FARM vs WorthPilot

Take control of your finances, effortlessly. FARM helps you track expenses, manage accounts, plan ahead, and understand your money with clarity. Designed for everyday use, it gives you powerful financial tools without unnecessary complexity. Track transactions in seconds Record income, expenses, and transfers using intuitive forms and smart autocompletion. Organize everything with accounts, categories, tags, notes, logos, and receipts. Understand your money Explore clear dashboards, reports, balances, comparisons, and trends. See where your money goes and how your financial situation evolves over time. Plan ahead • Recurring transactions • Reminders and notifications • Widgets for upcoming transactions • Loan and compound interest calculators • Financial planning tools Keep your data protected Back up your information with iCloud and restore it whenever you need it. You can also export and import your FARM data and media. Connect FARM with ChatGPT Use FARM’s MCP integration to work with your financial information from ChatGPT. Send receipts, prepare transaction proposals for review, ask questions about your finances, and receive clear analysis to help you make better decisions. Private by design Your financial information remains under your control. FARM is built with privacy in mind and only uses connected services when you choose to enable them. Simple, fast, and reliable No clutter. No unnecessary steps. Just a clean and practical way to manage your personal finances every day. Free and FARM Pro FARM includes all the essential tools for managing your finances at no cost. Free features include: • Unlimited transactions • Unlimited accounts, categories, and tags • Recurring transactions • Reminders and notifications • Upcoming transactions widgets • Reports and financial tools • Loan and compound interest calculators • iCloud backup • Data and media export and import FARM Pro includes: • Unlimited FARM Cloud usage • Unlimited FARM MCP usage with ChatGPT FARM Pro is available through a subscription or lifetime purchase. Download FARM and manage your finances with confidence — free to start, with FARM Pro available when you want unlimited cloud and ChatGPT connectivity.

WorthPilot is your offline-first personal finance app. No bank connection required — you're always in control of your financial data. Track every dollar manually, set smart budgets, and watch your net worth grow. KEY FEATURES Manual Expense Tracking Log income, expenses, and transfers in seconds. Categorize every transaction. Stay on top of where your money goes. Budget Management Set monthly budgets by category. Get real-time progress as you spend. Know when you're close to the limit before you cross it. Net Worth Dashboard See all your accounts — checking, savings, investments, loans — in one place. Track your net worth trend month by month. Forecasting & Goals Cash flow forecasting, debt paydown planner, and a financial health score to keep you on track. Recurring Rules Set up recurring income and bills. The app tracks what's paid and due so nothing slips through the cracks. Cloud Backup & Sync (Pro) Back up your data and sync across devices. Encrypted in transit and at rest. PRIVACY FIRST WorthPilot never connects to your bank. Your data stays on your device unless you choose to enable cloud sync. FREE • Manual transaction tracking • Accounts & net worth tracking • Up to 5 budgets • Basic reports • Offline PRO • Unlimited budgets • Cloud backup & sync • Advanced reports • CSV import & export • Transaction rules & recurring rules Terms of Use: https://www.worthpilot.app/terms/