Kharcha Book vs SplitEase
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Kharcha Book
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Kharcha Book is a simple and private expense tracker that keeps all your data on your device. No cloud, no sign-up, and no ads. Track daily spending, set budgets, and see where your money goes. Export your data to Excel or PDF whenever you need. -------------------- TRACK EXPENSES EASILY -------------------- β’ Quick Add: Add expenses quickly from the bottom input bar. Pick a category, enter the amount, and youβre done. β’ Custom Categories: Create as many categories as you want with over 50 icons. Organize your spending your way. β’ Daily View: See all expenses by date. Swipe between days to review or add past expenses. β’ Smart Search: Find any expense by category name in one tap. β’ Recent Categories: Shortcuts to your last-used categories let you add similar expenses faster. β’ Quick-Add Templates: Save frequent expenses (for example, "Chai Rs.20", "Petrol Rs.500") and add them with a single tap. β’ Same Category Kept: After adding, the category stays selected (just clear the amount) for faster entry. β’ Duplicate Hint: If you add the same category and amount twice on the same day, the app can suggest saving it as a recurring expense. --------------------------- BUDGETS & RECURRING EXPENSES --------------------------- β’ Daily Budget: Set a daily spending limit. See visual indicators of how much youβve spent compared to your goal. β’ Monthly Budget per Category: Set separate budgets for each category (such as Food, Transport). Progress bars show your spending vs. the budget for each month. β’ Recurring Expenses: Add bills, subscriptions, EMIs, or rent once. The app adds them automatically on the right day (daily, weekly, monthly, or yearly). Pause or set an end date anytime. ---------------- REPORTS & EXPORT ---------------- β’ Monthly Reports: View a complete breakdown of spending by category with pie charts and totals. β’ Category Totals: See how much you spent in each category, for any month. β’ Time-based Filtering: Review expenses for any date or month. β’ Excel Export: Export all data as .xlsx. Choose one file for everything or year-wise files with month sheets. β’ PDF Monthly Report: Export detailed monthly reports as PDF with category tables and proper currency formatting. β’ Share: Send exported reports by WhatsApp, email, or any app. Sharing works in the background and doesnβt interrupt your workflow. ---------------- PRIVACY & SECURITY ---------------- β’ All Data Local: Your data stays on your device. No cloud, no servers, no tracking. β’ Biometric Lock: Optional Face ID, Touch ID, or fingerprint to open the app. β’ No Ads: Enjoy a clean and distraction-free experience. β’ No Sign-up: Install and start trackingβno account required. ---------------- MORE FEATURES ---------------- β’ 50+ Currencies: Use your local currency (USD, INR, EUR, GBP, and more). β’ Dark Mode: App theme follows your system setting automatically. β’ Daily Reminders: Get 1β2 reminders to log expenses (optional). β’ Weekly Digest: Get a notification (such as on Sunday) with last weekβs totals and top categories, plus an in-app summary card. β’ On-Open Summary: Dismissible banner shows βYesterday: Rs. X Β· This month: Rs. Yβ for instant value. β’ Swipe to Delete: Quickly remove any expense or category. Undo via a snackbar. β’ Smooth Onboarding: First-time setup includes tips for budget and recurring expenses. β’ Category Management: View, edit, and organize all categories in one place. ---------------- COMING SOON (ROADMAP) ---------------- β’ Income tracking β’ Weekly reports β’ Multiple wallets (cash, bank, etc.) β’ Receipt attachments (stored locally) β’ Advanced search (date range, amount, categories) β’ Yearly analytics β’ Weekly budget tracking β’ Local backup & restore β’ Home screen widget for quick add Kharcha Book is free and keeps your data stored locally, securely, and under your control. Download now and start tracking your daily expensesβno account, no ads, just you and your data.
SplitEase
Effortlessly track and settle shared expenses with friends, family, and roommates. This app simplifies group finances with features like receipt scanning, voice entry, and smart debt simplification, making awkward money conversations a thing of the past.
