Comparison

Finlino vs 清记

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finlino

Effortlessly track expenses with voice input and smart OCR receipt scanning. Manage multiple accounts, budgets, and gain insights into your spending habits with detailed reports and customizable views.

Highlights
  • Voice expense tracking
  • Smart OCR receipt recognition
  • Automatic recurring transactions
  • Detailed financial insights
  • Multiple ledgers
  • Cloud sync and data protection
  • Home and lock screen widgets
Read full description

# Finlino – Expense Tracker Finlino makes tracking your money simple and efficient. With voice entry and smart OCR recognition, you can record transactions in seconds. Manage multiple ledgers, sync your data across devices, and analyze your spending to gain a clearer picture of your finances. ## Key Features **1. Voice Expense Tracking** Record transactions hands-free using voice input. Simply say the amount and category, and let the app help capture the key details. Ideal for shopping, driving, or any situation where typing is inconvenient. **2. Smart OCR Receipt Recognition** Take a photo or screenshot of a bill to recognize details such as the amount, category, and date. Recognize supported transaction records from popular payment platforms, including Alipay and WeChat Pay. Get smart category suggestions and use Apple Shortcuts for quick access to supported recognition workflows. **3. Automatic Recurring Transactions** Set up recurring entries for rent, subscriptions, credit card payments, and other regular expenses. Once configured, transactions can be generated automatically according to your schedule, helping you avoid missing routine entries. **4. Detailed Financial Insights** - **Category breakdowns:** View spending by category with clear charts. - **Income and expense comparisons:** Understand where your money comes from and where it goes. - **Flexible time ranges:** Review daily, weekly, monthly, and yearly trends. - **Budget management:** Set monthly budgets and monitor your progress. **5. Multiple Ledgers** Create separate ledgers for different needs, such as personal finances, household spending, or travel expenses. Each ledger has its own records and statistics to keep everything organized. **6. Asset and Account Management** Manage multiple accounts, including bank cards, Alipay, and WeChat Pay. Track account balances and associate transactions with the appropriate account to understand how your money moves. **7. Multiple Currencies and Exchange Rates** Track spending while traveling abroad or shopping internationally. Convert transactions into your base currency using available exchange-rate data for a clearer view of your finances. **8. Cloud Sync and Data Protection** Sync your records across supported devices so you can access your finances when you switch devices. Local data encryption helps protect your information, while cloud synchronization keeps your records up to date. **9. Home Screen and Lock Screen Widgets** Check your monthly overview, budget progress, and current balance directly from your Home Screen or Lock Screen, without opening the app. **10. A Personalized Experience** Customize the position and size of bookkeeping buttons, choose your preferred display style, and browse transactions in a calendar view. ## Who Is Finlino For? - Anyone looking to build a consistent expense-tracking habit - Individuals and families managing household finances - People who want to understand their spending and savings - Professionals who need separate ledgers for different purposes - Users who value efficient, technology-driven tools ## Why Choose Finlino? - **Fast entry:** Record transactions in seconds with voice input and OCR. - **Smart categorization:** Reduce manual work with AI-assisted category suggestions. - **Visual insights:** Understand your financial habits through intuitive charts. - **Cross-device sync:** Keep your records in sync across supported devices, including iPhone and iPad. - **Privacy-conscious design:** Benefit from local data encryption and cloud synchronization. ## Start Tracking Your Money Today Build a better financial habit, one transaction at a time. Get started with Finlino and make managing your everyday finances simpler. We continually improve the app and welcome your feedback. If you have suggestions or questions, please contact us through the in-app feedback feature.

About

清记

This app offers a minimalist approach to personal finance tracking, focusing solely on recording income and expenses. It provides clear visual summaries of your financial status without ads or unnecessary features, aiming to simplify your budgeting process.

Highlights
  • Minimalist expense recording
  • Ad-free and distraction-free interface
  • Visual financial summaries (charts)
  • Absolute privacy for financial data
  • Elegant and clean design
Features
Read full description

“清”,是账目清晰,也是耳根清静。 【理念:我们为什么做这款 App】 市面上的记账软件越来越臃肿了。打开它们,满眼是理财广告、办卡推荐、繁杂的社区和让人眼花缭乱的各种入口。 但其实,我们需要的仅仅是一个能安安静静记录今天花了多少钱的工具。 于是,《清记》诞生了。 它剔除了所有与记账无关的噪音,回归工具的本质。没有广告,没有社交,没有多余的干扰。在这里,只有纯粹的收支,和清清楚楚的生活。 【功能:克制而强大】 极简极速:点开即记,没有任何多余的步骤,3秒钟完成一笔开销记录。 干净无扰:承诺永远无理财广告,无社区,不贩卖财务焦虑。 一目了然:清晰直观的折线与饼图,帮你轻松梳理每月的财务状况。 绝对隐私:你的财务数据属于且仅属于你个人,无需担心隐私泄露。 设计美学:延续留白美学,素雅清透的界面,让记账变成一种享受。 我们相信,最好的工具,是当你需要时它极其顺手,不需要时它安静地待在角落,从不打扰。 愿《清记》能帮你理清账目,也理清生活。 最终用户许可协议(EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Finlino4 screens
清记4 screens

Verdict

The call

The clearest difference is update cadence: 清记 at every 2 days against Finlino's every 5 days. 清记 also leads on review sentiment (100% vs 92%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finlino sells 3 in-app purchases, starting at $0.99 per month and 清记 sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Finlino ships an update every 5 days, 清记 every 2 days. The most recent releases landed on November 13, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 6 level
Finlino versus 清记: the parameters behind the verdict, then further details
ParameterFinlino清记
PriceFreeFree
Positive reviews91.7% of reviews100.0% of reviews — better
Update frequencyEvery 5 daysEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhoneiPhone, iPad — better
Requires iOS17.617 — better
Further details — not scored
Size19 MB78 MB
Age rating4+9+
Developer新彦 于若飞 王

Customer experience

Finlino

Written reviews12 reviews
Positive91.7%
Neutral0.0%
Negative8.3%

清记

Written reviews14 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Finlino

Subscriptions2
  • Monthly Premium$0.991 Month
  • Annual Premium$7.991 Year
One-time1
  • Lifetime Premium$12.99
3 purchases

清记

Subscriptions2
  • 清记会员月度订阅$0.991 Month
  • 清记会员年度订阅$3.991 Year
One-time1
  • 清记记账永久会员$4.99

Questions

Is Finlino free?
Finlino is free to download, with in-app purchases available.
Is 清记 free?
清记 is free to download, with in-app purchases available.
Do Finlino or 清记 have ads?
Neither Finlino nor 清记 shows ads.
Which is updated more often, Finlino or 清记?
Finlino ships an update every 5 days, and 清记 every 2 days. Most recently, Finlino was updated on November 13, 2026 and 清记 on November 5, 2026.

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