DecentWealth Portfolio Tracker vs Spendly

Know what you own. All of it. DecentWealth gives you a clear view of everything you own: stocks, ETFs, precious metals, property, retirement, savings, and yes, crypto too. The difference? Your data stays on your device. No account to create. No servers storing your finances. No company tracking your wealth. Just you and your phone. DESIGNED AND BUILT FOR iOS Written in Swift and SwiftUI, with no third-party frameworks and no analytics or tracking SDKs of any kind. Nothing here is a web page in a native wrapper. That is why the App Store privacy label reads "Data Not Collected", and why your portfolio still opens with no signal. Widgets, an Apple Watch app with complications on every face style, Face ID and Touch ID, dark mode. Fully localized in 12 languages, every screen, not only the menus. WHAT YOU CAN TRACK - Stocks & ETFs: add buy/sell transactions, see your profit or loss, track dividends - Commodities: Gold, Silver, Platinum and Palladium, with live spot prices in troy oz, grams or kg - Real estate: your home equity, rental properties, land - Vehicles: cars, motorcycles, boats - Retirement: 401(k), IRA, pension values - Cash accounts: bank savings, linked to the trades you make - Loans & debt: mortgage, car loan, student loans, credit cards - Crypto wallets: Bitcoin, Ethereum, Solana, and more - Interactive Brokers: trades, dividends and cash, synced automatically WHY PEOPLE SWITCH TO DECENTWEALTH Your data stays local. Other apps upload your financial data to their servers. We don't. Everything lives on your iPhone, protected by Face ID. No account needed. Open the app and start adding assets. No email, no password, no verification. iCloud sync Want it on your iPad? Turn on iCloud sync. Your data goes through your personal iCloud, still never touches our servers. FOR PEOPLE WHO OWN CRYPTO Networks: Bitcoin, Ethereum, Solana, Polygon, Arbitrum, Optimism, Base, Avalanche, BSC, ZKsync, Linea, Scroll, and more. Just paste your public address or scan a QR code. We fetch your balances automatically. You never share private keys, we don't need them, don't want them. 15,000+ coins recognized with real-time prices. DIVIDEND TRACKING Own dividend stocks? See your passive income grow: - Dividend calendar: upcoming ex-dates and payment dates at a glance - Income summary: what you've received, this year's total, projected annual - Future projections: estimate your income many years out - Yield tracking: compare yield on cost vs current market yield - All dividend data pulled automatically, no manual entry CASH ACCOUNTS Track bank savings in 45 currencies as their own asset class. Sell a stock and the proceeds land in the account you choose. Buy one and it is paid from there. Your cash balance moves the way your money really does, and you still never connect a bank. ANALYTICS THAT MAKE SENSE - See where your money actually is (allocation by asset type) - Sector allocation: your stock portfolio broken down by industry - Monthly performance heatmap: which months made money, which didn't - Chart with filter by time: today, this week, month, year, or all time EXPORT FOR TAXES Export your transactions to CSV or PDF. Pick a date range, download the file, hand it to your accountant. WIDGETS & APPLE WATCH Home screen widgets in three sizes, and lock screen widgets showing your total, the 24-hour change and a chart without unlocking the phone. On Apple Watch, a full app plus complications for every face style. All of it in the currency you picked. 45 CURRENCIES See your wealth in USD, EUR, GBP, JPY, CHF, CAD, AUD, TRY, NGN, UAH, or 35 others. Live exchange rates, updated automatically. Built for people who want their entire financial picture in one private place. Not a portfolio tracker bolted onto an account system, a wealth dashboard that belongs to you. Questions? Reach out: hey@decentwealth.app Terms of Use: https://decentwealth.app/terms Privacy Policy: https://decentwealth.app/privacy

Spendly is a spending tracker built around your pay cycle. Set a spend budget when you are paid, log what you spend each evening, and always know exactly what is left. NO FORECASTS, NO GUESSES Every figure in Spendly is something you entered or something you logged. It does not predict your spending, it does not project a surplus, and it does not fill in the days you missed. A day with nothing logged is listed as a reminder, never given a value. If a number changes, it is because you changed it. HOW IT WORKS Enter your pay and your fixed bills once, then set a spend budget for the cycle. Logging takes about ten seconds an evening. Home shows what you have spent against that budget and what remains. Whatever you do not spend is already divided into an invest budget and a save budget by a percentage you choose, so pay minus bills minus spending always adds up. BUILT FOR HOW YOU ARE ACTUALLY PAID Weekly, every two weeks, twice a month, or monthly. Your cycle runs from your payday to the day before the next one, not from the 1st of the month. Monthly bills are spread across your pay cycles automatically, so a week's pay is never charged a full month of rent. COMPLETELY PRIVATE No account. No sign-up. No cloud. Everything stays in a database on your own phone. Spendly does not even request internet permission, so it cannot send your data anywhere. No ads. No trackers. No analytics. ALSO INSIDE • Any world currency, with correct decimal handling • A gentle evening reminder to log the day • One tap to record a day you spent nothing • History by day and by pay cycle, and spending by category • Scheduled and one-off investments counted inside your invest budget, not on top of it • A wrap-up at the end of each cycle to record what you actually moved • Light and dark themes, designed for phones and tablets and readable at large text sizes • CSV export of everything you have logged Spendly does not connect to your bank, does not ask for your card, and does not want your email address. It answers one question, honestly: how much of this pay cycle is still mine to spend?