Suner vs Roundsplits

Suner is a focused personal finance dashboard for tracking net worth, goals, and long‑term projections in one place to help you retire sooner. Log your snapshots and transfers, visualize trends, and stay on top of the goals that matter most. Key features: - Net worth tracking with customizable accounts (assets & liabilities). - Quick snapshots and transfers to keep history accurate. - Goals for retirement, FIRE, contributions, or net worth targets. - Goal Trends view to compare progress over time. - Multi‑phase projections with adjustable contribution/withdrawal frequency and rates of return. - Optional inflation adjustment for contributions/withdrawals. - Clear charts and tables for projections and progress. - Customizable dashboard to prioritize what you want to see. - Optional cloud backup with auto‑sync across devices. Privacy & control: - Your data stays on device by default. - Cloud backup is optional and only runs when you sign in. - Suner is a planning tool and does not provide financial, legal, or tax advice.

Set a spending target for each person, preview the next shared round and see each projected share before adding it to your night. HOW IT WORKS 1. Open a night and tap Plan the next round. 2. Enter a round total, choose its payer and select the participants. 3. Tap each person to set their budget and inspect projected spending. 4. Share the preview or confirm Log this round to add it to the existing ledger. Keep night histories, round logging, kitty contributions, recorded paybacks, settlement suggestions and night recaps. Budgets persist separately for each night. WHAT TO KNOW Budgets track allocated spending, not debts or payments. Kitty contributions and paybacks do not reduce spending. Round shares are equal and can include fractional cents. No money is moved. iPhone and iPad.