FinRoute Saving Planner vs Kept

FinRoute Saving Planner is a clean, intuitive, and goal-focused savings app designed to bring clarity and structure to your personal saving journey. Create personalized savings goals, track your progress, and stay organized with confidence through a clean and premium interface. With FinRoute Saving Planner, you can: • Set personalized saving goals for gold, silver, stocks, crypto, or any asset you choose • Visualize your progress with clear completion percentages and goal insights • See how much you have saved, what remains, and how close you are to your goal • Record buy and sell transactions easily for personal tracking • Review your transaction history and monitor your saving performance over time FinRoute Saving Planner helps you turn your saving goals into clear, trackable milestones and stay focused on what you want to achieve. Features: • Simple and flexible goal creation • Clear progress and completion tracking • Goal insights and visual progress overview • Detailed transaction history • Performance and historical insights • Secure CloudKit synchronization • Clean, modern, and premium design Information: FinRoute Saving Planner is designed for personal saving and goal tracking purposes. The app does not provide financial or investment advice. All information shown in the app is intended for personal tracking and informational use. Financial decisions remain the responsibility of the user. All data is stored securely in the user's private iCloud account using CloudKit.

Kept is a money tracker for iPhone and Apple Watch built around one idea: an entry should take two taps, not a form. FAST ENTRY • The keypad, your categories and the day's total live on one screen • Type the amount, tap a category — the entry is saved • Need details? Long-press to open the full form with account, date, note and tags • Deleted or edited by mistake? Undo brings it back, even several times in a row • Built-in calculator keys for splitting a bill on the spot • Stays fast even with years of history CARD PAYMENTS THAT LOG THEMSELVES • Set up a Wallet automation in Shortcuts once — every Apple Pay purchase arrives in Kept as a pending entry • Merchant and card are filled in, and the category comes from your last purchase there • Payments land in the account named like the card, and if you move one, Kept remembers your choice • A new merchant waits for you to pick a category — no wild guesses • Confirm in one tap, or edit before confirming APPLE WATCH, SIRI, CONTROL CENTER • Quick entry from your wrist, today's and this month's totals for every account • Complications keep the totals on your watch face • Entries with a category are confirmed right away, with a few seconds to undo • “Add expense in Kept” with Siri and Shortcuts • Siri and the Action button on Apple Watch: log a purchase without reaching for your iPhone • A new entry button in Control Center ACCOUNTS AND CURRENCIES • Card, cash, savings — as many accounts as you need • Every account keeps its own currency, amounts are entered in that currency • Exchange rates load automatically; the total balance is converted for you • Transfers between accounts, even across currencies: the rate fills in an estimate, or enter what actually arrived • Merge two accounts: entries, rules and card links move over and the balances add up • Keep a stash out of your total balance and widgets • Pin the currencies you watch and convert any pair in the built-in calculator SEE WHERE MONEY GOES • Calendar with a total for every day • History with search, filters by period and account, and sorting • Where you spend: which stores and places take the most, with your average purchase • Category breakdown, cash flow and balance trend: this month, last month, 3 months, a year or any range • Compare months or weeks on the same days, with pace and a forecast • Budgets by category or for all spending, with your pace and a daily allowance • Budgets show past months and spending planned for later • Start the month on payday and choose the first day of the week • Recurring entries for rent, subscriptions and salary • Receipt photos attached to any entry WIDGETS • Total balance with a button that hides the amount • Exchange rate for the pair you choose • Income, expenses and top categories for the month • Quick entry: tap a category and the app opens ready for the amount • Lock Screen widgets for balance, rate and the month YOURS ONLY • Everything is stored on your iPhone • Optional iCloud sync between your own devices • Passcode with Face ID, and the app blurs itself in the app switcher • No accounts, no ads, no analytics, nothing collected • Works with VoiceOver, Dynamic Type and haptic feedback IMPORT AND BACKUP • Import and export CSV, compatible with Spent • Full backup to a file you control, receipts included — open it straight from Files, Mail or AirDrop • The app keeps earlier versions of your data before replacing or erasing it • A gentle reminder when it's been a month since your last backup