FARM vs Moniva

Take control of your finances, effortlessly. FARM helps you track expenses, manage accounts, plan ahead, and understand your money with clarity. Designed for everyday use, it gives you powerful financial tools without unnecessary complexity. Track transactions in seconds Record income, expenses, and transfers using intuitive forms and smart autocompletion. Organize everything with accounts, categories, tags, notes, logos, and receipts. Understand your money Explore clear dashboards, reports, balances, comparisons, and trends. See where your money goes and how your financial situation evolves over time. Plan ahead • Recurring transactions • Reminders and notifications • Widgets for upcoming transactions • Loan and compound interest calculators • Financial planning tools Keep your data protected Back up your information with iCloud and restore it whenever you need it. You can also export and import your FARM data and media. Connect FARM with ChatGPT Use FARM’s MCP integration to work with your financial information from ChatGPT. Send receipts, prepare transaction proposals for review, ask questions about your finances, and receive clear analysis to help you make better decisions. Private by design Your financial information remains under your control. FARM is built with privacy in mind and only uses connected services when you choose to enable them. Simple, fast, and reliable No clutter. No unnecessary steps. Just a clean and practical way to manage your personal finances every day. Free and FARM Pro FARM includes all the essential tools for managing your finances at no cost. Free features include: • Unlimited transactions • Unlimited accounts, categories, and tags • Recurring transactions • Reminders and notifications • Upcoming transactions widgets • Reports and financial tools • Loan and compound interest calculators • iCloud backup • Data and media export and import FARM Pro includes: • Unlimited FARM Cloud usage • Unlimited FARM MCP usage with ChatGPT FARM Pro is available through a subscription or lifetime purchase. Download FARM and manage your finances with confidence — free to start, with FARM Pro available when you want unlimited cloud and ChatGPT connectivity.

Managing your money shouldn't feel like a second job. Moniva is your AI-powered financial assistant that automates budgeting, tracks expenses, and manages your freelance income all without manual data entry. Just talk to Moniva, snap a picture of a receipt, or upload a screenshot of your subscriptions, and our smart AI does the rest. WHY CHOOSE MONIVA? • Start Instantly: No email, phone number, or credit card required to start. Try Guest Mode immediately and see the magic for yourself. • 7-Day Free Premium: Everyone gets their first 7 days of Premium automatically unlocked. AI FINANCIAL ASSISTANT & OCR • Chat with your money: Just type "I spent $45 on groceries and $15 on an Uber," and Moniva categorizes and logs it instantly. • Smart Receipt Scanner: Snap a photo of any receipt. Our AI reads the merchants, dates, and line-item amounts to build your budget automatically. SUBSCRIPTIONS & BILLS MANAGER • Find & Manage: Upload a screenshot of your Apple or bank statement. Moniva auto-detects over 50+ popular subscriptions (Netflix, Spotify, ChatGPT, Gyms) so you can see exactly where your money is draining. • Never Miss a Payment: Get smart push notifications before your bills are due. BUILT FOR FREELANCERS • Project & Client Tracking: Finally, an expense tracker built for independent workers. Track project fees versus amounts actually paid. • Auto-Log Income: When a project is marked completed, Moniva automatically logs the payment to your income. GLOBAL MULTI-CURRENCY • Live Exchange Rates: Traveling or working with international clients? Keep accounts in different currencies. Moniva fetches live exchange rates to give you one unified "Net Worth" dashboard in your preferred base currency. DEBT & CREDIT TRACKER • Keep perfect tabs on who owes you money (debtors) and who you owe (creditors). Moniva will remind you when it's time to collect or pay. Take control of your personal and freelance finances today with Moniva. Take control of your personal and freelance finances today with Moniva. Privacy Policy: https://appmoniva.vercel.app/privacy-policy Terms of Service: https://appmoniva.vercel.app/terms-of-service