Billiary vs Bill Manager

Billiary is a private, offline-first bill tracker that helps you see what is due, what is paid, and what needs attention - all in one clean app. Track bills, income, subscriptions, accounts, documents, warranties, QR codes, and loyalty cards without creating an account. Billiary works fully offline, with your data stored on your device. Want Billiary on more than one device? Personal Sync is optional - enable it when you want secure multi-device sync and cloud backup. BASIC · FREE FOREVER Privacy and offline use • No account required • Works fully offline • Your data stays on your device unless you enable Sync • Sign in only when you choose to use Sync Bills and payments • Add one-time and recurring bills • Mark bills as paid or unpaid • Track due dates, payments, and overdue bills • Organize by category, tag, and month • Pin important bills • Search by name, notes, or amount • View bills in a list or calendar • Scan supported bill QR codes Income and accounts • Track income and available balance • Manage Cash, Card, and Savings accounts • Assign payment sources to bills • Record optional payment fees Subscriptions • Track recurring services and renewal dates • Choose from popular services or add your own • Mark subscriptions as active, paused, or cancelled Insights • Review spending across flexible time periods • See spending by category and payment source • Browse paid-bill history • Review 12 months of bills and income Loyalty cards • Store loyalty and membership cards offline • Scan supported barcodes and QR codes • Add cards from the camera, photos, or manually • Search cards and mark favorites PERSONAL SYNC · OPTIONAL SUBSCRIPTION Private by default. Connected when you want. • Keep Billiary up to date across your devices • Cloud backup for additional protection • See sync status and last sync • Sync includes Premium features while active • Billiary remains fully usable without Sync or an account PREMIUM · ONE-TIME UPGRADE Unlock advanced tools with a single purchase. Smart Attachments and warranties • Attach receipts, invoices, warranties, photos, and PDFs • Browse, search, preview, and manage attachments • Link documents to bills • Track warranties with separate reminders Budget and accounts • Track account balances • Deduct paid bills and fees automatically • Transfer money between accounts and currencies • Set optional card spending limits • Manage currencies and manual exchange rates • Review activity and forecast upcoming balances Advanced insights and reports • Track your Bills-to-Income ratio • Compare monthly spending • Explore category, trend, and tag analytics • Review subscription spending and projections • Export detailed PDF and CSV reports More Premium tools • Set multiple reminders per bill • Use flexible and custom recurrence • Use Home Screen widgets • Create complete ZIP backups • Import and export CSV data • Organize loyalty cards into collections PERSONALIZE BILLIARY • Light, dark, and system themes • English, Italian, Spanish, German, French, Serbian, and Simplified Chinese Stay ahead of your bills, on your terms. Use Billiary privately and offline with no account required—or enable Sync when you want your data available across your devices. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Bill Manager keeps every bill and subscription in one calm place, so you always know what's due, what's paid, and what you can actually save. Add a bill once — name, amount, due date, how often it repeats — and the app tracks it from there. Type a name like "Netflix" or "Verizon" and the official payment link fills in for you. When a bill is due, one tap opens that biller's own website so you can pay them directly. SEE WHERE YOU STAND • What's still due this month, at a glance • Anything overdue, called out clearly • What you've already paid, month by month • Every subscription with its real monthly cost added up KNOW WHAT YOU CAN SAVE • Add your paycheck and anything else that comes in • Weekly, every two weeks, twice a month, or monthly — including the 1st-and-15th schedule most apps get wrong • The app subtracts your bills from your income and shows what's left to put away • If your bills come to more than you earn, it tells you plainly instead of hiding it PAY ON THE BILLER'S OWN SITE Around 70 well-known billers come pre-filled with their official web addresses, and you can add any link yourself. Bill Manager never processes payments, never asks for card or bank details, and never touches your money. It simply takes you to the right page. QUIET REMINDERS Turn on reminders and get a notification a few days before a bill is due, and again on the day. They're scheduled on your device — nothing is sent anywhere. PRIVATE BY DESIGN • No account, no sign-up, no login • No ads, no analytics, no tracking • Your bills stay on your device • Optional sync runs through a private bridge you own and control, not the developer's server WORKS THE WAY YOU DO Designed for iPhone and iPad, with a calm, readable layout that stays out of your way.