Comparison

Split Shopping Expenses vs Kept

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Shopping Expenses

Features
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Split shared shopping fairly, without entering every item in your cart. Enter personal items as you shop and assign each to a person. At checkout, enter the final receipt total. Split calculates personal costs, estimated tax, and the shared remainder using your group percentages. INCLUDED FREE - Fast keypad entry and one-tap item assignment - Per-item tax settings and quantities - Clear per-person checkout breakdown - Configurable group percentages - Receipt photos and completed trip history - Spending summaries by store - Saved stores and optional nearby store search - Light and dark appearance Core shopping and calculations work offline. Advertising and App Store purchases require an internet connection. No bank connections or payment processing. REMOVE ADS WITH PREMIUM The free version shows banner ads. Remove all ads for $1.99 with a one-time purchase in the US; localized pricing is shown before purchase. No subscription. All shopping features remain free. Previous paid app customers retain ad-free access. Restore purchases from Settings > Remove ads using the same Apple Account.

About

Kept

Features
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Kept is a money tracker for iPhone and Apple Watch built around one idea: an entry should take two taps, not a form. FAST ENTRY • The keypad, your categories and the day's total live on one screen • Type the amount, tap a category — the entry is saved • Need details? Long-press to open the full form with account, date, note and tags • Deleted or edited by mistake? Undo brings it back, even several times in a row • Built-in calculator keys for splitting a bill on the spot • Stays fast even with years of history CARD PAYMENTS THAT LOG THEMSELVES • Set up a Wallet automation in Shortcuts once — every Apple Pay purchase arrives in Kept as a pending entry • Merchant and card are filled in, and the category comes from your last purchase there • Payments land in the account named like the card, and if you move one, Kept remembers your choice • A new merchant waits for you to pick a category — no wild guesses • Confirm in one tap, or edit before confirming APPLE WATCH, SIRI, CONTROL CENTER • Quick entry from your wrist, today's and this month's totals for every account • Complications keep the totals on your watch face • Entries with a category are confirmed right away, with a few seconds to undo • “Add expense in Kept” with Siri and Shortcuts • Siri and the Action button on Apple Watch: log a purchase without reaching for your iPhone • A new entry button in Control Center ACCOUNTS AND CURRENCIES • Card, cash, savings — as many accounts as you need • Every account keeps its own currency, amounts are entered in that currency • Exchange rates load automatically; the total balance is converted for you • Transfers between accounts, even across currencies: the rate fills in an estimate, or enter what actually arrived • Merge two accounts: entries, rules and card links move over and the balances add up • Keep a stash out of your total balance and widgets • Pin the currencies you watch and convert any pair in the built-in calculator SEE WHERE MONEY GOES • Calendar with a total for every day • History with search, filters by period and account, and sorting • Where you spend: which stores and places take the most, with your average purchase • Category breakdown, cash flow and balance trend: this month, last month, 3 months, a year or any range • Compare months or weeks on the same days, with pace and a forecast • Budgets by category or for all spending, with your pace and a daily allowance • Budgets show past months and spending planned for later • Start the month on payday and choose the first day of the week • Recurring entries for rent, subscriptions and salary • Receipt photos attached to any entry WIDGETS • Total balance with a button that hides the amount • Exchange rate for the pair you choose • Income, expenses and top categories for the month • Quick entry: tap a category and the app opens ready for the amount • Lock Screen widgets for balance, rate and the month YOURS ONLY • Everything is stored on your iPhone • Optional iCloud sync between your own devices • Passcode with Face ID, and the app blurs itself in the app switcher • No accounts, no ads, no analytics, nothing collected • Works with VoiceOver, Dynamic Type and haptic feedback IMPORT AND BACKUP • Import and export CSV, compatible with Spent • Full backup to a file you control, receipts included — open it straight from Files, Mail or AirDrop • The app keeps earlier versions of your data before replacing or erasing it • A gentle reminder when it's been a month since your last backup

Screenshots

Split Shopping Expenses4 screens
Kept4 screens

Verdict

The call

The clearest difference is in-app purchases: Split Shopping Expenses at none against Kept's 3. Kept's advantage is update cadence (every 5 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kept sells 3 one-off in-app purchases. Split Shopping Expenses asks for nothing beyond the download.

UpkeepUpdate frequency

Split Shopping Expenses ships an update every 2 months, Kept every 5 days. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 4 level
Split Shopping Expenses versus Kept: the parameters behind the verdict, then further details
ParameterSplit Shopping ExpensesKept
PriceFreeFree
Update frequencyEvery 2 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhoneiPhone, Apple Watch — better
Requires iOS17.0 — better18.0
Further details — not scored
Size22 MB16 MB
Age rating4+4+
DeveloperCHRISTOPHER DISCOTTOYevhenii Mahlena

In-app purchases

None

Split Shopping Expenses

No in-app purchases

3 purchases

Kept

One-time3
  • Coffee for the Developer$0.99
  • Lunch for the Developer$4.99
  • Dinner for the Developer$9.99

Questions

Is Split Shopping Expenses free?
Split Shopping Expenses is free to download, with no in-app purchases.
Is Kept free?
Kept is free to download, with in-app purchases available.
Do Split Shopping Expenses or Kept have ads?
Neither Split Shopping Expenses nor Kept shows ads.
Which is updated more often, Split Shopping Expenses or Kept?
Split Shopping Expenses ships an update every 2 months, and Kept every 5 days. Most recently, Split Shopping Expenses was updated on October 28, 2026 and Kept on October 31, 2026.

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