Comparison

FSAFEDS vs UPMA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FSAFEDS

Easily submit claims for your FSAFEDS Health Care FSA, Limited Expense FSA, and Dependent Care FSA. Get quick reimbursements or direct payments to providers. View account balances, claim history, and manage your profile.

Highlights
  • Submit health care claims with photo receipts
  • Submit dependent care claims
  • View account balances
  • Track claim history
  • Manage profile and preferences
  • Access plan information
Read full description

This app is for you if you are enrolled in an FSAFEDS Health Care FSA, Limited Expense FSA and/or Dependent Care FSA. This app makes it easy to submit claims for all FSAFEDS benefits, for quick reimbursement or to direct payments to your provider. Use this app to submit claims any time: • Health care claims – simply take a photo of your receipt with your phone • Dependent care claims – capture your provider’s signature in the app or submit a photo of your receipt Also: • View your current account balance and other important plan info • View all claims submitted via the app, online or fax • View Claims & Activity, all transactions for all programs, just like on our website • View the Account Statement for available programs, just like on our website • Update your Profile & Preferences, sign up for detailed emails and texts, just like on our website • Help on how to submit claims, and next steps

About

UPMA

This member-based application offers secure access to exclusive resources and communication tools. Stay informed with curated content and ongoing updates on a centralized platform designed for clarity and ease of access.

Highlights
  • Exclusive member resources
  • Secure sign-in
  • Curated content viewing
  • Member communication tools
  • Ongoing updates
Features
Read full description

UPMA is a member-based application designed to provide users with access to important updates, resources, and communication tools. The app allows users to securely sign into Members site, view curated content, and stay informed through a centralized platform. Features include: – Access to exclusive resources – Member communication tools – Ongoing updates and improvements UPMA is built to support clarity, connection, and ease of access for its users.

Screenshots

FSAFEDS4 screens
UPMA3 screens

Verdict

The call

The clearest difference is ratings volume: FSAFEDS at 40K against UPMA's 2. UPMA's advantage is rating (5.0 vs 4.7). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

UPMA holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: FSAFEDS has 40K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

FSAFEDS ships an update every 2 months, UPMA every 5 weeks. The most recent releases landed on October 27, 2026 and October 9, 2026 respectively.

Scorecard2 real differences · 8 level
FSAFEDS versus UPMA: the parameters behind the verdict, then further details
ParameterFSAFEDSUPMA
PriceFreeFree
Rating4.7 (40K ratings)5.0 (2 ratings) — better
Positive reviews22.2% of reviews—
Number of ratings40K — better2
Update frequencyEvery 2 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.0 — better15.1
Further details — not scored
Size41 MB37 MB
Age rating4+4+
DeveloperHealthEquityEarl Husbands

Customer experience

FSAFEDS

All ratings39,467 ratings
Positive94.8%
Neutral2.1%
Negative3.2%
Written reviews194 reviews
Positive22.2%
Neutral5.7%
Negative72.2%

UPMA

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

FSAFEDS

Reported bugs

4 issues
  • Receipts getting cropped or partially uploaded
  • Notification counter displaying incorrect numbers
  • Compatibility issues with certain device settings
  • Crashes or freezes when trying to upload documents

Requested features

5 requests
  • Ability to enter mileage for reimbursement
  • More comprehensive list of expense categories
  • In-app access to message center
  • Option to view submitted receipts/documents
  • Automatic claim processing from insurance providers

UPMA

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FSAFEDS

No in-app purchases

None

UPMA

No in-app purchases

Questions

Is FSAFEDS free?
FSAFEDS is free to download, with no in-app purchases.
Is UPMA free?
UPMA is free to download, with no in-app purchases.
Which has better reviews, FSAFEDS or UPMA?
UPMA is rated higher. FSAFEDS averages 4.7 out of 5 from 40K ratings, while UPMA averages 5.0 from 2 ratings.
Do FSAFEDS or UPMA have ads?
Neither FSAFEDS nor UPMA shows ads.
Which is updated more often, FSAFEDS or UPMA?
FSAFEDS ships an update every 2 months, and UPMA every 5 weeks. Most recently, FSAFEDS was updated on October 27, 2026 and UPMA on October 9, 2026.

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