Comparison

PennyFlow vs Trackify Subs

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

PennyFlow

Features
Read full description

PennyFlow - Your Smart Expense Tracker Take control of your finances with PennyFlow, the elegant and powerful expense tracking app for iOS. KEY FEATURES - Quick entry for income and expenses - Smart categorization (Food, Transport, Shopping and more) - Recurring transactions for subscriptions and regular payments - Budget goals with real-time progress tracking - Photo attachments for receipts - Detailed statistics and trends - Interactive charts to visualize your spending SMART INSIGHTS PennyFlow analyzes your spending and provides valuable insights: - Spending trends vs. previous month - Top spending categories at a glance - Savings opportunities and recommendations - Weekend spending analysis - No-spend days tracking BUDGET MANAGEMENT Set monthly budget goals for each category and receive automatic warnings at 75% and 90% usage. Stay in the green zone effortlessly. RECURRING TRANSACTIONS Record subscriptions and regular payments once. Track recurring expenses separately for better budget planning. DETAILED STATISTICS - Balance over time - Category comparisons (Bar & Pie Charts) - Monthly comparisons - Average daily spending - Spending streaks EXPORT OPTIONS Export your data as CSV or PDF for taxes, accounting, or personal archiving. BEAUTIFUL DESIGN - Native iOS design with Dark Mode support - Intuitive navigation - Fast input with smart forms - Haptic feedback for better user experience PRIVACY FIRST Your data stays on your device. No cloud sync, no data collection, no ads. PENNYFLOW PRO Upgrade to Pro for advanced features: - Photo attachments for receipts - Unlimited smart insights - Unlimited budget goals - PDF export - Recurring transactions One-time purchase - No subscription - Lifetime access PERFECT FOR - Students managing their budget - Families saving together - Freelancers with irregular income - Anyone optimizing their finances Download PennyFlow now and start your journey to better finances!

About

Trackify Subs

Features
Read full description

Trackify Subs helps you take control of your recurring subscriptions. Never miss a payment or forget about a subscription again. TRACK ALL YOUR SUBSCRIPTIONS Add subscriptions from a catalog of 50+ popular services โ€” Netflix, Spotify, ChatGPT Plus, iCloud, Xbox Game Pass, and more โ€” or add any service manually. Organize them by category: Video, Music, Cloud, Storage, AI, Sports, Productivity, Gaming, Education, and News. PAYMENT REMINDERS Set customizable reminders before each payment date. Choose how many days in advance you want to be notified. Background sync ensures your reminders stay up to date. SPENDING OVERVIEW See your monthly and yearly spending at a glance. Filter subscriptions by billing cycle โ€” Monthly, Yearly, or Custom. Support for multiple currencies including TRY, USD, and EUR. SECURE CREDENTIAL STORAGE Store your service usernames and passwords for each subscription. All credentials are protected with iOS Keychain encryption and require Face ID or Touch ID to reveal. PRIVACY FIRST Your data never leaves your device. No accounts, no servers, no analytics, no ads. All subscription data is encrypted locally using AES-256 (SQLCipher). Your passwords are stored in the iOS Keychain with biometric protection. ADDITIONAL FEATURES โ€ข Bilingual support: English and Turkish โ€ข Dark mode interface โ€ข Quick-add from 50+ service templates โ€ข Custom billing cycles โ€ข Service URL links for quick access โ€ข Notes for each subscription โ€ข Yearly total cost overview Trackify Subs is designed for people who value simplicity and privacy. One-time download, no in-app purchases, no subscriptions โ€” just a clean tool to manage yours.

Screenshots

PennyFlow4 screens
Trackify Subs4 screens

Verdict

The call

The clearest difference is in-app purchases: Trackify Subs at none against PennyFlow's 1. Trackify Subs also leads on iOS requirement (15.1 vs 18.6). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. PennyFlow sells 1 one-off in-app purchase. Trackify Subs asks for nothing beyond the download.

Scorecard2 real differences ยท 4 level
PennyFlow versus Trackify Subs: the parameters behind the verdict, then further details
ParameterPennyFlowTrackify Subs
PriceFreeFree
Update frequencyDailyโ€”
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.615.1 โ€” better
Further details โ€” not scored
Size5 MB15 MB
Age rating17+17+
Developer2. MANUEL KARL-HEINZ 1. ZANGLAlper Emin Yardimci

In-app purchases

1 purchases

PennyFlow

One-time1
  • PennyFlow Pro$4.99
None

Trackify Subs

No in-app purchases

Questions

Is PennyFlow free?
PennyFlow is free to download, with in-app purchases available.
Is Trackify Subs free?
Trackify Subs is free to download, with no in-app purchases.
Do PennyFlow or Trackify Subs have ads?
Neither PennyFlow nor Trackify Subs shows ads.

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