Kakeibo vs Fixo

Kakeibo is a budgeting app based on the Japanese method created in 1904. The idea is simple: awareness changes behavior. No spreadsheets, no algorithms: just you and your decisions. One month at a time. PLAN, TRACK, REFLECT At the start of each month, set your budget: income, fixed costs, savings goal. Throughout the month, log your spending manually. Each entry is a moment of awareness. At month's end, reflect on what happened. Did you keep your promises? What will you change? FOUR CATEGORIES, ZERO COMPLEXITY Every expense falls into one of four categories: - Needs: rent, groceries, utilities, insurance - Wants: dining out, shopping, entertainment - Culture: books, courses, museums, hobbies - Unexpected: repairs, medical bills, gifts No sub-category rabbit holes. Just four honest buckets that show you where your money really goes. FEATURES - Monthly budget wizard with step-by-step guidance - Copy last month's setup to save time - Clear statistics: weekly, monthly, and yearly views - Category and tag breakdowns with period comparisons - Guided month-end reflection in 5 steps - Custom tags with emoji labels for cross-category tracking - Search and filter by date, category, tag, or type - Respectful reminders: daily, weekly, or monthly - 27 currencies supported - Data export as CSV or full SQLite database YOUR MONEY, YOUR BUSINESS - 100% offline. No internet required, no cloud, no servers. - No account creation. No email. No data collection of any kind. - No ads, no banners, no pop-ups, no sponsored content. - Your data stays on your device, always exportable, always yours. ONE PRICE. FOREVER YOURS. No subscriptions. No in-app purchases. No premium tiers. Pay once, use forever. That's how things should be.

Stop tracking every coffee. Start understanding your real costs. Fixo isn't a daily expense tracker. It's the app that shows you how much of your income or budget is already committed before you spend a single euro. Add your fixed costs once (rent, subscriptions, insurance, loans) and get an instant, honest picture of your finances. Yearly insurance? Quarterly bills? Monthly rent? Fixo normalizes every billing frequency into one clear monthly view, so nothing sneaks up on you. Why Fixo: - Set it once, see it forever. No daily logging, no receipt scanning - One unified view: yearly, quarterly, and monthly costs converted into a single monthly total - Wallet tracking: assign expenses to the accounts you pay from and see exactly what leaves each one - Emergency fund calculator: plan for 3 to 60 months of essential coverage - Minimal by design. Clean, focused, distraction-free Most people don't overspend on lattes. They lose track of the 15 subscriptions, the annual insurance, the quarterly fees. Fixo makes the invisible visible. Your money. Your clarity. Set it and know it.