PennyFlow vs KeeperPlus

PennyFlow - Your Smart Expense Tracker Take control of your finances with PennyFlow, the elegant and powerful expense tracking app for iOS. KEY FEATURES - Quick entry for income and expenses - Smart categorization (Food, Transport, Shopping and more) - Recurring transactions for subscriptions and regular payments - Budget goals with real-time progress tracking - Photo attachments for receipts - Detailed statistics and trends - Interactive charts to visualize your spending SMART INSIGHTS PennyFlow analyzes your spending and provides valuable insights: - Spending trends vs. previous month - Top spending categories at a glance - Savings opportunities and recommendations - Weekend spending analysis - No-spend days tracking BUDGET MANAGEMENT Set monthly budget goals for each category and receive automatic warnings at 75% and 90% usage. Stay in the green zone effortlessly. RECURRING TRANSACTIONS Record subscriptions and regular payments once. Track recurring expenses separately for better budget planning. DETAILED STATISTICS - Balance over time - Category comparisons (Bar & Pie Charts) - Monthly comparisons - Average daily spending - Spending streaks EXPORT OPTIONS Export your data as CSV or PDF for taxes, accounting, or personal archiving. BEAUTIFUL DESIGN - Native iOS design with Dark Mode support - Intuitive navigation - Fast input with smart forms - Haptic feedback for better user experience PRIVACY FIRST Your data stays on your device. No cloud sync, no data collection, no ads. PENNYFLOW PRO Upgrade to Pro for advanced features: - Photo attachments for receipts - Unlimited smart insights - Unlimited budget goals - PDF export - Recurring transactions One-time purchase - No subscription - Lifetime access PERFECT FOR - Students managing their budget - Families saving together - Freelancers with irregular income - Anyone optimizing their finances Download PennyFlow now and start your journey to better finances!

KeeperPlus turns your business paperwork into clean, tax-ready records. Scan or import commercial invoices and receipts, and let AI pull the merchant, invoice number, dates, totals, payment method, and HST/GST — then export straight to QuickBooks. Built for Canadian small businesses, contractors, and freelancers who are done with shoeboxes and spreadsheets. An expense app is only worth having if the numbers are right. KeeperPlus checks what it reads against the receipt itself — and shows you the working. CAPTURE ANYTHING • Import commercial invoices as PDF or JPEG — multi-page supported • Import straight from Files or iCloud Drive • Scan paper invoices and receipts with your camera (auto-deskew and enhance) • AI reads the merchant, invoice #, invoice date, total, payment method, and tax • Gas receipt tax read correctly — split (FHST + PHST, GST + PST, TPS + TVQ) and single HST alike ACCURACY YOU CAN CHECK • Split federal and provincial tax is summed from the receipt's own figures — never half-reported • Single HST tucked into a fuel or product line is found even when printed in a separate column • Amounts are verified against the printed tax rates, so a percentage is never saved as a dollar figure • A misread total is caught by cross-checking the receipt's own arithmetic • Anything the document doesn't support is left blank for you, rather than guessed • "What the scan read" shows the exact text extracted from any document, and shares it BOOKKEEPING, DONE • One-tap export to QuickBooks Online (CSV) and QuickBooks Desktop (IIF) • Export by month, quarter, or full year • Clean PDF and CSV reports for your bookkeeper or accountant • Accountant-ready columns — Date, Description, Invoice No, Net, HST, Total, Payment — plus vendor GST/HST number • Categories mapped to CRA T2125 tax lines AUDIT-READY FOR THE CRA • Original invoice and receipt files kept safely in the cloud • Vendor GST/HST numbers captured for your input tax credits • Tax-Time package assembles everything you need in one tap • Foreign receipts auto-convert to CAD at the Bank of Canada rate • Duplicate and double-charge detection catches costly mistakes TAX TOOLS THAT SAVE MONEY • Home-office deduction calculator • HST/GST captured on every document • Business and personal kept cleanly separated PLANS • Free: 5 documents a month — try the AI on your own invoices • KeeperPlus Premium: 150 documents a month, plus exports, spending reports and tax tools — $34.99 CAD/month or $299 CAD/year • Start free: 3-day trial on monthly, 7-day trial on yearly • Prices shown are Canadian dollars; your local price appears in the app • Busy month? Add 100 documents for $19.99 CAD — they never expire Your records, your accountant, your CRA audit trail — all in one place. A free trial is available once per Apple ID. Payment is charged to your Apple ID account. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://keeperplusapp.com/privacy