Comparison

TinyCashflow vs Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

TinyCashflow

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TinyCashFlow - helps you know your money right now and predict your future balance. No spreadsheets. No guessing. Just clarity. - Add, edit, and delete transactions with quick-entry shortcuts - Track balances across multiple bank and financial accounts - Set up recurring transactions (daily, weekly, monthly, yearly) - Multi-currency support with automatic exchange rates - Budget tracking and spending categories - One worksheet to organize your finances - All data stored locally on your device โ€” works fully offline PREMIUM FEATURES - subscription required: - Unlimited worksheets - Cloud Services, Sync your data across all your devices - Mobile/Desktop/Ipad/Web - Priority support (Premium subscription required) Start with a free 14-day trial of all premium features - no payment required upfront. After the trial, continue using the free version with no time limit, or subscribe to unlock premium features. Subscription pricing: - Monthly: $9/month - Yearly: $72/year ($6/month โ€” save 33%) Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. You can manage and cancel subscriptions in your Apple ID account settings. Privacy policy: https://tinycashflow.com/privacy Terms of use: https://tinycashflow.com/terms

About

Net Worth Tracker

Track your net worth privately with this local-first finance app. Monitor all your assets and liabilities, including crypto and investments, and visualize your financial growth over time. Plan for the future with projections and scenario planning.

Highlights
  • Unlimited free accounts for cash, crypto, and debt
  • Net-worth trend visualization
  • Live crypto and exchange rate updates
  • Asset allocation overview
  • What-if scenarios and retirement planner
  • Data export to CSV/JSON
  • Private, local-first data storage
Features
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Net worth tracker and asset tracker that keeps your money on your device. Add cash, savings, investments, crypto, property, vehicles and loans, and see what you own minus what you owe as one number. Take a snapshot whenever you like and watch the trend build. No account, no bank login, no required cloud sync. Works offline. Worthtally is built for people who already track their wealth in a spreadsheet and want something cleaner on their phone, without handing a bank password to anyone. Every balance is typed in by you, so nothing breaks when a bank connection does. Also on iPhone, Mac and Windows. TRACK EVERYTHING YOU OWN AND OWE โ€ข Unlimited accounts, always free: cash, savings, brokerage, retirement, crypto, real estate, vehicles, loans and credit cards โ€ข Multi-currency with live exchange rates, shown in your home currency โ€ข A net worth snapshot whenever you want one, with 90 days of history free SEE IT CLEARLY โ€ข Net worth trend and asset allocation at a glance โ€ข A full activity ledger with search, so every deposit, transfer and payment is on record โ€ข Savings goals with progress you can see PLAN AHEAD โ€ข FIRE, retirement, emergency fund and debt payoff planners, run on your own numbers โ€ข Snapshot reminders so the trend never has gaps YOURS, ALWAYS โ€ข CSV import with a column mapping step, so your spreadsheet comes with you โ€ข Export to CSV, JSON or Markdown at any time. Backup and restore are free โ€ข Optional PIN or biometric app lock PRIVATE BY DESIGN No account to create. No bank connections. Your financial records stay on your device unless you choose to export or back them up. Optional crash and performance diagnostics help us fix problems. Turn diagnostics off in Settings. WORTHTALLY PRO Core tracking is free, including unlimited accounts, the ledger, goals and planners. Pro adds full snapshot history and a multi-year trend, live crypto prices, what-if scenarios, budgets with a budget versus actual view, bills and recurring transactions, a spending heatmap, cost basis tracking, a tax-year pack PDF and an accountant bundle. Choose a yearly plan or a one-time lifetime unlock. Worthtally is a tracking tool for your own records. It does not give financial advice. Terms of Use: https://trueframedigital.app/worthtally/terms Privacy Policy: https://trueframedigital.app/worthtally/privacy

Screenshots

TinyCashflow4 screens
Net Worth Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: TinyCashflow at 15.0 against Net Worth Tracker's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. TinyCashflow sells 2 in-app purchases, starting at $9.99 per month and Net Worth Tracker sells 2 in-app purchases, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

TinyCashflow ships an update weekly, Net Worth Tracker every 10 days. The most recent releases landed on October 31, 2026 and November 3, 2026 respectively.

Scorecard1 real difference ยท 7 level
TinyCashflow versus Net Worth Tracker: the parameters behind the verdict, then further details
ParameterTinyCashflowNet Worth Tracker
PriceFreeFree
Positive reviewsโ€”100.0% of reviews
Update frequencyWeekly โ€” betterEvery 10 days
AdsNoNo
In-app purchasesYesYes
Monetizationโ€”Freemium
DevicesiPhone, iPad, iPodiPhone, iPad, Mac
Requires iOS15.0 โ€” better18.0
Further details โ€” not scored
Size49 MB67 MB
Age rating4+4+
DeveloperOri ShlezingerJawahar Natarajan

In-app purchases

2 purchases

TinyCashflow

Subscriptions2
  • Monthly Plan$9.991 Month
  • Yearly Plan$79.991 Year
2 purchases

Net Worth Tracker

Subscriptions1
  • Worthtally Pro - Yearly$9.991 Year
One-time1
  • Worthtally Pro$29.99

Questions

Is TinyCashflow free?
TinyCashflow is free to download, with in-app purchases available.
Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Do TinyCashflow or Net Worth Tracker have ads?
Neither TinyCashflow nor Net Worth Tracker shows ads.
Which is updated more often, TinyCashflow or Net Worth Tracker?
TinyCashflow ships an update weekly, and Net Worth Tracker every 10 days. Most recently, TinyCashflow was updated on October 31, 2026 and Net Worth Tracker on November 3, 2026.

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