Finlino vs M Budget

# Finlino – Expense Tracker Finlino makes tracking your money simple and efficient. With voice entry and smart OCR recognition, you can record transactions in seconds. Manage multiple ledgers, sync your data across devices, and analyze your spending to gain a clearer picture of your finances. ## Key Features **1. Voice Expense Tracking** Record transactions hands-free using voice input. Simply say the amount and category, and let the app help capture the key details. Ideal for shopping, driving, or any situation where typing is inconvenient. **2. Smart OCR Receipt Recognition** Take a photo or screenshot of a bill to recognize details such as the amount, category, and date. Recognize supported transaction records from popular payment platforms, including Alipay and WeChat Pay. Get smart category suggestions and use Apple Shortcuts for quick access to supported recognition workflows. **3. Automatic Recurring Transactions** Set up recurring entries for rent, subscriptions, credit card payments, and other regular expenses. Once configured, transactions can be generated automatically according to your schedule, helping you avoid missing routine entries. **4. Detailed Financial Insights** - **Category breakdowns:** View spending by category with clear charts. - **Income and expense comparisons:** Understand where your money comes from and where it goes. - **Flexible time ranges:** Review daily, weekly, monthly, and yearly trends. - **Budget management:** Set monthly budgets and monitor your progress. **5. Multiple Ledgers** Create separate ledgers for different needs, such as personal finances, household spending, or travel expenses. Each ledger has its own records and statistics to keep everything organized. **6. Asset and Account Management** Manage multiple accounts, including bank cards, Alipay, and WeChat Pay. Track account balances and associate transactions with the appropriate account to understand how your money moves. **7. Multiple Currencies and Exchange Rates** Track spending while traveling abroad or shopping internationally. Convert transactions into your base currency using available exchange-rate data for a clearer view of your finances. **8. Cloud Sync and Data Protection** Sync your records across supported devices so you can access your finances when you switch devices. Local data encryption helps protect your information, while cloud synchronization keeps your records up to date. **9. Home Screen and Lock Screen Widgets** Check your monthly overview, budget progress, and current balance directly from your Home Screen or Lock Screen, without opening the app. **10. A Personalized Experience** Customize the position and size of bookkeeping buttons, choose your preferred display style, and browse transactions in a calendar view. ## Who Is Finlino For? - Anyone looking to build a consistent expense-tracking habit - Individuals and families managing household finances - People who want to understand their spending and savings - Professionals who need separate ledgers for different purposes - Users who value efficient, technology-driven tools ## Why Choose Finlino? - **Fast entry:** Record transactions in seconds with voice input and OCR. - **Smart categorization:** Reduce manual work with AI-assisted category suggestions. - **Visual insights:** Understand your financial habits through intuitive charts. - **Cross-device sync:** Keep your records in sync across supported devices, including iPhone and iPad. - **Privacy-conscious design:** Benefit from local data encryption and cloud synchronization. ## Start Tracking Your Money Today Build a better financial habit, one transaction at a time. Get started with Finlino and make managing your everyday finances simpler. We continually improve the app and welcome your feedback. If you have suggestions or questions, please contact us through the in-app feedback feature.

M Budget — Expense Tracker & Budget Take control of your money without the monthly fee. M Budget is a beautiful, private personal finance app that makes tracking your spending effortless — pay once, use forever. No subscription. No ads. No account required. Your data stays on your device. WHY M BUDGET • One-time purchase — no recurring subscription, ever • Private by design — runs on-device, no sign-up, no tracking • Genuinely simple, genuinely powerful TRACK EVERYTHING, EFFORTLESSLY • Log expenses, income, and transfers in seconds • Organize with rich categories and subcategories • Multiple accounts: cash, bank, credit cards, loans, and savings • Beautiful charts — see where your money goes by day, month, quarter, or year • Calendar view, net-worth trends, and savings-rate analysis SMART BUDGETS • Monthly and yearly budgets with overspending alerts • Budget history and forecasts so you always know what's left MULTI-CURRENCY, BUILT IN • Track any currency with live exchange rates • Perfect for travel, expats, and global spending WIDGETS & LOCK SCREEN • Home Screen and Lock Screen widgets • Add a transaction straight from your widget SECURE • Lock the app with Face ID / Touch ID AI THAT RESPECTS YOUR PRIVACY (on supported devices) • Just say it — log a transaction with your voice • Snap a receipt and let M Budget fill in the details • Get a friendly monthly spending review and smart insights • Powered by on-device intelligence — nothing leaves your iPhone INVESTMENTS • Track holdings across US, Hong Kong, and A-share markets, ETFs, funds, and crypto • Live quotes and automatic recurring investing (DCA) M BUDGET PRO (one-time purchase) Unlock everything with a single purchase: • iCloud sync across all your devices • Multiple users and shared household ledgers • Export & import (CSV, JSON, PDF, Excel) + iCloud backup • Premium themes • Recurring transactions & automatic credit-card / loan repayment • Investment accounts with live market data • On-device AI logging Also free: loan and deposit calculators, bill reminders, and one-tap logging from payment screenshots via Shortcuts. Your finances are personal. M Budget keeps them that way.