Comparison

Expense Tracker & Budget Note vs Spendi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker & Budget Note

Features
Read full description

【Smart Accounting, Easy Finance】 A powerful personal finance management app that helps you easily record every income and expense, manage various assets, and understand your financial situation through detailed data analysis. Core Features Accounting Management • Quickly record income and expenses • Custom category management • View transactions by date • Link asset accounts with automatic balance updates • Swipe to delete, easy operation Asset Management • Support multiple asset types: cash, bank cards, digital wallets • Manage credit cards, savings cards, and more • Track stocks, funds, cryptocurrencies, and other virtual accounts • Record mortgages, car loans, and other liabilities • Automatically calculate net worth and total assets Statistics & Analysis • View income/expense statistics by month/year • Category percentage analysis to understand spending habits • Income/expense rankings • Daily/monthly averages • Monthly balance trends Personalization • Multiple theme colors • Dark mode support • 12 language support • Password protection for privacy • Honeypot mode to hide real data Data Security • Local data storage, secure and reliable • Backup and restore support • Password protection • Honeypot mode for privacy Multi-language Support Supports 12 languages: Simplified Chinese, Traditional Chinese, English, Japanese, Korean, German, French, Spanish, Italian, Portuguese, Russian, and Thai. Start using it now and make financial management simple and efficient! Privacy Policy: https://icnvrac9ij4m.feishu.cn/wiki/VvlXwndbziHVyXkpjFFcAHtAnCg?from=from_copylink User Agreement: https://icnvrac9ij4m.feishu.cn/wiki/H7LewdiPqitkU5kkoa0c79DZnwh?from=from_copylink

About

Spendi

Effortlessly manage your finances with this intuitive expense tracker and budget planner. Log income and expenses, set custom budgets, and gain clear visual insights into your spending habits. Syncs across devices and prioritizes your privacy.

Highlights
  • Smart Budgets
  • Visual Insights
  • Quick Logging
  • Recurring Transactions
  • iCloud Sync
  • Privacy First
Features
Read full description

Take control of your money with Spendi — the intuitive expense tracker and budget planner designed for everyday use. Log your income and expenses in seconds, set budgets for any category, and see exactly where your money goes with beautiful visual insights. KEY FEATURES • Smart Budgets — Set overall or per-category budgets with weekly, monthly, or custom time frames. Track progress with clear visual indicators. • Visual Insights — Weekly, monthly, and yearly spending breakdowns with interactive charts and category analysis. • Quick Logging — Add transactions fast with a built-in number pad, category picker, and optional notes. • Recurring Transactions — Set up repeating income or expenses so you never miss a bill. • Upcoming Transactions — See your future payments at a glance and plan ahead. • Spending Trends — Mini line graph shows your cumulative spending with an interactive drag tooltip. • iCloud Sync — Your data stays in sync across all your devices automatically. • Family Sharing — Share your Spendi Pro with up to 5 family members via iCloud Family at no extra cost. • Home Screen Widget — Check your spending at a glance without opening the app. • Demo Mode — Explore all features with sample data before you start tracking. • Fully Customizable — Choose your currency, number format, keypad style, and app theme. • Privacy First — Your financial data stays on your device. No accounts, no servers, no tracking. Whether you want to stop overspending, save for a goal, or simply understand your financial habits — Spendi makes it effortless. Terms of Use: https://spendi.mucahitk.com/en/terms Privacy Policy: https://spendi.mucahitk.com/en/privacy

Screenshots

Expense Tracker & Budget Note4 screens
Spendi4 screens

Verdict

The call

The clearest difference is update cadence: Spendi at weekly against Expense Tracker & Budget Note's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker & Budget Note sells 2 in-app purchases, starting at $8.99 per year and Spendi sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Tracker & Budget Note ships an update every 2 weeks, Spendi weekly. The most recent releases landed on October 13, 2026 and October 22, 2026 respectively.

Scorecard1 real difference · 9 level
Expense Tracker & Budget Note versus Spendi: the parameters behind the verdict, then further details
ParameterExpense Tracker & Budget NoteSpendi
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.5 — better18.6
Further details — not scored
Size26 MB21 MB
Age rating4+4+
Developer绅 董Mucahit KOKDEMIR

In-app purchases

2 purchases

Expense Tracker & Budget Note

Subscriptions1
  • annual$8.991 Year
One-time1
  • lifetime$17.99
3 purchases

Spendi

Subscriptions2
  • Spendi Pro (Monthly)$2.991 Month
  • Spendi Pro (Yearly)14 Days trial$12.991 Year
One-time1
  • Spendi Pro – Lifetime$24.99

Questions

Is Expense Tracker & Budget Note free?
Expense Tracker & Budget Note is free to download, with in-app purchases available.
Is Spendi free?
Spendi is free to download, with in-app purchases available.
Do Expense Tracker & Budget Note or Spendi have ads?
Neither Expense Tracker & Budget Note nor Spendi shows ads.
Which is updated more often, Expense Tracker & Budget Note or Spendi?
Expense Tracker & Budget Note ships an update every 2 weeks, and Spendi weekly. Most recently, Expense Tracker & Budget Note was updated on October 13, 2026 and Spendi on October 22, 2026.

Other comparisons