Finstery vs Splitty Bills

Finstery helps DIY investors and early retirees stress test their portfolios with confidence. Whether you're planning for financial independence or already retired, Finstery gives you the tools to see how your strategy holds up in the real world — and in the worst-case scenarios. Use powerful backtesting to simulate your portfolio across decades of historical data. Run Monte Carlo simulations to visualize risk and uncertainty in future returns. Explore safe withdrawal strategies and understand how different allocations respond to inflation, recessions, and market volatility. Finstery brings clarity to one of the biggest questions in early retirement: Is my plan resilient enough? Built for independent thinkers. Designed for long horizons. Finstery offers optional premium features via an auto-renewable subscription. Free Features: • Portfolio creation • Historical backtesting summaries and statistics Premium Features (Subscription Required): • Monte Carlo simulations • Safe Withdrawal Rate analysis Subscription pricing and terms are clearly shown before purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: http://finstery.com/#privacy_policy

Splitty - Split bills and expenses Simply Splitty is the easiest way to share expenses with friends, family, roommates, or travel companions. No complicated features, no account required — just a straightforward tool that does one thing perfectly: keeping track of who paid what and who owes whom. How It Works Create a group, add participants, and start logging expenses. Splitty automatically calculates each person's balance and shows you exactly who needs to pay whom to settle up. When someone reimburses another, simply tap "Settle" and the balance updates instantly. Key Features - Create unlimited expense groups for any occasion - Add as many participants as you need - Log expenses with description, amount, date, and payer - Choose which participants are involved in each expense - View clear balances showing who owes what - Settle debts with a single tap - Support for 20 currencies including USD, EUR, GBP, CHF, JPY, and more - Automatic currency detection based on your location - Works completely offline - Dark mode support - Available in English, French, German, Spanish, and Italian Perfect For - Splitting bills at restaurants or bars - Shared apartments and household expenses - Group trips and vacations - Concerts, events, and outings with friends - Any situation where money is shared between people Privacy First Your data stays on your device. Splitty does not require an account, does not collect personal information, and works entirely offline. No servers, no tracking, no ads. Simple by Design We believe expense splitting should be effortless. No learning curve, no unnecessary features — just open the app and start tracking. Splitty gets out of your way so you can focus on enjoying time with the people you care about. Download Splitty today and never argue about money again.