Shapital vs Shared Budget

Most budget apps make money private. Shapital makes it shared. You and your partner see the same budget, the same numbers, at the same moment, on both phones. Log an expense in the checkout line; it's on their screen before you reach the car. Money conversations get shorter when you're both looking at the same page. WHY COUPLES SWITCH TO SHAPITAL NO BANK LINKING. EVER. Shapital never asks for your bank login. Nothing to connect, so nothing breaks: no accounts that silently stop syncing, no vanished transactions, no re-linking your bank every month. You log spending in seconds; your budget is exactly as accurate as you are and it works this way forever. WORKS IN ANY COUNTRY No US bank account required. Full multi-currency support Johannesburg, London, Toronto, Sydney, Mumbai, Manila. If you have a phone, Shapital works, online or offline. Log expenses with no signal; everything syncs when you're back. BUILT FOR TWO (OR MORE) • Invite your partner and budget together in real time • Activity feed shows who changed what, no mystery edits • Permissions per collaborator, great for families and roommates • Comment threads on budget items, so the discussion stays with the numbers BUDGETING THAT ACTUALLY GUIDES YOU • Zero-based budgeting: give every dollar (or rand, or pound) a job • Monthly, quarterly, or yearly budget periods; duplicate in one tap • Planned vs. actual spending, live, per category • Savings goals with visual progress • Financial Health Score and trends over time MOMENTS WORTH COMING BACK FOR • Close each period with a Wrap-Up that celebrates how you really did • Daily logging streaks, badges, challenges, and a personal Year in Review • Home and lock-screen widgets keep the budget one glance away PRIVATE & SECURE Two-factor authentication, secure recovery, full control of your data — and no ads, on any tier. FAIR PRICING The core app is free. Premium adds unlimited budgets, advanced analytics, PDF/Excel reports, budget templates, and extra collaborators — for less than the big-name budget apps charge. Shapital — same budget, same page, no arguments. Built by one developer in Johannesburg. Answered by a human when you email. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Shared Budget is a simple money management app for people living together. Whether you are a couple, roommates, or a family, Shared Budget helps everyone stay aligned on income, spending, and monthly goals. What you can do: Create a shared group and invite members with a code Add income and expenses in seconds See category spending with clear charts Set monthly budget envelopes and track overspending Track who owes whom with debt records Create recurring transactions for bills and routine payments Manage shared tasks and monthly to-dos View group activity history for full transparency Why Shared Budget: Clean, mobile-first experience (no complex spreadsheets) Built for shared household finances Fast daily tracking with clear monthly visibility Premium unlocks unlimited transactions, envelopes, and members Start today and always know where your money goes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/