SUSU Circles vs SOU App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SUSU Circles
This app facilitates community-based savings and crowdfunding. It allows users to create or join group savings circles where members contribute and one receives the full amount each cycle, or to crowdfund important life events with loved ones.
- Group savings circles
- Crowdfunding for life events
- Real-time contribution tracking
- Secure payments via Stripe
- Bank-level encryption
- QR code sharing
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SUSU is the modern way to save money and support your community. Two powerful features in one app: SUSU CIRCLES - Group Savings Based on the centuries-old tradition known worldwide as Susu, Tanda, Stokvel, Chit Fund, Hui, Kye, Paluwagan, and more. Whether you call it Susu (Ghana, Nigeria, Liberia), Tanda (Mexico), Stokvel (South Africa), Chit Fund (India), Hui (China), Kye (Korea), Paluwagan (Philippines), Equb (Ethiopia), Hagbad (Somalia), Arisan (Indonesia), Njangi (Cameroon), or Partner (Jamaica) - it's the same trusted system your community has used for generations. HOW CIRCLES WORK: * Create or join a savings circle with friends, family, or coworkers * Everyone contributes the same amount each cycle * One member receives the full pot each round * Or choose to cash out together at the end! FAMILY FUND - Crowdfunding Crowdfund life's most important moments with the people who matter most. PERFECT FOR: * Weddings & engagement parties * Funerals & memorial funds * Baby showers & graduations * Medical expenses & emergencies * Education funds * Community relief efforts HOW IT WORKS: * Create a fund in under 2 minutes * Share your beautiful fund page or QR code * Track contributions in real-time * Withdraw to your bank instantly WHY SUSU? * No bank fees or interest charges * Build savings discipline with your community * Trusted by cultures worldwide for generations * QR codes for easy sharing * Real-time tracking * Secure payments powered by Stripe * Bank-level encryption A GLOBAL TRADITION From Accra to Atlanta, Lagos to London, Manila to Minneapolis - SUSU connects communities worldwide. Join the millions who trust community-based savings. You might know Susu by another name in your community: Susu, sou-sou, su-su, osusu, asusu, esusu, isusu, èsúsú, Rotating Savings and Credit Association, ROSCA, tanda, tandas, hui, ajo, chama, tontine, stokvel, ekub, equb, ikub, hagbad, ayuuto, chilemba, njangi, ujangi, jangi, upato, adashi, adasse, ikilemba, likelemba, pardna, partner, partnerhand, pawdna, cundina, pandero, consorcio, san, sòl, min, box hand, throw a box, boxi money, cuchubál, pasanacu, junta, chit fund, chitty, committee, kameti, arisan, paluwagan, kye, gye, kutu, kootu, tanomoshiko, mujin, hội, hụi, dhikuti, dhukuti, gameya, jam'iyah, gün, dart, menage, menodge, roata, money pool, savings circle, lending circle, mutual aid, informal savings, community banking, merry-go-round, asue, meeting-turn, kistuna, bisi, vishi, djanggi, dhanda, pool, cycle, sheet, kasmonie, cadena, samity, main, seettuva, xitique, sanduq, lawm sum, turnohan, chaer, pia huey, len chaer, crowdfunding, family fund, rotating savings Download SUSU today!
SOU App
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SOU: Save Together, Grow Together! Unlock your financial potential with SOU, the innovative social savings app designed to help you achieve your goals faster. Whether you're saving for a new home, a dream vacation, or simply building an emergency fund, SOU makes saving social, rewarding, and fun. Key Features: Group Savings: Create or join communal savings groups, including rotational (Ajo/Esusu/Stokvel) or targeted goal-based groups, with friends, family, or your community. Personalized Savings Goals (Envelopes): Set individual savings targets, track your progress, and stay motivated with personalized "envelopes" for all your aspirations. Budgeting & Expense Tracking: Gain crystal-clear insights into your finances. Monitor your spending, manage budgets, and identify areas for improvement to maximize your savings. Gamification & Rewards: Make saving addictive! Earn exciting badges, achieve streaks, and collect points as you hit milestones. Participate in challenges to boost your motivation and rewards. Easy Contributions & Payouts: Seamlessly manage your contributions and receive payouts directly within the app. Referral System: Invite friends to join SOU and earn rewards for growing our community. Smart Notifications: Stay on top of your financial journey with timely reminders for contributions, payout alerts, and group updates. Data Export: Take control of your financial data by easily exporting your savings, contributions, and expense logs as PDF or CSV. SOU empowers you to save smarter, together. Download now and start building your financial future!
Screenshots
Verdict
SUSU Circles and SOU App are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | SUSU Circles | SOU App |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 4 days | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 116 MB | 184 MB |
| Age rating | 4+ | 17+ |
| Developer | NowLanguage LLC | Nkem Granger |
In-app purchases
SUSU Circles
No in-app purchases
SOU App
No in-app purchases









