Comparison

Ducat vs SubCinch

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ducat

Read full description

Ever wondered where your money goes? How did you spend it all? You're not alone, and this is where Ducat can help. Ducat helps you track every expense and subscription with effortless AI-powered natural language input and visualise where you spend your money every week, month and year, so that you can build better spending habits. Unlike autopilot expense trackers that sweep spending under the rug, Ducat makes tracking intentional, putting your habits right in front of you so you can actually change them. As you track, you'll see where you spend the most, what's bleeding your wallet dry and get timely alerts for subscription renewals and trial endings, putting you in charge of your money. KEY FEATURES (Requires paid subscription) • AI-assisted transaction input: Say or type "spent 24.85 on lunch at mcd", and it's done. AI automatically formats and categorises your spend. • Subscription clarity: See all subscriptions in one place and how much you're spending on subscriptions every month and year. Know what's due tomorrow, this week, next month, and what's actually worth keeping. • Insights that are practical and actionable: Which 3 purchases made up 37% of your spending? Your biggest spending days? How much did you spend every day in the last week? Ducat shows you everything you need to build good spending habits through clear, actionable insights. • Daily nudges to help you stay on track: Receive a gentle nudge every day at your preferred time to help you remember to track spending for the day. • Your data syncs securely: Ducat syncs your transactions and subscription data to the cloud frequently. AI processes your transaction requests anonymously. BUILT FOR SPEED & DELIGHT Native iOS through and through. Use search filters to find specific transactions instantly. On-device speech recognition. Crafted with modern liquid glass aesthetics. FREE TRIAL & PRICING Ducat requires an active subscription to use. Subscriptions are billed via App Store through in-app purchases. Explore the app with an all-access 14-day free trial, then choose a billing plan (Monthly or Yearly) to continue using the app. Subscription auto-renews until cancelled. You can cancel your subscription and subsequent auto-renewal via the App Store. HOW TO GET STARTED • Download Ducat • Sign up for an account • Add your first expense by voice or text in seconds • Watch the insights appear as you track Have questions? Reach out at help@ducat.money. Privacy Policy: https://ducat.money/privacy/ Terms of Service: https://ducat.money/terms/

About

SubCinch

Features
Read full description

SubCinch makes it easy to track subscriptions, free trials, renewal dates and recurring payments without spreadsheets, forgotten reminders or digging through old emails. Smart trial conversions and price increases are handled without a worry. If you have ever meant to cancel a trial and missed it, forgotten when something renews, or struggled to find the right website again when it was time to manage your account, SubCinch is built for you. It gives you a fast, polished way to keep subscriptions organised, visible and easy to act on. Add a subscription in seconds. Enter the name, paste the website link, choose a trial or billing setup, and save. The date and time are filled in automatically, common trial lengths are ready with quick presets, and your subscriptions are stored in sleek wallet-like cards that expand into detailed receipt-style views. SubCinch helps you stay ahead of upcoming renewals, trial endings and recurring charges while keeping the link back to each service close at hand. That means less searching, fewer surprise payments and more control over what you are subscribed to. Features: • Track free trials, renewal dates and recurring payments + lifetime licenses • Add subscriptions quickly with a fast, low-friction flow • Keep the original website link for easy account management or cancellation • View subscriptions in compact cards with receipt-style details • See start date, billing date, days active and total spent • Organise everything with a clear timeline view • Use quick presets for common trial lengths • Customise subscriptions with offline logos, gradients and icons • Support for multiple currencies with split totals in monthly receipts per currency • Export receipt-style views to PDF • Smart price updating, smart trial convert https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Ducat4 screens
SubCinch4 screens

Verdict

The call

The clearest difference is update cadence: Ducat at every 9 days against SubCinch's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Ducat sells 2 in-app purchases, starting at $3.49 per month and SubCinch sells 3 in-app purchases, starting at $14.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Ducat ships an update every 9 days, SubCinch every 3 weeks. The most recent releases landed on October 6, 2026 and October 7, 2026 respectively.

Scorecard1 real difference · 5 level
Ducat versus SubCinch: the parameters behind the verdict, then further details
ParameterDucatSubCinch
PriceFreeFree
Update frequencyEvery 9 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone
Requires iOS18.117.6 — better
Further details — not scored
Size28 MB33 MB
Age rating4+4+
DeveloperRahul ChowdhuryDaniel Miara

In-app purchases

2 purchases

Ducat

Subscriptions2
  • Ducat – Monthly Plan$3.491 Month
  • Ducat – Yearly Plan$29.991 Year
3 purchases

SubCinch

Subscriptions1
  • Annual$14.991 Year
One-time2
  • Lifetime$24.99
  • Lifetime (Family)$34.99

Questions

Is Ducat free?
Ducat is free to download, with in-app purchases available.
Is SubCinch free?
SubCinch is free to download, with in-app purchases available.
Do Ducat or SubCinch have ads?
Neither Ducat nor SubCinch shows ads.
Which is updated more often, Ducat or SubCinch?
Ducat ships an update every 9 days, and SubCinch every 3 weeks. Most recently, Ducat was updated on October 6, 2026 and SubCinch on October 7, 2026.

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