PesaPlan vs Expenz
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PesaPlan
Manage your finances, track spending, and build savings with this comprehensive personal finance app. It offers budgeting tools, investment tracking, debt management, and a financial health score to help you achieve your financial goals.
- Budget creation and tracking
- Transaction logging and filtering
- Multiple savings account management
- Investment portfolio monitoring
- Debt tracking and payoff planning
- Net worth calculation
- Financial health scoring
- Gamified financial behaviors
Read full descriptionHide full description
PesaPlan - Your Personal Finance Companion Take control of your money and build the financial future you deserve. PesaPlan is the all-in-one personal finance app that makes managing money simple, rewarding, and even fun. COMPLETE BUDGET MANAGEMENT Create budgets that work. Track spending across categories like Housing, Food, and Entertainment. Visual progress bars show exactly where you stand—green for on-track, red for over-budget. Copy budgets from previous months with one tap. TRACK EVERYTHING Log all your transactions—income, expenses, savings, investments, and debt payments—in one place. Powerful search and filtering helps you find any transaction instantly. BUILD YOUR SAVINGS Create multiple savings accounts for different goals. Track contributions and watch your money grow with beautiful charts. See your savings rate and stay motivated. GROW YOUR INVESTMENTS Monitor your investment portfolio across stocks, bonds, real estate, and crypto. Get diversification analysis and rebalancing recommendations in our Investment Center. CRUSH YOUR DEBT Track all debts and payments. Visualize your progress as balances decrease. Strategic planning helps you become debt-free faster. KNOW YOUR NET WORTH See your complete financial picture—assets minus liabilities. Track accounts, property, and investments. Watch your wealth grow over time. FINANCIAL HEALTH SCORE Get a single score (0-100) measuring your overall financial wellness based on cash flow, savings, debt, investments, and budget adherence. Receive personalized recommendations to improve. COMPETE & WIN Earn Pesa Points for positive financial behaviors. Unlock achievements and badges. Join the public leaderboard or create private leagues with friends and family. COMMUNITY SUPPORT Connect with other users through forums, success stories, and challenges. Learn from others on their financial journey. DETAILED REPORTS Generate Cash Flow and Financial Health reports. Export to PDF or Excel. Visualize trends with beautiful analytics charts. YOUR LANGUAGE, YOUR CURRENCY Available in English and Swahili. Supports 12 currencies including TZS, USD, EUR, KES, and more. Download PesaPlan today and start your journey to financial freedom! Mipango Ya Leo, Mafanikio Ya Kesho
Expenz
This app offers a minimalist approach to expense tracking, allowing users to quickly log spending and gain insights through visual charts. It helps users understand their financial habits and manage budgets effectively with smart categorization and private data storage.
- Lightning-fast expense entry
- Visual analytics and charts
- Monthly budgeting tools
- Smart categorization with custom options
- Local and private data storage
- CSV data export (Pro)
Read full descriptionHide full description
Take full control of your finances with Expenz, the minimalist expense tracker designed for clarity and speed. Whether you’re tracking daily coffee runs or managing a monthly household budget, Expenz turns your data into actionable insights with beautiful charts and effortless logging. Stop wondering where your money went. Start seeing where it grows. Why choose Expenz? Lightning-Fast Entry: Add expenses in seconds with an intuitive, clutter-free interface. Visual Analytics: Understand your habits with dynamic line charts and category breakdowns. Budgeting That Works: Set a monthly limit and monitor your progress. Smart Categorization: Organize spending with beautiful icons and custom categories. Local & Private: Your data stays on your device. We don’t track you, and we don’t sell your data. Go Pro for Unlimited Power Unlock the full potential of your financial tracking with Expenz Pro: Unlimited Daily Entries: No more limits on how many expenses you can track. CSV Export: Seamlessly move your data to Excel or Google Sheets for deep analysis. Information about the auto-renewable nature of the subscription: • Subscription periods: Monthly or Yearly. • Payment will be charged to iTunes Account at confirmation of purchase. • Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. Privacy Policy: https://expenz.kideon.co/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: PesaPlan at none against Expenz's 2. PesaPlan also leads on iOS requirement (18.4 vs 26.0). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expenz sells 2 in-app purchases, starting at $4.99 per month. PesaPlan asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for PesaPlan against 5.0 for Expenz. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
| Parameter | PesaPlan | Expenz |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 3 weeks | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.4 — better | 26.0 |
| Further details — not scored | ||
| Size | 4 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | Fredrick Mbuya | kideon |
Customer experience
PesaPlan
Expenz
In-app purchases
PesaPlan
No in-app purchases
Expenz
- Premium Monthly Access$4.991 Month
- Premium Yearly Access$39.991 Year









