Billiary vs 1099Work Ledger

Billiary is a private, offline-first bill tracker that helps you see what is due, what is paid, and what needs attention - all in one clean app. Track bills, income, subscriptions, accounts, documents, warranties, QR codes, and loyalty cards without creating an account. Billiary works fully offline, with your data stored on your device. Want Billiary on more than one device? Personal Sync is optional - enable it when you want secure multi-device sync and cloud backup. BASIC · FREE FOREVER Privacy and offline use • No account required • Works fully offline • Your data stays on your device unless you enable Sync • Sign in only when you choose to use Sync Bills and payments • Add one-time and recurring bills • Mark bills as paid or unpaid • Track due dates, payments, and overdue bills • Organize by category, tag, and month • Pin important bills • Search by name, notes, or amount • View bills in a list or calendar • Scan supported bill QR codes Income and accounts • Track income and available balance • Manage Cash, Card, and Savings accounts • Assign payment sources to bills • Record optional payment fees Subscriptions • Track recurring services and renewal dates • Choose from popular services or add your own • Mark subscriptions as active, paused, or cancelled Insights • Review spending across flexible time periods • See spending by category and payment source • Browse paid-bill history • Review 12 months of bills and income Loyalty cards • Store loyalty and membership cards offline • Scan supported barcodes and QR codes • Add cards from the camera, photos, or manually • Search cards and mark favorites PERSONAL SYNC · OPTIONAL SUBSCRIPTION Private by default. Connected when you want. • Keep Billiary up to date across your devices • Cloud backup for additional protection • See sync status and last sync • Sync includes Premium features while active • Billiary remains fully usable without Sync or an account PREMIUM · ONE-TIME UPGRADE Unlock advanced tools with a single purchase. Smart Attachments and warranties • Attach receipts, invoices, warranties, photos, and PDFs • Browse, search, preview, and manage attachments • Link documents to bills • Track warranties with separate reminders Budget and accounts • Track account balances • Deduct paid bills and fees automatically • Transfer money between accounts and currencies • Set optional card spending limits • Manage currencies and manual exchange rates • Review activity and forecast upcoming balances Advanced insights and reports • Track your Bills-to-Income ratio • Compare monthly spending • Explore category, trend, and tag analytics • Review subscription spending and projections • Export detailed PDF and CSV reports More Premium tools • Set multiple reminders per bill • Use flexible and custom recurrence • Use Home Screen widgets • Create complete ZIP backups • Import and export CSV data • Organize loyalty cards into collections PERSONALIZE BILLIARY • Light, dark, and system themes • English, Italian, Spanish, German, French, Serbian, and Simplified Chinese Stay ahead of your bills, on your terms. Use Billiary privately and offline with no account required—or enable Sync when you want your data available across your devices. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

1099Work Ledger is the simple, private bookkeeping app made for independent 1099 contractors — relief workers, freelancers, gig professionals, and anyone who invoices their own clients. No accounts to create and no spreadsheets to wrangle. Track every dollar in and out, send professional invoices and estimates, and walk into tax season organized. INVOICING Professional PDF invoices with four clean templates Line items, quantities, optional sales tax, and per-line service dates Discounts — a percentage or a fixed amount, applied fairly across eligible items One-tap "Mark as Paid" with optional payment reference and deposit account Draft, sent, paid, overdue, and voided statuses Email or share invoices as PDFs Per-client rates, custom invoice numbering, saved templates, and reusable item bundles ESTIMATES Create and send professional estimates Capture the client's signature right on your phone — it renders on the PDF Convert an accepted estimate to an invoice in one tap, signature and discount included EXPENSES & MILEAGE Log and categorize business expenses Attach receipt photos Track mileage by trip at your per-mile rate Everything flows straight into your reports INCOME TRACKING Record non-invoice income like app store or royalty revenue Automatic commission calculation for marketplace payouts REPORTS Profit & Loss statements Business Review: period comparisons, client concentration, receivables health, workload economics, and a discount tracker Export any report as PDF or CSV ESTIMATED TAX SET-ASIDE Set your own federal and state set-aside percentages Based on net profit or gross income — your choice See estimated, paid, and remaining amounts by quarter Record the estimated-tax payments you make A personal set-aside estimate, not tax advice REMINDERS Overdue invoice alerts Quarterly estimated-tax deadline reminders MAKE IT YOURS Six accent color palettes, in light and dark BACKUP & RESTORE Export a complete backup of your business anytime Restore it on a new phone in minutes PRIVATE BY DESIGN Your data stays on your device No accounts, no third-party tracking, no ads, and no data selling Built by a working 1099 contractor who needed a faster way to invoice clients and stay tax-ready — without the bloat of full accounting software. Free during launch. 1099Work Ledger is not a tax preparation service and does not provide tax, legal, or financial advice. The estimated tax set-aside feature is a personal planning estimate only.