Best Spency alternatives: apps like Spency: Budget Planner App

10+ similar apps compared and reviewed

4.5 avg rating
10 free apps
Updated October 2026

Spency is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Spency

Coins - Spending Tracker#1

Coins - Spending Tracker by Yuzhou Zhu

Smart budget & expense tracker
Editor's Choice
πŸ’° Finance
4.6😐(658 ratings)
FreeIn-App Purchases
Coins - Spending Tracker screenshot 1
Coins - Spending Tracker screenshot 2
Coins - Spending Tracker screenshot 3
Coins - Spending Tracker screenshot 4
Coins - Spending Tracker screenshot 5
Coins - Spending Tracker screenshot 6

Effortlessly manage your personal finances by quickly logging expenses and income. Understand your spending habits with insightful reports and stay within budget with smart alerts. Automate tracking and personalize your experience with advanced features.

What We Love

  • πŸš€ Simple and easy to use
  • πŸ‘ Clean and intuitive interface
  • πŸ’‘ Useful for tracking expenses
  • πŸš€ Convenient for daily expense entry

Room to Improve

  • πŸ› Glitches and crashes after updates
  • πŸ› Losing data after updates
  • πŸ› Inability to edit or delete entries
  • πŸ’‘ Lack of features like budgeting, recurring expenses, and multiple accounts
Smart Receipt Scan: Receiptly#2

Smart Receipt Scan: Receiptly by Karmjit Singh

Easy Expense & Mileage Tracker
Strong Contender
πŸ’° Finance
4.5(65 ratings)
FreeIn-App Purchases
Smart Receipt Scan: Receiptly screenshot 1
Smart Receipt Scan: Receiptly screenshot 2
Smart Receipt Scan: Receiptly screenshot 3
Smart Receipt Scan: Receiptly screenshot 4
Smart Receipt Scan: Receiptly screenshot 5
Smart Receipt Scan: Receiptly screenshot 6

Effortlessly manage personal and business expenses by scanning receipts, tracking reimbursements, and organizing financial data. Export reports in various formats and sync across devices for seamless financial oversight. It also helps track product warranties and gift card expirations.

Bento: Budget & Money Tracker#3

Bento: Budget & Money Tracker by AZIO Labs Inc.

Finance, Subscriptions & AI
Worth Considering
πŸ’° Finance
5.0(3 ratings)
FreeIn-App Purchases
Bento: Budget & Money Tracker screenshot 1
Bento: Budget & Money Tracker screenshot 2
Bento: Budget & Money Tracker screenshot 3
Bento: Budget & Money Tracker screenshot 4
Bento: Budget & Money Tracker screenshot 5
Bento: Budget & Money Tracker screenshot 6

This personal finance app offers customizable dashboards and an AI assistant to help you track spending, manage budgets, and organize transactions. Securely connect your bank accounts to gain a comprehensive view of your finances and uncover spending trends.

More apps like Spency

4
Budget Tracker - Brim
Budget Tracker - Brim
Budget Tracker - Brim
Spending, Bills & Savings
Free

This app provides a clear, real-time view of your disposable income after accounting for all bills and recurring expenses. It intelligently adjusts your budget based on your actual income, not just your bank balance, helping you avoid surprises and understand your spending habits.

Real-time 'left to spend' calculationAutomatic bill and recurring expense deductionIncome-adaptive budgeting
πŸ’° Finance
(5)
free
5
Actual Budget: Bill Manager
Actual Budget: Bill Manager
Actual Budget: Bill Manager
Weekly Budget, Money Organizer
Free

Effortlessly manage your finances with this intuitive app. Track spending, set budgets, and achieve savings goals with a human-centered design. Enjoy real-time insights and secure, private data management.

Safe-to-Spend DashboardFast Expense TrackingSmart Budget Planner
πŸ’° Finance
(87)
freemium
6
PayCheck Budget
PayCheck Budget
PayCheck Budget
Plan by Paycheck, Not Monthly
Free

This app helps users budget based on their pay cycle, whether weekly, biweekly, or monthly. It provides a cash flow forecast, safe-to-spend amounts, and allows for dual-income household planning. Features include receipt scanning and Apple Watch integration.

Budget by paycheckCash flow forecast timelineSafe-to-spend calculation
πŸ’° Finance
(11)
freemium
7
Expense Keep: Envelope Budget
Expense Keep: Envelope Budget
Expense Keep: Envelope Budget
Smart Simpler Budget Tracker
Free

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

Track expenses and incomeOrganize money into accounts/envelopesSet up recurring transactions
πŸ’° Finance
(1.7K)
free with in-app purchases
8
MyTruv - AI Money Manager
MyTruv - AI Money Manager
MyTruv - AI Money Manager
Manage Expenses, Subscriptions
Free

This AI-powered financial tool helps you manage your money by connecting accounts, tracking spending, and providing personalized insights. Chat with your AI assistant via text or voice for instant answers and recommendations to improve your financial health.

AI money assistant (text/voice)Account aggregationSpending and income tracking
πŸ’° Finance
(91)
subscription
9
Monthly: Budget Planner
Monthly: Budget Planner
Monthly: Budget Planner
Bills & Subscription Tracker
Free

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

Automatic fixed cost calculationIncome and expense trackingPayment reminders
πŸ’° Finance
(36)
free
10
Taxfyle: Taxes Done For You
Taxfyle: Taxes Done For You
Taxfyle: Taxes Done For You
Licensed tax professionals
Free

This app connects you with licensed tax professionals for income tax preparation. Upload documents easily and communicate securely with your assigned expert. Access your tax documents year-round and get free tax advice.

Connect with licensed EAs and CPAsSecure document upload via photos and cloudIn-app messaging with tax pros
πŸ’° Finance
(653)
free with in-app purchases