SmartFlow+ vs Orçamento Anual
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SmartFlow+
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Smart Flow+ is an intelligent personal finance app designed to help you organize your income and expenses in a simple, practical, and modern way. With it, you can track your financial flow, understand where your money is going, and make more conscious decisions about your spending — all in one place. Record transactions via WhatsApp using AI One of Smart Flow+’s biggest advantages is its integration with WhatsApp. You can automatically record income and expenses by sending a text or voice message, such as: “Grocery expense in the amount of 55.50” The system interprets your message with the help of Artificial Intelligence and automatically creates the transaction for you, saving time in your daily routine. Ideal for recording expenses as they happen — at the supermarket, during transportation, or in any everyday situation. Complete and intuitive dashboard Intelligent recurring system powered by AI Create personalized rules for recurring transactions by defining frequency, intervals, and dates. The app automatically manages these entries and notifies you in advance when a transaction is about to occur, helping you plan ahead and keep everything organized. Visualize your finances clearly with charts and indicators that show: Monthly balance Total income and expenses Cash flow Financial results Income and expenses by category Statements and projections Everything is presented in a simple way, making it easy to understand even if you have no prior experience with financial control. Category organization Create and customize Income and Expense categories to better organize your records and understand your main spending patterns. Multi-language support Smart Flow+ is multilingual and can be used in: Portuguese English Spanish You choose your preferred language directly in the app. Simple, secure, and practical Modern and easy-to-use interface Financial control at your own pace Ideal for personal use All your data organized in one place Who is Smart Flow+ for People who want to better organize their finances Those looking for practical expense control Users who want to quickly record expenses Anyone who wants to better understand their monthly cash flow Smart Flow+ was created to make financial control simpler, smarter, and more accessible, using technology to make your life easier. Start now and gain more clarity over your finances.
Orçamento Anual
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Gerencie seu orçamento anual de forma prática: acompanhe receita, limites por categoria, gastos (parcelados ou recorrentes) e investimentos mês a mês. Recursos & Funcionalidade Categorias & Limites: crie/edite caixas com limite mensal e visualização do uso. Gastos inteligentes: registre despesas, parcelas e recorrências; escolha forma de pagamento (à vista/cartão). Investimentos: registre aportes mensais e acompanhe histórico. Navegação por mês: vá para meses anteriores/próximos e veja totais e percentuais. Sincronização segura: login com Firebase Authentication e dados isolados por usuário no Firestore (atualização em tempo real). Interface e formatação: design moderno em SwiftUI com formatação automática em R$ para todos os campos monetários.
Screenshots
Verdict
The clearest difference is update cadence: SmartFlow+ at every 10 days against Orçamento Anual's monthly. SmartFlow+ also leads on iOS requirement (15.6 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SmartFlow+ ships an update every 10 days, Orçamento Anual monthly. The most recent releases landed on October 28, 2026 and October 20, 2026 respectively.
| Parameter | SmartFlow+ | Orçamento Anual |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 10 days — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 26.2 |
| Further details — not scored | ||
| Size | 24 MB | 20 MB |
| Age rating | 4+ | 12+ |
| Developer | MARIO SERGIO SIERRA DELFINO | Mach2 |
In-app purchases
SmartFlow+
No in-app purchases
Orçamento Anual
No in-app purchases









