Finstery vs Halfsie

Finstery helps DIY investors and early retirees stress test their portfolios with confidence. Whether you're planning for financial independence or already retired, Finstery gives you the tools to see how your strategy holds up in the real world — and in the worst-case scenarios. Use powerful backtesting to simulate your portfolio across decades of historical data. Run Monte Carlo simulations to visualize risk and uncertainty in future returns. Explore safe withdrawal strategies and understand how different allocations respond to inflation, recessions, and market volatility. Finstery brings clarity to one of the biggest questions in early retirement: Is my plan resilient enough? Built for independent thinkers. Designed for long horizons. Finstery offers optional premium features via an auto-renewable subscription. Free Features: • Portfolio creation • Historical backtesting summaries and statistics Premium Features (Subscription Required): • Monte Carlo simulations • Safe Withdrawal Rate analysis Subscription pricing and terms are clearly shown before purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: http://finstery.com/#privacy_policy

Split expenses without the awkwardness. Halfsie makes it easy to track shared costs with friends, roommates, and travel companions. SIMPLE EXPENSE SPLITTING Add expenses in seconds. Halfsie automatically calculates who owes what and shows you exactly how to settle up, no spreadsheets, no math, no drama. CHARACTERS, NOT SPREADSHEETS Create fun, customizable characters for everyone in your group. With over 10,000 combinations of shapes, colors, and expressions, expense tracking actually feels personal. VENMO INTEGRATION Settle up instantly with built-in Venmo links. One tap takes you directly to payment, pre-filled with the exact amount owed. WIDGETS FOR QUICK ACCESS Check balances from your Home Screen or Lock Screen. Add expenses without even opening the app using Siri, widgets, or Quick Actions. TRIP-READY Perfect for vacations, road trips, and weekend getaways. Track everything from gas to groceries to group dinners, then settle up before you even get home. ROOMMATE-FRIENDLY Split rent, utilities, and household expenses month after month. Archive old trips and keep your active house running smoothly. FREE FOREVER Unlimited groups, unlimited expenses, unlimited friends. The core features you need are always free. HALFSIE PRO Upgrade for power features: • Receipt scanning: Snap a photo and auto-extract the total • Trip statistics: See spending breakdowns by category and person • PDF & CSV export: Create expense reports for reimbursement PRIVACY FIRST Your data stays on your device. No account required. No ads. No selling your data. Privacy Policy: https://halfsie.app/apps/halfsie/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/