Folioz vs Tally
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Folioz
This personal finance app uses a ledger system inspired by double-entry bookkeeping to provide a clear and structured view of your money. Track expenses, manage accounts, and understand your financial flow with a privacy-focused, ad-free interface.
- Personal ledger system
- Expense and income tracking
- Account and balance management
- Structured and minimal design
- Privacy-first data storage
- No ads or tracking
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Folioz is a modern personal finance app designed to help you understand and manage your money with clarity. Instead of hiding your finances behind complex charts or opaque summaries, Folioz is built around a personal ledger concept inspired by double-entry bookkeeping. Every transaction is clearly recorded, making your financial situation transparent and easy to reason about. Whether you want to track daily expenses, manage accounts and assets, or simply understand where your money is going, Folioz provides a clean and structured foundation for long-term personal finance. Key Features • Personal Ledger System Record income, expenses, and transfers in a clear, ledger-based format inspired by double-entry bookkeeping. • Expense & Income Tracking Organize transactions by accounts and categories to understand how money flows through your finances. • Account & Balance Management Track balances across cash, bank accounts, credit cards, and other accounts with consistency and accuracy. • Structured & Minimal Design A calm, focused interface designed to reduce noise and help you concentrate on what matters. • Flexible for Everyday Use Suitable for simple household budgeting as well as more structured personal finance workflows. Designed for Clarity Folioz is not about chasing trends or overwhelming you with features. It is built for people who want a clear, honest view of their finances, based on structure rather than guesswork. The ledger-based approach makes it easier to: • Understand how transactions affect your balances • Review past financial decisions • Build sustainable money habits over time Privacy First Your financial data belongs to you. • Data is stored locally on your device • No account registration required • No ads and no tracking • No selling or sharing of personal data Folioz is designed to respect your privacy while giving you full control over your financial records. Who Is Folioz For? • Anyone looking for a simple, reliable expense tracker • Users who prefer structure over automation • People interested in long-term financial awareness • Those who value clarity, privacy, and thoughtful design Start Building Financial Clarity Folioz gives you a solid foundation to understand your money — clearly, calmly, and on your own terms. Download Folioz and take control of your personal ledger today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Tally
This app simplifies accounting by automatically generating double-entry bookkeeping entries from conversational transaction inputs. It offers AI-powered analysis, financial statement generation, and asset management tools for personal or business use.
- AI automatic journal entries
- AI chatbot for transaction completion
- Ledger for account transaction history
- Automated financial statements
- Dashboard for income/expense summary
- Fixed asset depreciation management
- Foreign currency transaction handling
- Export data to CSV and PDF
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tally는 대화하듯 거래를 입력하면 AI가 자동으로 복식부기 분개를 만들어주는 가계부 앱입니다. "엄마가 5,000원 용돈을 주셨어" 처럼 말하면 차변·대변 분개가 자동으로 생성됩니다. 【주요 기능】 • AI 자동 분개 — 자연어 입력 → 복식부기 분개 자동 생성 • AI 챗봇 — 정보가 부족하면 AI가 이어서 질문하며 분개 완성 • 원장 — 계정별 거래 내역 및 잔액 확인 • 재무제표 — 재무상태표·손익계산서·현금흐름표 자동 생성 • 대시보드 — 이번 달 수입·지출 요약 및 채권·채무 현황 • 고정자산 — 비품·차량 등 내용연수 기반 감가상각 관리 • 외화거래 — 달러·엔화 등 외화 계정 및 외환차익 처리 • 연마감 — 연도별 감가상각·선급비용 자동 정산 및 이익잉여금 대체 • 내보내기 — 전표 데이터 CSV 다운로드 및 재무제표 PDF 저장 • 학습퀴즈 — 복식부기 개념 퀴즈 (초급·중급·고급, 내 원장 기반 문제) 이용약관: https://kidsbiz-kidledger.vercel.app/terms 개인정보처리방침: https://kidsbiz-kidledger.vercel.app/privacy
Screenshots
Verdict
The clearest difference is update cadence: Tally at every 4 days against Folioz's every 3 weeks. On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Folioz sells 2 in-app purchases, starting at $1.99 per month and Tally sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Folioz ships an update every 3 weeks, Tally every 4 days. The most recent releases landed on October 8, 2026 and October 3, 2026 respectively.
| Parameter | Folioz | Tally |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone | iPhone |
| Requires iOS | 17.6 | 17.0 — better |
| Further details — not scored | ||
| Size | 9 MB | 5 MB |
| Age rating | 4+ | 12+ |
| Developer | Toki Ren | CHOONGKOO KANG |
Customer experience
Folioz
Tally
In-app purchases
Folioz
- Folioz Pro (Monthly)3 Months trial$1.991 Month
- Folioz Pro (Lifetime)$7.99
Tally
- Basic$4.991 Month
- Premium$9.991 Month
- Premium Plus$11.991 Month









