Comparison

Expense Tracker vs Spendly

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Expense Tracker

Read full description

Miguita is the simplest way to track your expenses, alone or with someone else. Open the app, log an expense in seconds, and you're done. No spreadsheets, no bank connections, no complexity. Miguita is designed so that recording every expense is so quick you'll always do it. SHARED EXPENSES, MADE EASY Share an expense book with your partner, roommate, or anyone you want. You both see everything, you both log expenses, and at the end of the month you know exactly how you spent together. WHAT MIGUITA DOES - Log income and expenses in seconds - Create personal or shared expense books - Schedule recurring expenses (rent, utilities, subscriptions) - See how you spend by category and your spending trends - Check your current balance and projected balance - Invite someone to collaborate on your book SIMPLE BY DESIGN Miguita doesn't replace your bank or your investment app. It doesn't connect bank accounts, doesn't move real money, doesn't tell you what to spend on. It shows you what you're spending on so you can decide if that represents you. REAL PRIVACY - Your data is secure and we are GDPR compliant - We never sell your data - No cross-app tracking - No ads or advertising identifiers - You can delete your account and all your data at any time IN YOUR LANGUAGE Spanish, English, and Italian. Automatically adapts to your device language. START WITHOUT COMMITMENT You get 50 free transactions to try Miguita with no credit card required. If it works for you, subscribe. If not, your data stays safe until you decide to come back.

About

Spendly

Features
Read full description

Spendly was designed for people who want one thing: to know where their money went today β€” without wading through bank-grade complexity. Your data syncs securely across your own devices, so your records are always up to date. It starts with a living balance card. Your monthly income, expense, and balance sit inside a gently animated display, and when you set a monthly budget, a soft arc fills to show how much room you have left. It is the first thing you see when you open the app, and it tells you exactly what you need to know. RECORD IN SECONDS Tap the + button, enter an amount, pick a category, and you are done. Add a date and an optional note if you want context. The very first time you open Spendly, it detects your device region and sets the default currency automatically β€” zero setup required. MONTHLY BUDGET TRACKING Set a spending goal for each month. The balance card responds with a visual arc that fills as your expenses grow, giving you an at-a-glance sense of whether you are on track. FLEXIBLE CATEGORIES Built-in categories cover the basics β€” food, transport, shopping, housing, salary, bonus, and more. When your life does not fit neatly into defaults, create custom categories with any name you like. STATISTICS THAT REVEAL PATTERNS Pie charts break down spending and income by category. Toggle between time ranges β€” today, this month, last month, this year, last 3 or 6 months, all time, or any custom date range β€” to spot trends and high-frequency expenses. FIND ANY RECORD Scroll through a date-grouped list of every transaction, or search by keyword, category, or date to jump straight to what you need. SYNC ACROSS DEVICES Your bookkeeping data stays in sync across your personal devices through cloud backup. Switch phones or restore a device without losing a single record. BACK UP AND RESTORE Export your entire history as a portable file. Import it on another device to pick up right where you left off. YOUR THEME, YOUR CHOICE Switch between light and dark themes, or let Spendly follow your system setting. WHY SPENDLY EXISTS Most finance apps keep adding features until they feel like work. Spendly goes the other way: it removes everything that does not help you record and understand your daily spending. The result is an app that is calm enough to open every single day β€” and that is the whole point, because the best tracker is the one you actually use.

Screenshots

Expense Tracker4 screens
Spendly4 screens

Verdict

The call

The clearest difference is ads: Expense Tracker at none against Spendly's shown. Spendly's advantage is iOS requirement (13.0 vs 15.1). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Expense Tracker sells 1 in-app purchase, starting at $24.99 per year and Spendly sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Tracker ships an update every 4 weeks, Spendly every 3 weeks. The most recent releases landed on October 31, 2026 and October 25, 2026 respectively.

Scorecard2 real differences Β· 4 level
Expense Tracker versus Spendly: the parameters behind the verdict, then further details
ParameterExpense TrackerSpendly
PriceFreeFree
Update frequencyEvery 4 weeksEvery 3 weeks β€” better
AdsNo β€” betterYes
In-app purchasesYesYes
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS15.113.0 β€” better
Further details β€” not scored
Size46 MB33 MB
Age rating4+4+
DeveloperFrancisco MarquezεΊ†ιΈΏ ζž—

In-app purchases

1 purchases

Expense Tracker

Subscriptions1
  • Miguita Pro - Annual$24.991 Year
1 purchases

Spendly

One-time1
  • Lifetime Premium$9.99

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Spendly free?
Spendly is free to download, with in-app purchases available.
Do Expense Tracker or Spendly have ads?
Spendly shows ads; Expense Tracker does not.
Which is updated more often, Expense Tracker or Spendly?
Expense Tracker ships an update every 4 weeks, and Spendly every 3 weeks. Most recently, Expense Tracker was updated on October 31, 2026 and Spendly on October 25, 2026.

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