Comparison

Balans Minus vs SmartFolio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Balans Minus

Features
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AZ: Balans Minus ilə xərclərinizi asanlıqla izləyin! ƏDV geri al qəbzlərinizdəki QR kodlarını skan edin və tətbiq xərclərinizi avtomatik olaraq əlavə etsin. ƏSAS XÜSUSİYYƏTLƏR: QR Kod Skan ƏDV geri al qəbzlərinizdəki QR kodlarını skan edərək xərclərinizi avtomatik izləyin. Əl ilə daxil etməyə ehtiyac yoxdur - sadəcə kameranızı yönəldin və skan edin və ya qəbz şəklini qalereyadan seçin. Avtomatik Xərc İzləmə Qəbz məlumatları avtomatik olaraq əldə edilir və xərc qeydlərinizə əlavə olunur, o cümlədən ümumi məbləğ və əməliyyat təfərrüatları. Əhatəli Statistika Ətraflı statistika ilə xərcləmə nümunələrinizi görün: - Günlük xülasələr - Həftəlik tendensiyalar - Aylıq icmallar - İllik müqayisələr Vizual Qrafiklər Müxtəlif zaman dövrlərində xərcləmə vərdişlərinizi vizuallaşdıran oxunaqlı qrafik və diaqramlarla maliyyənizi daha yaxşı başa düşün. Məlumat Məxfiliği Maliyyə məlumatlarınız Swift Data istifadə edərək cihazınızda yerli olaraq saxlanılır. Məlumatlarınızı xarici serverlərdə saxlamırıq, bu da məxfiliyinizi və təhlükəsizliyinizi təmin edir. TƏLƏBLƏR: - QR kod emalı üçün internet bağlantısı tələb olunur - Qəbzləri skan etmək və ya qalereyadan seçmək üçün kamera və foto qalereya girişi Bu gün Balans Minus yükləyin və xərclərinizə nəzarət edin! ---------------------------------------------------------------------------------------- EN: Track your expenses effortlessly with Balans Minus! Simply scan QR codes on your VAT refund receipts and let the app automatically add your expenses. KEY FEATURES: QR Code Scanning Scan QR codes on VAT refund receipts to automatically track your expenses. No manual entry required - just point your camera and scan, or select a receipt image from your photo gallery. Automatic Expense Tracking Receipt information is automatically retrieved and added to your expense records, including total amount and transaction details. Comprehensive Statistics View your spending patterns with detailed statistics: - Daily summaries - Weekly trends - Monthly overviews - Yearly comparisons Visual Charts Understand your finances better with easy-to-read charts and graphs that visualize your spending habits over different time periods. Data Privacy Your financial data is stored locally on your device using Swift Data. We don't store your information on external servers, ensuring your privacy and security. REQUIREMENTS: - Internet connection required for QR code processing - Camera and photo gallery access for scanning receipts or selecting from gallery Download Balans Minus today and take control of your expenses!

About

SmartFolio

Features
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SmartFolio is a free portfolio tracker for investors who hold stocks, ETFs and crypto across more than one market or currency. Record your trades once and SmartFolio keeps the whole picture current: what you own, what it is worth today, what you have really earned, and how your money is spread across companies, sectors, regions and asset classes. No subscription, no account, no ads. Every number is calculated on your device, and your data never leaves it. MARKETS AROUND THE WORLD - Follow listings on more than 30 exchanges, including Toronto, New York, London, Frankfurt, Paris, Amsterdam, Zurich, Tokyo, Hong Kong, Shanghai, Mumbai, Sydney, Singapore, Seoul, Sao Paulo and Mexico City. - World Markets shows live index levels for the Americas, Europe and Asia-Pacific, with an open or closed indicator for each exchange. - Browse popular names market by market, star anything to your watchlist, and search any stock, ETF, fund, index or crypto pair by name or ticker. - Prices, charts and history appear in each security's own currency. London prices are shown in pounds, not pence. ONE PORTFOLIO, ANY CURRENCY - Hold US, Canadian, UK, European and Asian listings side by side. Each position keeps its native currency, and every total is converted with live exchange rates. - Choose from 28 display currencies, including US and Canadian dollars, euro, pound, rupee, yen, Australian dollar, Swiss franc, Hong Kong and Singapore dollars, peso, real and rand. Switch at any time and the whole app follows. RETURNS YOU CAN TRUST - Lot by lot accounting on a first in, first out basis, so realized and unrealized gains are exact. - Time-weighted performance for 1 week, 1 month, 3 months, year to date, 1 year and all time, so deposits and withdrawals do not distort your results. - Dividends, stock splits and cash are all part of the picture. Track deposits, withdrawals, interest, fees and currency exchanges, and see uninvested cash next to your holdings. - Compare your performance with the S&P 500, and see your all-time high, drawdown and volatility. A DASHBOARD THAT ANSWERS THE REAL QUESTIONS - Total value, today's change and a trend chart with your net invested baseline. - Plain-language insights about what is driving your results today. - Allocation by holding, sector, asset class and geography. - A portfolio review that grades construction and risk, with practical suggestions on concentration, fund overlap, home bias and more. REPORTS - Realized profit and loss by stock and by year, with every sale broken down. - Closed positions with their full history. - A complete activity ledger. Every trade, dividend, split and cash entry can be edited or removed. EASY TO USE - Add a trade in seconds: search, pick, enter shares and price, done. Live quotes prefill the price and the right currency. - Interactive price charts from one day to all time, with a crosshair for exact prices. - Multiple portfolios, such as a retirement account, a brokerage account and a crypto account, with one tap to switch. - Try it first with a sample portfolio built from eight years of real trades. - Works on iPhone and iPad, in light and dark mode. YOUR DATA IS YOURS - Everything is stored on your device. There is no server, no account and no tracking. - Optional Face ID lock. - Import trades from CSV, export your data at any time, and back up or restore with a single file. Market data comes from free public sources and may be delayed. Market news is optional and can be turned on with a free Finnhub key in Settings. SmartFolio is free, with no subscription and no in-app purchases.

Screenshots

Balans Minus4 screens
SmartFolio4 screens

Verdict

The call

The clearest difference is update cadence: SmartFolio at monthly against Balans Minus's every 7 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Balans Minus ships an update every 7 months, SmartFolio monthly. The most recent releases landed on September 8, 2026 and September 24, 2026 respectively.

Scorecard1 real difference · 5 level
Balans Minus versus SmartFolio: the parameters behind the verdict, then further details
ParameterBalans MinusSmartFolio
PriceFreeFree
Update frequencyEvery 7 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone, iPad — better
Requires iOS26.0 — better26.2
Further details — not scored
Size4 MB5 MB
Age rating17+4+
DeveloperNahit HabiboffJashandeep Singh

In-app purchases

None

Balans Minus

No in-app purchases

None

SmartFolio

No in-app purchases

Questions

Is Balans Minus free?
Balans Minus is free to download, with no in-app purchases.
Is SmartFolio free?
SmartFolio is free to download, with no in-app purchases.
Do Balans Minus or SmartFolio have ads?
Neither Balans Minus nor SmartFolio shows ads.
Which is updated more often, Balans Minus or SmartFolio?
Balans Minus ships an update every 7 months, and SmartFolio monthly. Most recently, Balans Minus was updated on September 8, 2026 and SmartFolio on September 24, 2026.

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