Expense Tracker & Budget Note vs Spendova
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Expense Tracker & Budget Note
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γSmart Accounting, Easy Financeγ A powerful personal finance management app that helps you easily record every income and expense, manage various assets, and understand your financial situation through detailed data analysis. Core Features Accounting Management β’ Quickly record income and expenses β’ Custom category management β’ View transactions by date β’ Link asset accounts with automatic balance updates β’ Swipe to delete, easy operation Asset Management β’ Support multiple asset types: cash, bank cards, digital wallets β’ Manage credit cards, savings cards, and more β’ Track stocks, funds, cryptocurrencies, and other virtual accounts β’ Record mortgages, car loans, and other liabilities β’ Automatically calculate net worth and total assets Statistics & Analysis β’ View income/expense statistics by month/year β’ Category percentage analysis to understand spending habits β’ Income/expense rankings β’ Daily/monthly averages β’ Monthly balance trends Personalization β’ Multiple theme colors β’ Dark mode support β’ 12 language support β’ Password protection for privacy β’ Honeypot mode to hide real data Data Security β’ Local data storage, secure and reliable β’ Backup and restore support β’ Password protection β’ Honeypot mode for privacy Multi-language Support Supports 12 languages: Simplified Chinese, Traditional Chinese, English, Japanese, Korean, German, French, Spanish, Italian, Portuguese, Russian, and Thai. Start using it now and make financial management simple and efficient! Privacy Policy: https://icnvrac9ij4m.feishu.cn/wiki/VvlXwndbziHVyXkpjFFcAHtAnCg?from=from_copylink User Agreement: https://icnvrac9ij4m.feishu.cn/wiki/H7LewdiPqitkU5kkoa0c79DZnwh?from=from_copylink
Spendova
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Spendova is a beautifully designed personal finance tracker that keeps everything on your device. No accounts, no servers, no cloud β just you and your money. TRACK INCOME & EXPENSES β’ Add transactions with categories, dates, and notes β’ Support for recurring income and expenses: weekly, monthly, quarterly, yearly β’ Installment tracking for split payments (Klarna, Afterpay, and more) β’ Swipe to delete with one gesture β’ Running balance so you always know where you stand SET BUDGETS & STAY ON TRACK β’ Create budgets for any combination of categories β’ Visual progress bars show spending vs. limit at a glance β’ Get notified at 80% and 100% of your budget β’ Monthly budget history to track trends over time SAVE TOWARD GOALS β’ Set savings goals with target amounts and deadlines β’ Track contributions and see your progress grow β’ Milestone notifications at 25%, 50%, 75%, and 100% FORECAST YOUR FINANCES β’ See projected balances for 1, 3, 6, or 12 months ahead β’ Beautiful line and bar charts for visual insights β’ Understand where your money is going β and where it will be OFFLINE-FIRST & PRIVATE β’ All data stays on your device β nothing leaves your phone β’ No accounts, no emails, no sign-ups β’ Consent-based analytics and ad attribution may be used to measure app performance β’ Encrypted backup files (AES-256) for safekeeping β’ Delete the app and everything is gone β no traces THOUGHTFULLY DESIGNED β’ Dark and light themes that follow your system β’ Available in 5 languages: English, French, German, Spanish, and Arabic β’ Full right-to-left support for Arabic β’ Interactive tutorial to get you started in minutes β’ Built-in FAQ with 13 helpful topics PREMIUM (OPTIONAL) β’ Unlimited budgets and custom categories β’ Savings goals with milestone tracking β’ Extended analytics and forecasts β’ Choose from Monthly, Yearly, or Lifetime plans β’ Restore purchases on any device Your finances deserve an app that respects your privacy. Spendova β simple, private, powerful. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://atacand1920.github.io/Spendova/privacy-policy.html
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Verdict
The clearest difference is iOS requirement: Spendova at 15.1 against Expense Tracker & Budget Note's 18.5. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Expense Tracker & Budget Note sells 2 in-app purchases, starting at $8.99 per year and Spendova sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 13, 2026 and October 18, 2026 respectively.
| Parameter | Expense Tracker & Budget Note | Spendova |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPad, iPod β better |
| Requires iOS | 18.5 | 15.1 β better |
| Further details β not scored | ||
| Size | 26 MB | 53 MB |
| Age rating | 4+ | 4+ |
| Developer | η» θ£ | Seifeddine Bouzid |
In-app purchases
Expense Tracker & Budget Note
- annual$8.991 Year
- lifetime$17.99
Spendova
- Spendova Premium Monthly14 Days trial$2.991 Month
- Spendova Premium Yearly14 Days trial$17.991 Year
- Spendova Premium Lifetime$34.99
Questions
Is Expense Tracker & Budget Note free?
Is Spendova free?
Do Expense Tracker & Budget Note or Spendova have ads?
Which is updated more often, Expense Tracker & Budget Note or Spendova?
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