Comparison

Payment Calendar vs Bill Organizer

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payment Calendar

Manage your bills and recurring payments with a clear calendar view. Set custom reminders, organize expenses by category, and track your financial activity privately and securely. Offers advanced statistics and iCloud sync for Pro users.

Highlights
  • Calendar view of payments
  • Recurring bill tracking
  • Custom payment reminders
  • Category organization
  • Monthly and yearly statistics
  • Offline-first operation
  • iCloud sync (Pro)
Features
Read full description

Payment Calendar helps you stay on top of bills and upcoming payments — without clutter, ads, or accounts. Track due dates, mark payments as paid, and see your entire month at a glance. Simple. Private. Offline-first. KEY FEATURES • Calendar view of all upcoming payments • Custom payment reminders • Swipe to mark as paid, edit or duplicate • Correct the actual date you paid, separately from the due date • Search by name, note or amount • 22 currencies, formatted for your region • Trash — deleted payments can be restored for 30 days • Find your payments in system search (Spotlight) • iPad: Split View, windowing, keyboard support and shortcuts • iPhone Duo: the layout adapts to the folded and unfolded screen • Accessibility: follows your system text size, supports Reduce Motion, and never shows payment status by color alone • Dark mode PRIVACY FIRST • No account required • Data stored on your device or in your private iCloud • No tracking, no ads, no third parties • No bank connection — you add payments yourself • Full control over your financial data PRO FEATURES • Recurring payments and subscriptions — daily, weekly, monthly, yearly or a custom interval • Monthly summary and a 6-month spending trend • Home Screen widgets: next payment, monthly summary, trend, month grid • Lock Screen widget • iCloud sync across your Apple devices • CSV and PDF export Stay in control of your payments — simply and securely. Privacy Policy: https://payment-calendar.app/legal/?doc=privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Bill Organizer

Features
Read full description

Don't miss a bill again. Billy is a simple bill organizer for your iPhone. Add a bill, pick a due date, and you’re done. Due dates, amounts, and paid status stay in one place — so late fees and “did I already pay that?” stop being a monthly ritual. Your bills stay on this device. No account. Nothing uploaded to our servers. TRACK BILLS YOUR WAY • Recurring or one-time — rent, utilities, subscriptions, insurance, and the rest • Weekly, monthly, yearly, or custom intervals • Auto-paid when it already leaves your account • Notes, emoji, and your currency REMINDERS UNTIL YOU PAY Billy reminds you on due day — and keeps reminding until you mark it paid. • Alarms on the due date and every unpaid day after • Optional 1 or 2 days before • Up to three times a day, or off on any bill YOUR MONTH AT A GLANCE • Open the app to see upcoming bills, what’s due this month, and what’s past due • Check any month on the calendar • Mark a payment paid, unpaid, or skipped • Each bill keeps its own payment history PRIVATE, WITH A BACKUP YOU CONTROL Everything lives on your iPhone. In Settings you can export a backup file of your bills and payment history, and import it when you switch phones. You choose where that file goes. Billy never uploads it. Easy to set up. Easy to keep up with. Yours to keep private.

Screenshots

Payment Calendar4 screens
Bill Organizer4 screens

Verdict

The call

The clearest difference is in-app purchases: Bill Organizer at none against Payment Calendar's 3. Payment Calendar's advantage is update cadence (every 5 days vs every 2 weeks) and iOS requirement (18.0 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Payment Calendar sells 3 in-app purchases, starting at $2.99 per month. Bill Organizer asks for nothing beyond the download.

UpkeepUpdate frequency

Payment Calendar ships an update every 5 days, Bill Organizer every 2 weeks. The most recent releases landed on October 31, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 6 level
Payment Calendar versus Bill Organizer: the parameters behind the verdict, then further details
ParameterPayment CalendarBill Organizer
PriceFreeFree
Rating5.0 (4 ratings) — better—
Number of ratings4 — better—
Update frequencyEvery 5 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS18.0 — better26.0
Further details — not scored
Size11 MB29 MB
Age rating4+4+
DeveloperMichal DebinskiMarco Ildefonso Davalos Mantilla

In-app purchases

3 purchases

Payment Calendar

Subscriptions2
  • Payment Calendar Pro (Monthly)$2.991 Month
  • Payment Calendar Pro (Yearly)$24.991 Year
One-time1
  • Payment Calendar Pro (Lifetime)$99.99
None

Bill Organizer

No in-app purchases

Questions

Is Payment Calendar free?
Payment Calendar is free to download, with in-app purchases available.
Is Bill Organizer free?
Bill Organizer is free to download, with no in-app purchases.
Do Payment Calendar or Bill Organizer have ads?
Neither Payment Calendar nor Bill Organizer shows ads.
Which is updated more often, Payment Calendar or Bill Organizer?
Payment Calendar ships an update every 5 days, and Bill Organizer every 2 weeks. Most recently, Payment Calendar was updated on October 31, 2026 and Bill Organizer on October 24, 2026.

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