Comparison

Splitpay vs Finiteck

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Splitpay

Features
Read full description

SplitPay – Easy Bill Splitting & Expense Sharing SplitPay is a simple and powerful way to split bills, share expenses, and track group spending with friends, roommates, couples, and travel groups. Whether it’s rent, dinner, trips, utilities, or shared subscriptions, Split It makes expense splitting fast, fair, and stress-free. No more awkward reminders. No more mental math. Just clear balances and easy settlements. β€£ Split Bills in Seconds Add an expense, choose who’s involved, and Split It instantly calculates how much everyone owes. Split equally or customise amounts β€” perfect for any situation, from restaurant bills to shared rent. β€£ Perfect for Every Group β€’ Friends splitting restaurant bills β€’ Roommates sharing rent, utilities, and groceries β€’ Couples managing daily expenses β€’ Travel groups tracking trip costs β€’ Families organizing shared spending β€’ Subscriptions and recurring payments No matter the group size, Split It keeps everyone on the same page. β€£ Key Features β€’ Easy Bill Splitting – Divide expenses equally or by custom amounts β€’ Group Expenses – Manage multiple people and groups in one place β€’ Smart Balance Tracking – See who owes who at a glance β€’ Expense History – Track all past bills and payments β€’ Clear Settlements – Know exactly how to settle up β€’ Simple, Clean Design – Built for speed and clarity β€’ No Complicated Setup – Start splitting immediately β€£ Why Choose Split It? β€’ Fast & Intuitive – Add bills in seconds β€’ Accurate Calculations – No mistakes, no confusion β€’ Stress-Free Payments – Clear balances mean fewer disputes β€’ Great for Trips & Roommates – Keep group finances organised β€’ Lightweight & Reliable – Designed for everyday use Split It helps you avoid uncomfortable money conversations by making everything transparent, fair, and easy to understand. β€£ Stay Organised. Stay Fair. Stop wondering who paid last or who still owes money. With Split It, every expense is recorded, every balance is clear, and every settlement is simple. Whether you’re sharing rent, splitting dinner, or tracking trip costs, Split It gives you full control over shared finances. This app includes Subscribe SplitPay Pro Monthly at $1.99 andSplitPay Pro Yearly at $9.99 to use ads free versions of the app for a Month and user can cancel it anytime. β€’ Privacy Policy: https://sites.google.com/view/abhijith-jaishankar-pp β€’ Terms of Use: https://sites.google.com/view/abhijith-jaishankar-tos Download SplitPay today and start splitting bills the smart way.

About

Finiteck

Features
Read full description

Finiteck helps you find hidden savings in your everyday expenses. Simply add your recurring bills and subscriptions, and our AI advisor will analyze your spending to find personalized ways to save money. KEY FEATURES β€’ Smart Expense Tracking Add your monthly bills, subscriptions, and recurring expenses in seconds. Organize by category and see your total spending at a glance. β€’ AI-Powered Savings Suggestions Our intelligent advisor analyzes your expenses and provides actionable recommendations tailored to your situation. Get specific tips on what to say when negotiating with providers. β€’ Privacy First Your data stays on your device by default. No bank connections, no tracking. Cloud AI is used only with your explicit consent β€” and a fully on-device model can answer offline. β€’ Track Your Progress See how much you've saved by following our suggestions. Celebrate your wins and stay motivated. β€’ Beautiful Dashboard View your spending overview, potential savings, and top opportunities in one clean interface. HOW IT WORKS 1. Add your recurring expenses (internet, phone, insurance, streaming, etc.) 2. Our AI analyzes your spending patterns 3. Receive personalized suggestions to reduce costs 4. Take action and track your savings Start your 7-day free trial and discover how much you could save! Terms of Use: https://finiteck.com/terms.html Privacy Policy: https://finiteck.com/privacy.html

Screenshots

Splitpay4 screens
Finiteck4 screens

Verdict

The call

The clearest difference is ads: Finiteck at none against Splitpay's shown. Splitpay's advantage is update cadence (every 3 weeks vs every 2 months) and iOS requirement (12.0 vs 17.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Splitpay sells 3 in-app purchases, starting at $1.99 per month and Finiteck sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Splitpay ships an update every 3 weeks, Finiteck every 2 months. The most recent releases landed on October 3, 2026 and September 26, 2026 respectively.

Scorecard3 real differences Β· 3 level
Splitpay versus Finiteck: the parameters behind the verdict, then further details
ParameterSplitpayFiniteck
PriceFreeFree
Update frequencyEvery 3 weeks β€” betterEvery 2 months
AdsYesNo β€” better
In-app purchasesYesYes
DevicesiPhone, iPad, iPod β€” betteriPhone, iPad
Requires iOS12.0 β€” better17.0
Further details β€” not scored
Size34 MB11 MB
Age rating4+4+
DeveloperAbhijith JishankarDRAGOS NICOLAE LUPU

In-app purchases

3 purchases

Splitpay

Subscriptions3
  • Splitpay Monthly$1.991 Month
  • Monthly with offer3 Days trial$1.991 Month
  • SplitPay Year$9.991 Year
2 purchases

Finiteck

Subscriptions2
  • Finiteck Pro Monthly7 Days trial$3.991 Month
  • Finiteck Pro Annual$34.991 Year

Questions

Is Splitpay free?
Splitpay is free to download, with in-app purchases available.
Is Finiteck free?
Finiteck is free to download, with in-app purchases available.
Do Splitpay or Finiteck have ads?
Splitpay shows ads; Finiteck does not.
Which is updated more often, Splitpay or Finiteck?
Splitpay ships an update every 3 weeks, and Finiteck every 2 months. Most recently, Splitpay was updated on October 3, 2026 and Finiteck on September 26, 2026.

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