Comparison

Expense Tracker & Budget Note vs Spendova

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Expense Tracker & Budget Note

Features
Read full description

【Smart Accounting, Easy Finance】 A powerful personal finance management app that helps you easily record every income and expense, manage various assets, and understand your financial situation through detailed data analysis. Core Features Accounting Management β€’ Quickly record income and expenses β€’ Custom category management β€’ View transactions by date β€’ Link asset accounts with automatic balance updates β€’ Swipe to delete, easy operation Asset Management β€’ Support multiple asset types: cash, bank cards, digital wallets β€’ Manage credit cards, savings cards, and more β€’ Track stocks, funds, cryptocurrencies, and other virtual accounts β€’ Record mortgages, car loans, and other liabilities β€’ Automatically calculate net worth and total assets Statistics & Analysis β€’ View income/expense statistics by month/year β€’ Category percentage analysis to understand spending habits β€’ Income/expense rankings β€’ Daily/monthly averages β€’ Monthly balance trends Personalization β€’ Multiple theme colors β€’ Dark mode support β€’ 12 language support β€’ Password protection for privacy β€’ Honeypot mode to hide real data Data Security β€’ Local data storage, secure and reliable β€’ Backup and restore support β€’ Password protection β€’ Honeypot mode for privacy Multi-language Support Supports 12 languages: Simplified Chinese, Traditional Chinese, English, Japanese, Korean, German, French, Spanish, Italian, Portuguese, Russian, and Thai. Start using it now and make financial management simple and efficient! Privacy Policy: https://icnvrac9ij4m.feishu.cn/wiki/VvlXwndbziHVyXkpjFFcAHtAnCg?from=from_copylink User Agreement: https://icnvrac9ij4m.feishu.cn/wiki/H7LewdiPqitkU5kkoa0c79DZnwh?from=from_copylink

About

Spendova

Features
Read full description

Spendova is a beautifully designed personal finance tracker that keeps everything on your device. No accounts, no servers, no cloud β€” just you and your money. TRACK INCOME & EXPENSES β€’ Add transactions with categories, dates, and notes β€’ Support for recurring income and expenses: weekly, monthly, quarterly, yearly β€’ Installment tracking for split payments (Klarna, Afterpay, and more) β€’ Swipe to delete with one gesture β€’ Running balance so you always know where you stand SET BUDGETS & STAY ON TRACK β€’ Create budgets for any combination of categories β€’ Visual progress bars show spending vs. limit at a glance β€’ Get notified at 80% and 100% of your budget β€’ Monthly budget history to track trends over time SAVE TOWARD GOALS β€’ Set savings goals with target amounts and deadlines β€’ Track contributions and see your progress grow β€’ Milestone notifications at 25%, 50%, 75%, and 100% FORECAST YOUR FINANCES β€’ See projected balances for 1, 3, 6, or 12 months ahead β€’ Beautiful line and bar charts for visual insights β€’ Understand where your money is going β€” and where it will be OFFLINE-FIRST & PRIVATE β€’ All data stays on your device β€” nothing leaves your phone β€’ No accounts, no emails, no sign-ups β€’ Consent-based analytics and ad attribution may be used to measure app performance β€’ Encrypted backup files (AES-256) for safekeeping β€’ Delete the app and everything is gone β€” no traces THOUGHTFULLY DESIGNED β€’ Dark and light themes that follow your system β€’ Available in 5 languages: English, French, German, Spanish, and Arabic β€’ Full right-to-left support for Arabic β€’ Interactive tutorial to get you started in minutes β€’ Built-in FAQ with 13 helpful topics PREMIUM (OPTIONAL) β€’ Unlimited budgets and custom categories β€’ Savings goals with milestone tracking β€’ Extended analytics and forecasts β€’ Choose from Monthly, Yearly, or Lifetime plans β€’ Restore purchases on any device Your finances deserve an app that respects your privacy. Spendova β€” simple, private, powerful. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://atacand1920.github.io/Spendova/privacy-policy.html

Screenshots

Expense Tracker & Budget Note4 screens
Spendova4 screens

Verdict

The call

The clearest difference is iOS requirement: Spendova at 15.1 against Expense Tracker & Budget Note's 18.5. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Expense Tracker & Budget Note sells 2 in-app purchases, starting at $8.99 per year and Spendova sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 13, 2026 and October 18, 2026 respectively.

Scorecard1 real difference Β· 5 level
Expense Tracker & Budget Note versus Spendova: the parameters behind the verdict, then further details
ParameterExpense Tracker & Budget NoteSpendova
PriceFreeFree
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, iPod β€” better
Requires iOS18.515.1 β€” better
Further details β€” not scored
Size26 MB53 MB
Age rating4+4+
Developerη»… θ‘£Seifeddine Bouzid

In-app purchases

2 purchases

Expense Tracker & Budget Note

Subscriptions1
  • annual$8.991 Year
One-time1
  • lifetime$17.99
3 purchases

Spendova

Subscriptions2
  • Spendova Premium Monthly14 Days trial$2.991 Month
  • Spendova Premium Yearly14 Days trial$17.991 Year
One-time1
  • Spendova Premium Lifetime$34.99

Questions

Is Expense Tracker & Budget Note free?
Expense Tracker & Budget Note is free to download, with in-app purchases available.
Is Spendova free?
Spendova is free to download, with in-app purchases available.
Do Expense Tracker & Budget Note or Spendova have ads?
Neither Expense Tracker & Budget Note nor Spendova shows ads.
Which is updated more often, Expense Tracker & Budget Note or Spendova?
Expense Tracker & Budget Note ships an update every 2 weeks, and Spendova every 2 weeks. Most recently, Expense Tracker & Budget Note was updated on October 13, 2026 and Spendova on October 18, 2026.

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