Comparison

FinKeeper Light vs Billiary

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinKeeper Light

Effortlessly manage your finances with this intuitive tracker. Monitor income, expenses, and multiple wallets with a clean dashboard and smart search. Enjoy seamless iCloud syncing across devices with no account required.

Highlights
  • Intuitive dashboard
  • Income and expense tracking
  • Multiple wallet management
  • Smart search functionality
  • Date filtering
  • iCloud synchronization
Features
Read full description

Take control of your money with FinKeeper Light — the simplest way to track your income and expenses. SIMPLE & BEAUTIFUL - Clean, intuitive dashboard shows everything at a glance - Track income sources, wallets, and expense categories - Dark theme designed for comfort POWERFUL FEATURES - Smart Search — type numbers to find by amount, text to search notes - Date Filters — today, week, month, year, or custom period - Category Details — tap any card to see all related transactions - Multiple Wallets — track cash, cards, and savings separately ALWAYS IN SYNC - iCloud synchronization keeps your data safe - Access your finances on any device - No account required — your data stays private NO ADS. EVER. FinKeeper Light is completely free with optional Premium for power users who need unlimited categories and full history. Download now and start your journey to financial clarity! Privacy Policy: https://cuddly-sandwich-b1c.notion.site/Privacy-Policy-2e379b565074804d9466d3620f0bcc3b Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Billiary

This offline-first bill tracker helps you manage due dates, payments, and expenses with local storage and no account requirement. Organize bills by category and tags, set reminders, and view financial statistics. Premium features offer multi-currency support, advanced budgeting, and PDF exports.

Highlights
  • Offline-first bill tracking
  • One-time and recurring bills
  • Mark bills as paid/unpaid
  • Custom categories and tags
  • Local notifications for reminders
  • Financial statistics and breakdowns
  • Optional income tracking
Features
Read full description

Billiary is a private, offline-first bill tracker that helps you see what is due, what is paid, and what needs attention - all in one clean app. Track bills, income, subscriptions, accounts, documents, warranties, QR codes, and loyalty cards without creating an account. Billiary works fully offline, with your data stored on your device. Want Billiary on more than one device? Personal Sync is optional - enable it when you want secure multi-device sync and cloud backup. BASIC · FREE FOREVER Privacy and offline use • No account required • Works fully offline • Your data stays on your device unless you enable Sync • Sign in only when you choose to use Sync Bills and payments • Add one-time and recurring bills • Mark bills as paid or unpaid • Track due dates, payments, and overdue bills • Organize by category, tag, and month • Pin important bills • Search by name, notes, or amount • View bills in a list or calendar • Scan supported bill QR codes Income and accounts • Track income and available balance • Manage Cash, Card, and Savings accounts • Assign payment sources to bills • Record optional payment fees Subscriptions • Track recurring services and renewal dates • Choose from popular services or add your own • Mark subscriptions as active, paused, or cancelled Insights • Review spending across flexible time periods • See spending by category and payment source • Browse paid-bill history • Review 12 months of bills and income Loyalty cards • Store loyalty and membership cards offline • Scan supported barcodes and QR codes • Add cards from the camera, photos, or manually • Search cards and mark favorites PERSONAL SYNC · OPTIONAL SUBSCRIPTION Private by default. Connected when you want. • Keep Billiary up to date across your devices • Cloud backup for additional protection • See sync status and last sync • Sync includes Premium features while active • Billiary remains fully usable without Sync or an account PREMIUM · ONE-TIME UPGRADE Unlock advanced tools with a single purchase. Smart Attachments and warranties • Attach receipts, invoices, warranties, photos, and PDFs • Browse, search, preview, and manage attachments • Link documents to bills • Track warranties with separate reminders Budget and accounts • Track account balances • Deduct paid bills and fees automatically • Transfer money between accounts and currencies • Set optional card spending limits • Manage currencies and manual exchange rates • Review activity and forecast upcoming balances Advanced insights and reports • Track your Bills-to-Income ratio • Compare monthly spending • Explore category, trend, and tag analytics • Review subscription spending and projections • Export detailed PDF and CSV reports More Premium tools • Set multiple reminders per bill • Use flexible and custom recurrence • Use Home Screen widgets • Create complete ZIP backups • Import and export CSV data • Organize loyalty cards into collections PERSONALIZE BILLIARY • Light, dark, and system themes • English, Italian, Spanish, German, French, Serbian, and Simplified Chinese Stay ahead of your bills, on your terms. Use Billiary privately and offline with no account required—or enable Sync when you want your data available across your devices. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

FinKeeper Light4 screens
Billiary4 screens

Verdict

The call

The clearest difference is update cadence: FinKeeper Light at daily against Billiary's every 9 days. FinKeeper Light also leads on rating (5.0 vs 4.7). Billiary's advantage is ratings volume (3 vs 1) and iOS requirement (16.6 vs 18.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FinKeeper Light sells 2 in-app purchases, starting at $2.99 per month and Billiary sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

FinKeeper Light holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

FinKeeper Light ships an update daily, Billiary every 9 days. The most recent releases landed on October 18, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
FinKeeper Light versus Billiary: the parameters behind the verdict, then further details
ParameterFinKeeper LightBilliary
PriceFreeFree
Rating5.0 (1 ratings) — better4.7 (3 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings13 — better
Update frequencyDaily — betterEvery 9 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhoneiPhone, iPad — better
Requires iOS18.016.6 — better
Further details — not scored
Size16 MB41 MB
Age rating4+4+
DeveloperAlexandr RodionovNikola Banovic

Customer experience

FinKeeper Light

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Billiary

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

FinKeeper Light

Subscriptions2
  • Premium Monthly14 Days trial$2.991 Month
  • Premium Yearly14 Days trial$19.991 Year
1 purchases

Billiary

One-time1
  • Billiary Premium$9.99

Questions

Is FinKeeper Light free?
FinKeeper Light is free to download, with in-app purchases available.
Is Billiary free?
Billiary is free to download, with in-app purchases available.
Which has better reviews, FinKeeper Light or Billiary?
FinKeeper Light is rated higher. FinKeeper Light averages 5.0 out of 5 from 1 ratings, while Billiary averages 4.7 from 3 ratings.
Do FinKeeper Light or Billiary have ads?
Neither FinKeeper Light nor Billiary shows ads.
Which is updated more often, FinKeeper Light or Billiary?
FinKeeper Light ships an update daily, and Billiary every 9 days. Most recently, FinKeeper Light was updated on October 18, 2026 and Billiary on October 25, 2026.

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