Comparison

Ducat vs Rechnung Direkt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ducat

Read full description

Ever wondered where your money goes? How did you spend it all? You're not alone, and this is where Ducat can help. Ducat helps you track every expense and subscription with effortless AI-powered natural language input and visualise where you spend your money every week, month and year, so that you can build better spending habits. Unlike autopilot expense trackers that sweep spending under the rug, Ducat makes tracking intentional, putting your habits right in front of you so you can actually change them. As you track, you'll see where you spend the most, what's bleeding your wallet dry and get timely alerts for subscription renewals and trial endings, putting you in charge of your money. KEY FEATURES (Requires paid subscription) • AI-assisted transaction input: Say or type "spent 24.85 on lunch at mcd", and it's done. AI automatically formats and categorises your spend. • Subscription clarity: See all subscriptions in one place and how much you're spending on subscriptions every month and year. Know what's due tomorrow, this week, next month, and what's actually worth keeping. • Insights that are practical and actionable: Which 3 purchases made up 37% of your spending? Your biggest spending days? How much did you spend every day in the last week? Ducat shows you everything you need to build good spending habits through clear, actionable insights. • Daily nudges to help you stay on track: Receive a gentle nudge every day at your preferred time to help you remember to track spending for the day. • Your data syncs securely: Ducat syncs your transactions and subscription data to the cloud frequently. AI processes your transaction requests anonymously. BUILT FOR SPEED & DELIGHT Native iOS through and through. Use search filters to find specific transactions instantly. On-device speech recognition. Crafted with modern liquid glass aesthetics. FREE TRIAL & PRICING Ducat requires an active subscription to use. Subscriptions are billed via App Store through in-app purchases. Explore the app with an all-access 14-day free trial, then choose a billing plan (Monthly or Yearly) to continue using the app. Subscription auto-renews until cancelled. You can cancel your subscription and subsequent auto-renewal via the App Store. HOW TO GET STARTED • Download Ducat • Sign up for an account • Add your first expense by voice or text in seconds • Watch the insights appear as you track Have questions? Reach out at help@ducat.money. Privacy Policy: https://ducat.money/privacy/ Terms of Service: https://ducat.money/terms/

About

Rechnung Direkt

Create professional invoices, quotes, and payment reminders quickly. Supports legally compliant e-invoices and offers DATEV export for tax advisors. Your data is kept private in your iCloud.

Highlights
  • Professional invoices and quotes
  • Recurring invoices
  • Credit notes and cancellation invoices
  • Legally compliant e-invoicing (ZUGFeRD, XRechnung, Peppol)
  • DATEV export for tax advisors
  • Client and product catalogue
  • Kleinunternehmer mode
Features
Read full description

Rechnung Direkt is the invoicing app for Mac, iPad and iPhone. Buy once, no subscription. Create professional invoices, quotes and payment reminders in seconds, including legally compliant e-invoices (ZUGFeRD, XRechnung, Factur-X, Peppol) with Leitweg-ID. Your data stays private in your iCloud, never on third-party servers. CREATE INVOICES • Professional invoices, quotes and reminders in seconds • Recurring invoices on autopilot • Credit notes and cancellation invoices • Per-document discounts, mark invoices as paid E-INVOICING DONE RIGHT • ZUGFeRD / Factur-X (EN 16931), XRechnung and Peppol BIS • Leitweg-ID for public-sector invoices • Swiss QR-bill and SEPA direct debit DATEV export Export issued invoices as a DATEV posting batch (CSV) for your tax advisor. Configurable: consultant/client number, SKR03/SKR04, account mapping per tax rate. BUILT FOR YOU • Small businesses, freelancers and the self-employed • Kleinunternehmer mode (German §19 UStG) • Client and product catalogue • Mac, iPad and iPhone. Synced via your private iCloud (end-to-end encrypted with Advanced Data Protection) ONE-TIME PURCHASE No subscription. Buy it once and keep it.

Screenshots

Ducat4 screens
Rechnung Direkt4 screens

Verdict

The call

The clearest difference is price: Ducat at Free against Rechnung Direkt's $44.99. Rechnung Direkt's advantage is in-app purchases (none vs 2) and update cadence (every 2 days vs every 9 days). On ads and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Ducat is free to download; Rechnung Direkt costs $44.99 up front. Ducat sells 2 in-app purchases, starting at $3.49 per month. Rechnung Direkt asks for nothing beyond the download.

UpkeepUpdate frequency

Ducat ships an update every 9 days, Rechnung Direkt every 2 days. The most recent releases landed on November 3, 2026 and November 10, 2026 respectively.

Scorecard4 real differences Ā· 4 level
Ducat versus Rechnung Direkt: the parameters behind the verdict, then further details
ParameterDucatRechnung Direkt
PriceFree — better$44.99
Positive reviews—93.3% of reviews
Update frequencyEvery 9 daysEvery 2 days — better
AdsNoNo
In-app purchasesYesNo — better
Monetization—Paid
DevicesiPhoneiPhone, iPad, Mac — better
Requires iOS18.117.0 — better
Further details — not scored
Size29 MB22 MB
Age rating4+4+
DeveloperRahul ChowdhuryMichael Welzel

In-app purchases

2 purchases

Ducat

Subscriptions2
  • Ducat – Monthly Plan$3.491 Month
  • Ducat – Yearly Plan$29.991 Year
None

Rechnung Direkt

No in-app purchases

Questions

Is Ducat free?
Ducat is free to download, with in-app purchases available.
Is Rechnung Direkt free?
Rechnung Direkt costs $44.99, with no in-app purchases.
Do Ducat or Rechnung Direkt have ads?
Neither Ducat nor Rechnung Direkt shows ads.
Which is updated more often, Ducat or Rechnung Direkt?
Ducat ships an update every 9 days, and Rechnung Direkt every 2 days. Most recently, Ducat was updated on November 3, 2026 and Rechnung Direkt on November 10, 2026.

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