Expense Tracker Daily Spending vs SpendCheck

Expense Tracker is a simple daily expense tracker, spending tracker, budget planner, and money manager built to make everyday money tracking fast and easy. Track expenses and income in seconds, manage monthly and category budgets, organize multiple accounts, track bills and subscriptions, build savings goals, and see exactly where your money goes. No mandatory account is required, and core expense tracking works offline. TRACK DAILY EXPENSES & INCOME Record everyday purchases, cash expenses, income, and transfers without complicated setup. • Add expenses and income quickly • Track cash, bank, card, and wallet transactions • Organize spending with categories and subcategories • Search and filter transaction history • Add recurring expenses and income • Attach receipts • Transfer money between accounts Use it as an income expense tracker, cash expense tracker, or simple expense tracker for everyday purchases. PLAN MONTHLY & CATEGORY BUDGETS Use the built-in budget tracker and budget planner to stay aware of spending throughout the month. • Create monthly budgets • Set category budgets • See how much you've spent and what remains • Follow budget progress • Compare spending with your plan TRACK BILLS & SUBSCRIPTIONS Keep recurring bills, subscriptions, and regular payments organized with the rest of your spending. Use the bill tracker and subscription tracker to keep regular costs easier to manage. • Track bills • Manage subscriptions • Organize repeating payments • See recurring costs in your overall spending BUILD SAVINGS GOALS Create savings goals and use the savings tracker to follow your progress over time. Save toward an emergency fund, purchase, trip, or another personal goal while seeing how close you are to reaching it. SEE WHERE YOUR MONEY GOES Turn everyday transactions into clear spending insights. • View expense and income summaries • Analyze spending by category • Explore reports and charts • Review monthly spending trends • Search previous transactions Use Expense Tracker as a personal expense tracker to understand where your money goes and make more informed spending decisions. MANAGE MULTIPLE ACCOUNTS Keep cash, bank accounts, credit cards, and wallets organized in one place. Track balances, record transfers, and manage everyday money without losing sight of your overall finances. Use it as a money tracker, expense manager, or personal money manager to keep accounts and transactions together. TRACK RECURRING EXPENSES & INCOME Organize recurring expenses, regular payments, and repeating income so you can better understand the money coming in and going out each month. WORKS OFFLINE Looking for an offline expense tracker? Core expense tracking works offline, so you can continue recording everyday spending even when an internet connection isn't available. There's also no mandatory account required to start using the app. MORE MONEY TRACKING TOOLS • Multiple currencies • Receipt attachments • CSV export • Backup and restore • Multiple financial accounts • Categories and subcategories • Monthly and category budgets • Bills and subscriptions • Savings goals • Recurring transactions • Searchable transaction history • Spending reports and charts Expense Tracker is designed for anyone who wants a simple expense tracker without turning personal finance into another complicated task. Use it as a daily expense tracker, spending tracker, monthly expense tracker, budget tracker, money tracker, bill tracker, or straightforward expense manager to record spending, track income, follow budgets, manage subscriptions, build savings goals, and understand where your money goes. Track your spending. Plan your budget. Build your savings. Understand your money.

SpendCheck is the expense tracker for people who just want to see where their money goes — without accounts, ads, subscriptions, or a single byte leaving their phone unless they choose otherwise. Everything you log lives only on your device by default. There's no sign-up, no ads, and no analytics — and no company, including us, that can see your spending. You can explicitly turn on encrypted backup to your own cloud storage. Open the app and start tracking in seconds. WHY YOU'LL LIKE IT • Fast entry — A bank-app-style keypad lets you punch in an amount and save an expense in a couple of taps. No fiddly decimal typing. • Expenses, refunds, and investments — Track money going out, money coming back, and money you've moved into brokerage or crypto platforms. Investments are kept separate so they never inflate what you "spent." • Receipt photos, made searchable — Scan a receipt with an auto-detecting document scanner (multi-page in one go), crop it anytime, and search for anything printed on it later, even if you never typed it in. All text recognition happens right on your device. • Encrypted Backup & Restore — Back up your expenses and receipts to your own cloud storage — iCloud by default, or anywhere you choose — protected by a passphrase only you know. Nobody but you, not even SpendCheck, can read it. Fully optional, and off by default. • Recently Deleted — Delete something by mistake? It's recoverable for 14 days, not gone the moment you swipe. • Smart categories — As you type a business name, SpendCheck pre-fills the category you last used there. Less thinking, faster logging. • Recurring expenses — Mark something as weekly, monthly, or annual and it logs itself automatically — perfect for subscriptions, rent, and yearly renewals. • Clear summaries — See what you spent this week and this month, a breakdown by business and by category, and a simple chart — all for any month you pick. • Export anytime — Send a clean CSV of your full history to Files, Numbers, Excel, or Google Sheets whenever you want a backup. • Make it yours — Pick an accent color to match your style. PRIVATE BY DESIGN SpendCheck stores everything locally using Apple's on-device database. There is no server, no login, and no tracking. Your financial life is nobody's business but yours. If you ever turn on Backup & Restore, that backup is encrypted on your device before it ever leaves it — your passphrase, your cloud storage, and no way for anyone (including us) to read it without that passphrase. FREE SpendCheck is free to use. No ads, no data selling, no catch. Questions or feedback? Reach us in one tap from Settings → Send Feedback, or through the contact link on our website.