HSA Smart vs UPMA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HSA Smart
This application helps you manage your Health Savings Account by organizing medical receipts and invoices. It allows for scanning, categorizing, and backing up your documents to Google Drive, ensuring you stay prepared for tax season.
- Scan and import medical receipts
- Organize receipts by category
- Backup to Google Drive
- Secure Google sign-in
- Dark mode support
- Privacy-first design
Read full descriptionHide full description
HSA Smart helps you keep your Health Savings Account receipts organized and ready for taxes. Scan or import medical receipts and invoices Store and organize by category Backup to Google Drive for safekeeping Secure Google sign-in Dark mode and privacy-first design Stay audit-ready and keep your HSA paperwork in one place.
UPMA
This member-based application offers secure access to exclusive resources and communication tools. Stay informed with curated content and ongoing updates on a centralized platform designed for clarity and ease of access.
- Exclusive member resources
- Secure sign-in
- Curated content viewing
- Member communication tools
- Ongoing updates
Read full descriptionHide full description
UPMA is a member-based application designed to provide users with access to important updates, resources, and communication tools. The app allows users to securely sign into Members site, view curated content, and stay informed through a centralized platform. Features include: – Access to exclusive resources – Member communication tools – Ongoing updates and improvements UPMA is built to support clarity, connection, and ease of access for its users.
Screenshots
Verdict
HSA Smart and UPMA are too close to call on the numbers: across 9 compared parameters — price, rating, ratings volume and update cadence among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for HSA Smart against 5.0 for UPMA. Both are backed by a comparable volume of ratings — 3 and 2 respectively.
HSA Smart ships an update every 3 weeks, UPMA every 5 weeks. The most recent releases landed on October 5, 2026 and October 9, 2026 respectively.
| Parameter | HSA Smart | UPMA |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) | 5.0 (2 ratings) |
| Number of ratings | 3 — better | 2 |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 28 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | SINKHWAL LLC | Earl Husbands |
Customer experience
HSA Smart
UPMA
In-app purchases
HSA Smart
No in-app purchases
UPMA
No in-app purchases
