TinyCashflow vs Net Worth Tracker
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
TinyCashflow
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TinyCashFlow - helps you know your money right now and predict your future balance. No spreadsheets. No guessing. Just clarity. - Add, edit, and delete transactions with quick-entry shortcuts - Track balances across multiple bank and financial accounts - Set up recurring transactions (daily, weekly, monthly, yearly) - Multi-currency support with automatic exchange rates - Budget tracking and spending categories - One worksheet to organize your finances - All data stored locally on your device โ works fully offline PREMIUM FEATURES - subscription required: - Unlimited worksheets - Cloud Services, Sync your data across all your devices - Mobile/Desktop/Ipad/Web - Priority support (Premium subscription required) Start with a free 14-day trial of all premium features - no payment required upfront. After the trial, continue using the free version with no time limit, or subscribe to unlock premium features. Subscription pricing: - Monthly: $9/month - Yearly: $72/year ($6/month โ save 33%) Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. You can manage and cancel subscriptions in your Apple ID account settings. Privacy policy: https://tinycashflow.com/privacy Terms of use: https://tinycashflow.com/terms
Net Worth Tracker
Track your net worth privately with this local-first finance app. Monitor all your assets and liabilities, including crypto and investments, and visualize your financial growth over time. Plan for the future with projections and scenario planning.
- Unlimited free accounts for cash, crypto, and debt
- Net-worth trend visualization
- Live crypto and exchange rate updates
- Asset allocation overview
- What-if scenarios and retirement planner
- Data export to CSV/JSON
- Private, local-first data storage
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Net worth tracker and asset tracker that keeps your money on your device. Add cash, savings, investments, crypto, property, vehicles and loans, and see what you own minus what you owe as one number. Take a snapshot whenever you like and watch the trend build. No account, no bank login, no required cloud sync. Works offline. Worthtally is built for people who already track their wealth in a spreadsheet and want something cleaner on their phone, without handing a bank password to anyone. Every balance is typed in by you, so nothing breaks when a bank connection does. Also on iPhone, Mac and Windows. TRACK EVERYTHING YOU OWN AND OWE โข Unlimited accounts, always free: cash, savings, brokerage, retirement, crypto, real estate, vehicles, loans and credit cards โข Multi-currency with live exchange rates, shown in your home currency โข A net worth snapshot whenever you want one, with 90 days of history free SEE IT CLEARLY โข Net worth trend and asset allocation at a glance โข A full activity ledger with search, so every deposit, transfer and payment is on record โข Savings goals with progress you can see PLAN AHEAD โข FIRE, retirement, emergency fund and debt payoff planners, run on your own numbers โข Snapshot reminders so the trend never has gaps YOURS, ALWAYS โข CSV import with a column mapping step, so your spreadsheet comes with you โข Export to CSV, JSON or Markdown at any time. Backup and restore are free โข Optional PIN or biometric app lock PRIVATE BY DESIGN No account to create. No bank connections. Your financial records stay on your device unless you choose to export or back them up. Optional crash and performance diagnostics help us fix problems. Turn diagnostics off in Settings. WORTHTALLY PRO Core tracking is free, including unlimited accounts, the ledger, goals and planners. Pro adds full snapshot history and a multi-year trend, live crypto prices, what-if scenarios, budgets with a budget versus actual view, bills and recurring transactions, a spending heatmap, cost basis tracking, a tax-year pack PDF and an accountant bundle. Choose a yearly plan or a one-time lifetime unlock. Worthtally is a tracking tool for your own records. It does not give financial advice. Terms of Use: https://trueframedigital.app/worthtally/terms Privacy Policy: https://trueframedigital.app/worthtally/privacy
Screenshots
Verdict
The clearest difference is iOS requirement: TinyCashflow at 15.0 against Net Worth Tracker's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. TinyCashflow sells 2 in-app purchases, starting at $9.99 per month and Net Worth Tracker sells 2 in-app purchases, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.
TinyCashflow ships an update weekly, Net Worth Tracker every 10 days. The most recent releases landed on October 31, 2026 and November 3, 2026 respectively.
| Parameter | TinyCashflow | Net Worth Tracker |
|---|---|---|
| Price | Free | Free |
| Positive reviews | โ | 100.0% of reviews |
| Update frequency | Weekly โ better | Every 10 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | โ | Freemium |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Requires iOS | 15.0 โ better | 18.0 |
| Further details โ not scored | ||
| Size | 49 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | Ori Shlezinger | Jawahar Natarajan |
In-app purchases
TinyCashflow
- Monthly Plan$9.991 Month
- Yearly Plan$79.991 Year
Net Worth Tracker
- Worthtally Pro - Yearly$9.991 Year
- Worthtally Pro$29.99
Questions
Is TinyCashflow free?
Is Net Worth Tracker free?
Do TinyCashflow or Net Worth Tracker have ads?
Which is updated more often, TinyCashflow or Net Worth Tracker?
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