Comparison

Spndmate vs TapSheet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spndmate

Effortlessly track your spending by digitizing text receipts and automatically adding expenses to your spreadsheet. Gain insights into your financial habits and build lasting positive financial behaviors.

Highlights
  • Digitize text receipts
  • Automate spreadsheet expense entries
  • AI-powered expense insights
  • Track spending habits
  • Set in-app reminders
  • Build healthy financial habits
Features
Read full description

Hi I'm Spndmate! Ever feel guilty after spending? Me too. I'll make editing your spreadsheet and getting insights from it easy. Look back an year from now with new habits and no regrets. Forgot the day you went to the pottery place for a date? I know. Forgot how much gas costs when you last got a full tank? I know. Want to automate adding expenses to your spreadsheet? I gotchu. I'm your best friend that actually remembers and cares about you and your spending. Although, we are only compatible if you want to track expenses the classic and traditional way on a spreadsheet like all the 80s Millionaire-Dads do. Under the hood, for those curious, I'm an agent powered by an LLM that has access to tools that add, edit, delete and fetch expenses from your spreadsheet. I was created by a 20s-something-year-old college graduate who got their first job and wanted to start adulthood by tracking expenses the classic way on a spreadsheet. But they were too lazy to sit at the computer on google sheets, open the credit card iPhone app in the other hand, mentally categorize the expense and type it manually. They also don't like the expense-tracking apps on the market as they are too focused on budgeting, have complex setups with bank accounts via Plaid, unintuitive charts and exorbitant subscriptions. So the college graduate had an idea for an AI agent that can take screenshots of their credit card app, images of receipts, or text messages and automatically add it to their spreadsheet! Voila! And at the same time - because AI is awesome - the agent can also answer any question about the expenses. 6 months later - I was born :) So download me, set in-app reminders, and build healthy habits of personal finance that last a lifetime. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

TapSheet

This app helps you create a personalized savings plan by answering a questionnaire. It then allows you to input your income and fixed expenses to clearly see how much you have left to spend, enabling you to spend freely while still building savings.

Highlights
  • Personalized savings plan creation
  • Income input
  • Fixed expense tracking
  • Remaining to spend calculation
  • Spend freely while saving
Features
Currently charting
Read full description

HOW TO USE TAPSHEET: 1) Answer questionnaire to build your savings plan 2) Input income 2) Input fixed expenses 3) View your remaining to spend TapSheet is the easiest budgeting method. Who even knows how much you spend a month on food & drinks anyways. If you're getting into budgeting for the first time common methods are overwhelming. TapSheet operates on a simple principle. Income - expenses - savings = how much you can spend. If you often find yourself making purchases without knowing if you can afford it TapSheet will help you spend freely while building up savings. *ADDING TRANSACTIONS REQUIRE A SUBSCRIPTION TERMS: https://tapsheet.app/terms

Screenshots

Spndmate4 screens
TapSheet4 screens

Verdict

The call

The clearest difference is review sentiment: Spndmate at 100% against TapSheet's 39%. Spndmate also leads on rating (5.0 vs 4.6). TapSheet's advantage is ratings volume (182 vs 2) and update cadence (every 9 days vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spndmate sells 2 in-app purchases, starting at $9.99 per month and TapSheet sells 4 in-app purchases, starting at $5.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Spndmate holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: TapSheet has 182 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of Spndmate's written reviews are positive against 39% of TapSheet's.

UpkeepUpdate frequency

Spndmate ships an update every 2 months, TapSheet every 9 days. The most recent releases landed on October 15, 2026 and October 18, 2026 respectively.

Scorecard6 real differences · 5 level
Spndmate versus TapSheet: the parameters behind the verdict, then further details
ParameterSpndmateTapSheet
PriceFreeFree
Rating5.0 (2 ratings) — better4.6 (182 ratings)
Positive reviews100.0% of reviews — better38.9% of reviews
Number of ratings2182 — better
Update frequencyEvery 2 monthsEvery 9 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank—#56 — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.113.4 — better
Further details — not scored
Size58 MB45 MB
Age rating12+4+
DeveloperAbhayam Technologies LLCAVIAN JONAS LEUNG

Customer experience

Spndmate

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

TapSheet

All ratings182 ratings
Positive91.2%
Neutral1.6%
Negative7.1%
Written reviews36 reviews
Positive38.9%
Neutral5.6%
Negative55.6%

In-app purchases

2 purchases

Spndmate

Subscriptions2
  • Spndmate Premium - Monthly$9.991 Month
  • Spndmate Premium - Yearly$29.991 Year
4 purchases

TapSheet

Subscriptions4
  • Weekly$5.997 Days
  • Monthly$9.991 Month
  • Yearly7 Days trial$29.991 Year
Show 1 more
  • Yearly3 Days trial$29.991 Year

Questions

Is Spndmate free?
Spndmate is free to download, with in-app purchases available.
Is TapSheet free?
TapSheet is free to download, with in-app purchases available.
Which has better reviews, Spndmate or TapSheet?
Spndmate is rated higher. Spndmate averages 5.0 out of 5 from 2 ratings, while TapSheet averages 4.6 from 182 ratings.
Do Spndmate or TapSheet have ads?
Neither Spndmate nor TapSheet shows ads.
Which is updated more often, Spndmate or TapSheet?
Spndmate ships an update every 2 months, and TapSheet every 9 days. Most recently, Spndmate was updated on October 15, 2026 and TapSheet on October 18, 2026.

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