Comparison

SUSU Circles vs SOU App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SUSU Circles

This app facilitates community-based savings and crowdfunding. It allows users to create or join group savings circles where members contribute and one receives the full amount each cycle, or to crowdfund important life events with loved ones.

Highlights
  • Group savings circles
  • Crowdfunding for life events
  • Real-time contribution tracking
  • Secure payments via Stripe
  • Bank-level encryption
  • QR code sharing
Features
Read full description

SUSU is the modern way to save money and support your community. Two powerful features in one app: SUSU CIRCLES - Group Savings Based on the centuries-old tradition known worldwide as Susu, Tanda, Stokvel, Chit Fund, Hui, Kye, Paluwagan, and more. Whether you call it Susu (Ghana, Nigeria, Liberia), Tanda (Mexico), Stokvel (South Africa), Chit Fund (India), Hui (China), Kye (Korea), Paluwagan (Philippines), Equb (Ethiopia), Hagbad (Somalia), Arisan (Indonesia), Njangi (Cameroon), or Partner (Jamaica) - it's the same trusted system your community has used for generations. HOW CIRCLES WORK: * Create or join a savings circle with friends, family, or coworkers * Everyone contributes the same amount each cycle * One member receives the full pot each round * Or choose to cash out together at the end! FAMILY FUND - Crowdfunding Crowdfund life's most important moments with the people who matter most. PERFECT FOR: * Weddings & engagement parties * Funerals & memorial funds * Baby showers & graduations * Medical expenses & emergencies * Education funds * Community relief efforts HOW IT WORKS: * Create a fund in under 2 minutes * Share your beautiful fund page or QR code * Track contributions in real-time * Withdraw to your bank instantly WHY SUSU? * No bank fees or interest charges * Build savings discipline with your community * Trusted by cultures worldwide for generations * QR codes for easy sharing * Real-time tracking * Secure payments powered by Stripe * Bank-level encryption A GLOBAL TRADITION From Accra to Atlanta, Lagos to London, Manila to Minneapolis - SUSU connects communities worldwide. Join the millions who trust community-based savings. You might know Susu by another name in your community: Susu, sou-sou, su-su, osusu, asusu, esusu, isusu, èsúsú, Rotating Savings and Credit Association, ROSCA, tanda, tandas, hui, ajo, chama, tontine, stokvel, ekub, equb, ikub, hagbad, ayuuto, chilemba, njangi, ujangi, jangi, upato, adashi, adasse, ikilemba, likelemba, pardna, partner, partnerhand, pawdna, cundina, pandero, consorcio, san, sòl, min, box hand, throw a box, boxi money, cuchubál, pasanacu, junta, chit fund, chitty, committee, kameti, arisan, paluwagan, kye, gye, kutu, kootu, tanomoshiko, mujin, hội, hụi, dhikuti, dhukuti, gameya, jam'iyah, gün, dart, menage, menodge, roata, money pool, savings circle, lending circle, mutual aid, informal savings, community banking, merry-go-round, asue, meeting-turn, kistuna, bisi, vishi, djanggi, dhanda, pool, cycle, sheet, kasmonie, cadena, samity, main, seettuva, xitique, sanduq, lawm sum, turnohan, chaer, pia huey, len chaer, crowdfunding, family fund, rotating savings Download SUSU today!

About

SOU App

Features
Read full description

SOU: Save Together, Grow Together! Unlock your financial potential with SOU, the innovative social savings app designed to help you achieve your goals faster. Whether you're saving for a new home, a dream vacation, or simply building an emergency fund, SOU makes saving social, rewarding, and fun. Key Features: Group Savings: Create or join communal savings groups, including rotational (Ajo/Esusu/Stokvel) or targeted goal-based groups, with friends, family, or your community. Personalized Savings Goals (Envelopes): Set individual savings targets, track your progress, and stay motivated with personalized "envelopes" for all your aspirations. Budgeting & Expense Tracking: Gain crystal-clear insights into your finances. Monitor your spending, manage budgets, and identify areas for improvement to maximize your savings. Gamification & Rewards: Make saving addictive! Earn exciting badges, achieve streaks, and collect points as you hit milestones. Participate in challenges to boost your motivation and rewards. Easy Contributions & Payouts: Seamlessly manage your contributions and receive payouts directly within the app. Referral System: Invite friends to join SOU and earn rewards for growing our community. Smart Notifications: Stay on top of your financial journey with timely reminders for contributions, payout alerts, and group updates. Data Export: Take control of your financial data by easily exporting your savings, contributions, and expense logs as PDF or CSV. SOU empowers you to save smarter, together. Download now and start building your financial future!

Screenshots

SUSU Circles4 screens
SOU App4 screens

Verdict

The call

SUSU Circles and SOU App are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
SUSU Circles versus SOU App: the parameters behind the verdict, then further details
ParameterSUSU CirclesSOU App
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 4 days—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.1
Further details — not scored
Size116 MB184 MB
Age rating4+17+
DeveloperNowLanguage LLCNkem Granger

In-app purchases

None

SUSU Circles

No in-app purchases

None

SOU App

No in-app purchases

Questions

Is SUSU Circles free?
SUSU Circles is free to download, with no in-app purchases.
Is SOU App free?
SOU App is free to download, with no in-app purchases.
Do SUSU Circles or SOU App have ads?
Neither SUSU Circles nor SOU App shows ads.

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