

AI money assistant via text/voiceConnect bank accountsTrack income and spending
πŸ’° Finance
(103)
free with in-app purchases
9
Taxfyle: Taxes Done For You
Taxfyle: Taxes Done For You
Taxfyle: Taxes Done For You
Licensed tax professionals
Free

This app connects you with licensed tax professionals for income tax preparation. Upload documents easily and communicate securely with your assigned expert. Access your tax documents year-round and get free tax advice.

Connect with licensed EAs and CPAsSecure document upload via photos and cloudIn-app messaging with tax pros
πŸ’° Finance
(653)
free with in-app purchases
10
Poketto - Money Tracker
Poketto - Money Tracker
Poketto - Money Tracker
Native and impossibly smooth
Free

A private money tracking app that offers a beautifully simple yet powerful way to manage your finances. It leverages Apple Intelligence for easy transaction logging and integrates with Apple Wallet for automatic updates. Optimized for iPad and iPhone Duo, it provides intuitive insights and robust privacy controls.

AI-powered transaction loggingApple Wallet integrationInstallment tracking
πŸ’° Finance
(18)
free with in-app purchases