- Expense tracking by group
- Flexible split options
- AI receipt scanning
- Voice-powered expense entry
- Smart debt simplification
- Recurring expense management
- Spending analytics
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SplitEase makes splitting expenses with friends, family, roommates and travel groups effortless. Whether you're on a trip to Goa, sharing rent with flatmates, or organising a birthday dinner β SplitEase tracks who paid what, who owes whom, and helps everyone settle up without the awkward money talk. WHY SPLITEASE? β’ Add an expense in seconds β type it, scan the receipt, or say it out loud β’ Smart debt simplification turns messy IOUs into the fewest possible payments β’ Every balance readable at a glance, in a clean, distraction-free design KEY FEATURES β’ Groups for every occasion Create groups for trips, roommates, couples, events, or one-off dinners β each with its own emoji, expenses and balances. Invite friends by share link, phone number, or QR code. β’ Flexible split options Split equally, by exact amount, by percentage, by shares, or item-by-item from a receipt. However you split it, SplitEase does the math down to the paisa. β’ Scan receipts with AI Snap a photo of a bill and let AI pull out the merchant, items, taxes and total. Assign items to people with a tap. β’ Voice-powered expense entry Just say "Dinner at Pizza Hut, 1,200 rupees, split equally with everyone" β SplitEase fills in the description, amount, category and split, then shows you the draft before anything is saved. β’ Smart settlements See exactly who owes whom. Settle with each person directly, or switch to Optimized to clear the whole group in the fewest transfers. Record a cash payment, mark a balance as paid or received, and send a friendly reminder in a single tap. β’ Balances that stay in sync Your total balance, what you owe and what you're owed β across every group, updated the moment anyone adds an expense. β’ Powerful analytics See where the money actually goes: daily spending trends, category breakdowns, top spender, and budget tracking for each group. β’ Recurring expenses Rent, subscriptions, the weekly grocery run β set it up once and SplitEase adds it automatically, split the same way every time. β’ Activity feed and reminders Every expense, payment and group change lands in one feed, with reminders that do the asking for you. β’ Privacy-first SplitEase never moves your money, never stores payment credentials, and never sells your data. Ever. PERFECT FOR β’ Roommates splitting rent, utilities and groceries β’ Friends on trips and vacations β’ Couples managing shared expenses β’ Event organisers collecting money for dinners, parties and gifts β’ Anyone who's tired of doing math in a WhatsApp thread A NOTE ON PAYMENTS SplitEase keeps the record, not your money. You settle however you already do β cash, bank transfer, or any payment app β then mark it settled in SplitEase so everyone's balances stay straight. SPLITEASE PLUS (OPTIONAL) Free forever covers up to 3 groups, every split type, smart settlements, reminders and your activity feed. Upgrade to Plus for unlimited groups and members, voice expense entry, AI receipt scanning, AI spending insights and budget tracking. Cancel anytime. Subscriptions SplitEase Plus is available as an auto-renewing monthly or annual subscription. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel it in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://www.splitease.ai/terms-of-service Privacy Policy: https://www.splitease.ai/privacy-policy Start splitting smarter today. Download SplitEase β because friendships are worth more than an unpaid βΉ500. Questions or feedback? Reach us at hello@kaivon.in
Screenshots
Verdict
The clearest difference is in-app purchases: Kharcha Book at none against SplitEase's 2. Kharcha Book also leads on iOS requirement (13.0 vs 16.4). SplitEase's advantage is update cadence (every 4 days vs fortnightly). On price, ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. SplitEase sells 2 in-app purchases, starting at $2.99 per month. Kharcha Book asks for nothing beyond the download.
Kharcha Book ships an update fortnightly, SplitEase every 4 days. The most recent releases landed on October 11, 2026 and October 29, 2026 respectively.
| Parameter | Kharcha Book | SplitEase |
|---|---|---|
| Price | Free | Free |
| Positive reviews | β | 100.0% of reviews |
| Update frequency | Fortnightly | Every 4 days β better |
| Ads | No | No |
| In-app purchases | No β better | Yes |
| Monetization | β | Freemium |
| Devices | iPhone, iPod β better | iPhone |
| Requires iOS | 13.0 β better | 16.4 |
| Further details β not scored | ||
| Size | 30 MB | 88 MB |
| Age rating | 4+ | 4+ |
| Developer | Billing Pie | KAIVON TECHNOLOGIES PRIVATE LIMITED |
In-app purchases
Kharcha Book
No in-app purchases
SplitEase
- SplitEase Plus7 Days trial$2.991 Month
- SplitEase Plus Annual7 Days trial$9.991 Year
Questions
Is Kharcha Book free?
Is SplitEase free?
Do Kharcha Book or SplitEase have ads?
Which is updated more often, Kharcha Book or SplitEase?
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