FSAFEDS vs UPMA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FSAFEDS
Easily submit claims for your FSAFEDS Health Care FSA, Limited Expense FSA, and Dependent Care FSA. Get quick reimbursements or direct payments to providers. View account balances, claim history, and manage your profile.
- Submit health care claims with photo receipts
- Submit dependent care claims
- View account balances
- Track claim history
- Manage profile and preferences
- Access plan information
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This app is for you if you are enrolled in an FSAFEDS Health Care FSA, Limited Expense FSA and/or Dependent Care FSA. This app makes it easy to submit claims for all FSAFEDS benefits, for quick reimbursement or to direct payments to your provider. Use this app to submit claims any time: • Health care claims – simply take a photo of your receipt with your phone • Dependent care claims – capture your provider’s signature in the app or submit a photo of your receipt Also: • View your current account balance and other important plan info • View all claims submitted via the app, online or fax • View Claims & Activity, all transactions for all programs, just like on our website • View the Account Statement for available programs, just like on our website • Update your Profile & Preferences, sign up for detailed emails and texts, just like on our website • Help on how to submit claims, and next steps
UPMA
This member-based application offers secure access to exclusive resources and communication tools. Stay informed with curated content and ongoing updates on a centralized platform designed for clarity and ease of access.
- Exclusive member resources
- Secure sign-in
- Curated content viewing
- Member communication tools
- Ongoing updates
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UPMA is a member-based application designed to provide users with access to important updates, resources, and communication tools. The app allows users to securely sign into Members site, view curated content, and stay informed through a centralized platform. Features include: – Access to exclusive resources – Member communication tools – Ongoing updates and improvements UPMA is built to support clarity, connection, and ease of access for its users.
Screenshots
Verdict
The clearest difference is ratings volume: FSAFEDS at 40K against UPMA's 2. UPMA's advantage is rating (5.0 vs 4.7). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UPMA holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: FSAFEDS has 40K ratings behind it against 2, so its average is the more settled of the two.
FSAFEDS ships an update every 2 months, UPMA every 5 weeks. The most recent releases landed on October 27, 2026 and October 9, 2026 respectively.
| Parameter | FSAFEDS | UPMA |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (40K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 22.2% of reviews | — |
| Number of ratings | 40K — better | 2 |
| Update frequency | Every 2 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 41 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | HealthEquity | Earl Husbands |
Customer experience
FSAFEDS
UPMA
Bugs and requests
FSAFEDS
Reported bugs
4 issues- Receipts getting cropped or partially uploaded
- Notification counter displaying incorrect numbers
- Compatibility issues with certain device settings
- Crashes or freezes when trying to upload documents
Requested features
5 requests- Ability to enter mileage for reimbursement
- More comprehensive list of expense categories
- In-app access to message center
- Option to view submitted receipts/documents
- Automatic claim processing from insurance providers
UPMA
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FSAFEDS
No in-app purchases
UPMA
No in-app purchases









