Expense Pro Manager vs Spendly

Take full control of your finances with Expense Pro Manager - the smartest expense tracker built for real life. Whether you are a student, professional, traveller or family, Expense Pro gives you every tool to know exactly where your money goes. 100% FREE. NO ADS. NO SUBSCRIPTIONS. EVER. === WHY EXPENSE PRO === - Completely free - no in-app purchases, no premium tiers - Zero ads, ever - Works offline, syncs when connected - Clean dark fintech UI designed for financial clarity - Lightweight and fast on every iPhone === DASHBOARD & ACCOUNTS === See bank accounts, cash wallets, credit cards and investments in one glance. Real-time balance updates with income vs expense summaries for the current month. === LIGHTNING-FAST EXPENSE ENTRY === Log any transaction in seconds with our calculator-style keypad. Add amount, pick a category, choose an account and attach a note, all without leaving one screen. === SMART STATISTICS === Beautiful charts and category breakdowns reveal exactly where your money is going. Filter by week, month, quarter or year and compare trends over time. === BUDGET MANAGEMENT === Set monthly budgets per category and watch live progress bars fill up as you spend. Get warned before you overshoot, so you never blow a budget again. === RECURRING TRANSACTIONS === Automate rent, salaries, subscriptions and bills. Set them once and the app logs them every cycle automatically, with a same-day guard so nothing double-posts. === MULTI-CURRENCY SUPPORT === Log transactions in any currency. Store your own exchange rates for accurate historical conversions, ideal for travellers and anyone with international income. === LIABILITIES TRACKER === Track money you have lent and money you owe with a dedicated Lend and Borrow section. Mark debts as cleared when settled and always know who owes what. === CUSTOM CATEGORIES === Create unlimited expense and income categories with sub-categories and emoji icons. Organise your spending exactly the way you think about it. === SECURITY & PRIVACY === - Firebase Authentication: Email, Google, Facebook and Apple Sign In - End-to-end encrypted cloud storage - Automatic backup and sync across all your devices - Zero data sharing, your finances stay completely private - GDPR compliant === PERFECT FOR === - Students tracking allowances and daily spending - Professionals separating personal and business expenses - Families managing household budgets together - Frequent travellers handling multiple currencies - Anyone who wants financial clarity without complexity ======================= Stop wondering where your money went. Download Expense Pro Manager today and start making smarter financial decisions, for free. Questions or feedback? support@techcybo.com Website: https://expense.techcybo.com Privacy Policy: https://expense.techcybo.com/privacy Terms of Service: https://expense.techcybo.com/terms

Spendly is a spending tracker built around your pay cycle. Set a spend budget when you are paid, log what you spend each evening, and always know exactly what is left. NO FORECASTS, NO GUESSES Every figure in Spendly is something you entered or something you logged. It does not predict your spending, it does not project a surplus, and it does not fill in the days you missed. A day with nothing logged is listed as a reminder, never given a value. If a number changes, it is because you changed it. HOW IT WORKS Enter your pay and your fixed bills once, then set a spend budget for the cycle. Logging takes about ten seconds an evening. Home shows what you have spent against that budget and what remains. Whatever you do not spend is already divided into an invest budget and a save budget by a percentage you choose, so pay minus bills minus spending always adds up. BUILT FOR HOW YOU ARE ACTUALLY PAID Weekly, every two weeks, twice a month, or monthly. Your cycle runs from your payday to the day before the next one, not from the 1st of the month. Monthly bills are spread across your pay cycles automatically, so a week's pay is never charged a full month of rent. COMPLETELY PRIVATE No account. No sign-up. No cloud. Everything stays in a database on your own phone. Spendly does not even request internet permission, so it cannot send your data anywhere. No ads. No trackers. No analytics. ALSO INSIDE • Any world currency, with correct decimal handling • A gentle evening reminder to log the day • One tap to record a day you spent nothing • History by day and by pay cycle, and spending by category • Scheduled and one-off investments counted inside your invest budget, not on top of it • A wrap-up at the end of each cycle to record what you actually moved • Light and dark themes, designed for phones and tablets and readable at large text sizes • CSV export of everything you have logged Spendly does not connect to your bank, does not ask for your card, and does not want your email address. It answers one question, honestly: how much of this pay cycle is still mine to spend?