Payitly vs Spent

Keep subscriptions, bills, memberships, and recurring payments in one simple, private app. See where your money goes, what’s coming next, and how much you’ll spend over time. WHAT YOU CAN TRACK • Subscriptions — Spotify, Netflix, iCloud, streaming, SaaS and more • Bills — rent, electricity, water, internet, phone, insurance • Memberships — gym, clubs, magazines, services • Custom payments — anything recurring, weekly, monthly or yearly A DASHBOARD THAT ACTUALLY HELPS • Spent this month — exactly what you’ve paid during the current calendar month, updated with each new payment and reset on the 1st • Yearly forecast — how much these payments will cost over the next 12 months • Next 7 days — see what’s coming from your card this week • Spend trajectory — see how your spending changes over 30 days, 3 months, 6 months or a full year • Category breakdown — find where you’re spending the most CALENDAR See all upcoming payments by date. Tap any day to see what’s due and what has already been paid. SPENDING INSIGHTS Stop guessing whether your spending is going up or down. See it directly. • Switch between 7-day, 30-day, 3-month, 6-month and 12-month views • See whether you’re spending more or less than in the previous period • A donut chart groups payments by category — software, music, video, fitness, utilities and more • See your largest payment and its real yearly cost to decide whether it’s still worth it SMART REMINDERS Set up to 3 reminders for each payment, each at its own time. Get reminded the night before, in the morning or 3 days ahead. FULL PAYMENT HISTORY Every payment is saved and searchable. Filter by date, service, category or amount. Find patterns, spot incorrect charges or see what you actually spent last year. MULTI-CURRENCY Track payments in USD, EUR, GBP, PLN, JPY, CAD, AUD, CHF, CNY, INR and more. Live exchange rates automatically convert everything to your main currency. IMPORT, EXPORT, OWN YOUR DATA Already have a list somewhere else? Import it via CSV. Need a backup or want to move to a spreadsheet? Export all your subscriptions and payments with one tap. Your data is yours. BUILT FOR FOCUS • Simple, distraction-free design with a full dark mode that follows your system • 7 languages — English, Polish, Spanish, French, German, Hindi, Chinese • Apple Watch — see your next payments on your wrist • Apple Sign-In and Google Sign-In — get started quickly without remembering passwords PRIVATE BY DEFAULT Your data is yours. Payitly doesn’t sell, share, or analyze your spending for advertisers. No third-party trackers. No ads. Delete your account anytime and your data will be deleted too. CONTACT Have a question or feature request? Contact us: Question? payitly.com/contact/ Privacy Policy: payitly.com/privacy-policy/ Terms of Service: payitly.com/terms-of-service/ PAYITLY PRO Track more than 3 payments. Free trial, cancel anytime. Stop wondering where your money goes. Start seeing it.

Spent is a privacy-focused expense tracker and budget planner that keeps all your financial data on your device — no accounts, no cloud, no data collection. EXPENSE TRACKING MADE SIMPLE • Log daily expenses, income, and transfers in seconds • Manage multiple accounts — Cash, Bank, Savings, Credit Card & more • Custom categories with icons and colors to organize your spending • Quick-add expenses via Back Tap, app icon shortcuts, or clipboard paste BUDGET PLANNER & SPENDING ALERTS • Set monthly budget goals — overall or per category • Get smart push notifications at 80% and 100% of your budget • Real-time budget progress bars on your dashboard • Never overspend again with daily spending check-ins RECEIPT SCANNER WITH OCR • Scan receipts using your camera or photo library • On-device text recognition extracts amount, merchant, and date automatically • No internet needed — all processing happens on your phone • Confidence indicators show extraction accuracy MONEY INSIGHTS & SPENDING ANALYSIS • Discover your spending personality — Saver, Balanced, Spender, or Impulse Buyer • Pattern detection reveals habits like Weekend Splurge and Late-Night Shopping • Monthly financial stories with animated recaps of your spending • Visual reports with charts, CSV export, and PDF generation CURRENCY CONVERTER & MULTI-CURRENCY • Convert between 80+ currencies with live exchange rates • Log transactions in foreign currencies with auto-conversion • Works offline with cached rates — perfect for travel TRIP EXPENSE SPLITTER • Create trips, add members, and log shared expenses • Split bills equally, by amount, or by percentage • Smart settle-up calculator shows minimum payments needed RECURRING TRANSACTIONS & SUBSCRIPTIONS • Automate daily, weekly, or monthly recurring expenses • Track all your subscriptions with renewal reminders • See your true monthly subscription burn rate at a glance FINANCIAL CALCULATORS • EMI Calculator with full amortization schedule • Interest Calculator — compare simple vs compound interest • Plan loans, fixed deposits, and investments LEARN PERSONAL FINANCE • 100 bite-sized financial literacy lessons across 5 levels • Swipeable card-based learning — Hook, Insight, Action Step & Takeaway • Progress tracking from Awareness to Investor Mindset SAVING GOALS • Set savings targets with deadlines • Track contributions and visualize progress • Stay motivated with projected completion dates PRIVACY & SECURITY • 100% offline — your financial data never leaves your device • Biometric lock — Face ID, Touch ID, or Fingerprint protection • No sign-up required — start tracking in seconds • No ads for premium users — one-time lifetime purchase DESIGNED FOR EVERYONE • Light, Dark, and System theme modes • Works beautifully on phones and tablets • Smart notifications — daily reminders, weekly insights, monthly reports • Export your data anytime — CSV, PDF, or visual charts Download Spent today and take control of your money — privately.