Comparison

Yomio Budget & Expense Tracker vs Splitko

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Yomio Budget & Expense Tracker

Effortlessly track expenses by scanning receipts with OCR technology. This AI-powered app organizes your spending, provides detailed insights, and helps you manage budgets for better financial clarity.

Highlights
  • Receipt scanner with OCR technology
  • Automatic item extraction from receipts
  • AI-powered expense analysis
  • Budget management and insights
  • Searchable spending history
  • CSV export for advanced planning
Features
Read full description

Yomio is the smart receipt scanner and AI-powered expense tracker designed for complete financial management. This receipt OCR app transforms paper receipts and digital e-receipts into organized, searchable spending data. Simply photograph receipts or upload them—Yomio's advanced receipt scanner instantly extracts every item, price, quantity, and detail to build your complete itemized expense tracker and purchase history. Tired of spreadsheets and manual expense tracking? Stop guessing where your money goes. Get crystal-clear insights into grocery spending, household expenses, and your actual financial habits. RECEIPT RECOGNITION & ORGANIZATION The most powerful receipt tracker on the market: • Receipt scanner with OCR technology—photograph or upload any receipt instantly • Recognize and organize supermarket receipts, pharmacy receipts, restaurant bills, gas station tickets, online orders, and more • Every product automatically extracted with prices, quantities, and spending categories • Smart search and filter by product, store, merchant, category, price range, or date • Build your complete receipt history archive—a searchable receipt database of all transactions • Receipt photos and data stored securely in your private expense tracker MEET YOPILOT — YOUR AI FINANCIAL COPILOT Turn expenses into financial intelligence. Chat naturally with your AI money assistant: • "How much did I spend on groceries this month?" → Get exact spending totals with detailed breakdowns • "What are my recurring purchases?" → Automatic spending pattern detection • "Where am I overspending?" → Personalized budget insights and money-saving recommendations • Conversational finance—ask anything about your expenses and get instant answers • Budget tracking and expense analysis powered by AI (Premium exclusive) BUDGET MANAGEMENT & FINANCIAL INSIGHTS • CSV export to Excel, Google Sheets, and accounting software for advanced budget planning • Spending analytics showing where your money actually goes • Perfect for families managing household expenses, couples tracking shared spending, freelancers for expense reports, business owners monitoring receipts, and anyone needing tax documentation • Full financial control—your data stays yours, always Why Yomio Outperforms Other Expense Trackers Basic expense tracker apps only log totals. Yomio's receipt tracking app shows every item you bought (Bread, Milk, Eggs, Chicken, Tomatoes) and Yopilot reveals what it means: "You spent $129 on groceries 3x per month, up 15%." This itemized expense tracker + AI insights = smarter spending decisions and real financial clarity. All your financial information is encrypted and secured. Your spending data is used only to organize and analyze your purchases—you maintain complete privacy and control. Terms of Service: https://yomio.app/terms Privacy Policy: https://yomio.app/privacy

About

Splitko

Effortlessly split bills and track group expenses with AI receipt scanning. Assign items to friends, settle up with one tap, and manage household budgets. Works offline and supports multiple currencies.

Highlights
  • AI receipt scanning
  • Live receipt splitting
  • Group expense management
  • Smart settle up
  • Household budget tracking
  • Offline functionality
  • Multi-currency support
Features
Read full description

Splitko makes splitting bills and tracking group expenses effortless. Snap a photo of any receipt — AI reads every item in seconds — assign items to friends, and settle up with one tap. No spreadsheets, no awkward money talks. WHY SPLITKO - AI RECEIPT SCANNER — Point your camera at a receipt and Splitko itemizes it automatically. Works out of the box, nothing to configure. 5 free scans every day, and a short ad buys you one more. - LIVE RECEIPT SPLITTING — Split a restaurant bill together in real time. Everyone taps their own items on their own phone. Done before the waiter returns. - GROUP EXPENSES — Trips, roommates, couples, events. Create a group, add expenses, and Splitko keeps a running balance of who owes whom. - SMART SETTLE UP — Splitko minimizes the number of transfers needed. Settle via Revolut with one tap, or mark payments manually. - QUICK SPLIT — Split a one-off bill without creating a group. Perfect for a spontaneous dinner. - HOUSEHOLD BUDGET — Scan the shopping and every line lands in its own category. Set monthly limits, see what the same product cost last time, and keep warranties from your receipts with a reminder before they lapse. - WORKS OFFLINE — Add expenses anywhere, even without internet. Everything syncs when you're back online. - MULTI-CURRENCY — Traveling? Mix currencies in one group; Splitko converts automatically. - BUDGETS AND REPORTS — Set a budget for a trip or a household and see in real time how you're doing. Export a whole group — expenses, balances, settlements — as a PDF. INVITE IN SECONDS Share a link or QR code. Friends join your group instantly — even if they install Splitko after tapping the link, they land right in the group. FREE, WITH ADS Every feature is free: unlimited groups and members, the household budget, statistics and PDF export. Nothing is locked. The free plan includes 5 AI receipt scans a day and shows ads — never while you are adding an expense, scanning a receipt or settling up. Premium removes the ads and the daily scan cap. Invite friends to earn free Premium days. PERFECT FOR Holidays with friends · roommates & shared flats · couples · stag/hen parties · ski trips · office lunches · festivals · family budgets Download Splitko and never chase your friends for money again. Questions? hello@splitko.app Terms of Use: https://splitko.app/terms Privacy Policy: https://splitko.app/privacy-policy Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Yomio Budget & Expense Tracker4 screens
Splitko4 screens

Verdict

The call

The clearest difference is ratings volume: Yomio Budget & Expense Tracker at 4 against Splitko's 1. On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Yomio Budget & Expense Tracker sells 3 in-app purchases, starting at $5.99 per month and Splitko sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Yomio Budget & Expense Tracker against 5.0 for Splitko. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Yomio Budget & Expense Tracker ships an update every 10 days, Splitko every 5 days. Both last shipped on November 5, 2026.

Scorecard1 real difference · 9 level
Yomio Budget & Expense Tracker versus Splitko: the parameters behind the verdict, then further details
ParameterYomio Budget & Expense TrackerSplitko
PriceFreeFree
Rating5.0 (4 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings4 — better1
Update frequencyEvery 10 daysEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.415.5 — better
Further details — not scored
Size74 MB66 MB
Age rating4+4+
DeveloperYuliya LitvinovichMichal Lelek

Customer experience

Yomio Budget & Expense Tracker

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Splitko

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Yomio Budget & Expense Tracker

Subscriptions2
  • Premuim Monthly1 Month trial$5.991 Month
  • Premuim Yearly1 Year trial$49.991 Year
One-time1
  • 30 permanent extra scans$1.99
2 purchases

Splitko

Subscriptions2
  • Splitko Premium Monthly$2.991 Month
  • Splitko Premium Yearly$22.991 Year

Questions

Is Yomio Budget & Expense Tracker free?
Yomio Budget & Expense Tracker is free to download, with in-app purchases available.
Is Splitko free?
Splitko is free to download, with in-app purchases available.
Which has better reviews, Yomio Budget & Expense Tracker or Splitko?
Yomio Budget & Expense Tracker and Splitko are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.
Do Yomio Budget & Expense Tracker or Splitko have ads?
Neither Yomio Budget & Expense Tracker nor Splitko shows ads.
Which is updated more often, Yomio Budget & Expense Tracker or Splitko?
Yomio Budget & Expense Tracker ships an update every 10 days, and Splitko every 5 days. Most recently, Yomio Budget & Expense Tracker was updated on November 5, 2026 and Splitko on November 5, 2026.

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