PennyFlow vs Goose
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PennyFlow
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PennyFlow - Your Smart Expense Tracker Take control of your finances with PennyFlow, the elegant and powerful expense tracking app for iOS. KEY FEATURES - Quick entry for income and expenses - Smart categorization (Food, Transport, Shopping and more) - Recurring transactions for subscriptions and regular payments - Budget goals with real-time progress tracking - Photo attachments for receipts - Detailed statistics and trends - Interactive charts to visualize your spending SMART INSIGHTS PennyFlow analyzes your spending and provides valuable insights: - Spending trends vs. previous month - Top spending categories at a glance - Savings opportunities and recommendations - Weekend spending analysis - No-spend days tracking BUDGET MANAGEMENT Set monthly budget goals for each category and receive automatic warnings at 75% and 90% usage. Stay in the green zone effortlessly. RECURRING TRANSACTIONS Record subscriptions and regular payments once. Track recurring expenses separately for better budget planning. DETAILED STATISTICS - Balance over time - Category comparisons (Bar & Pie Charts) - Monthly comparisons - Average daily spending - Spending streaks EXPORT OPTIONS Export your data as CSV or PDF for taxes, accounting, or personal archiving. BEAUTIFUL DESIGN - Native iOS design with Dark Mode support - Intuitive navigation - Fast input with smart forms - Haptic feedback for better user experience PRIVACY FIRST Your data stays on your device. No cloud sync, no data collection, no ads. PENNYFLOW PRO Upgrade to Pro for advanced features: - Photo attachments for receipts - Unlimited smart insights - Unlimited budget goals - PDF export - Recurring transactions One-time purchase - No subscription - Lifetime access PERFECT FOR - Students managing their budget - Families saving together - Freelancers with irregular income - Anyone optimizing their finances Download PennyFlow now and start your journey to better finances!
Goose
Manually log your expenses and income to gain better control over your spending. Forecast your monthly budget based on daily averages and receive warnings before overspending. Track multiple accounts with currency conversion and view detailed spending charts.
- Manual expense and income tracking
- Multiple accounts with separate currencies
- Spending forecasts and overspending warnings
- Apple Pay shortcut for quick logging
- Custom categories and subcategories
- Weekly, monthly, and category charts
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Money doesn’t vanish. It slips away, one small expense at a time. Goose is a manual expense tracker: you type each expense yourself, in a few seconds. That tiny act is the whole point - what you write down, you remember. What you remember, you control. TAKE CONTROL OF YOUR SPENDING No bank logins. No feed of transactions you scroll past and forget. You add the coffee, the taxi, the groceries - and your month stops being a mystery. KNOW WHAT’S LEFT THIS MONTH Goose takes your average daily spending and projects it across the rest of the month, so you can see where you’re likely to end up. Not a verdict at the end of the month - a number that updates every day, while you can still do something about it. APPLE PAY, WITHOUT THE TYPING Set it up once, and after every Apple Pay purchase, Goose opens with the amount and merchant already filled in. One tap to save. Manual tracking, minus the typing that makes people quit. ADD EXPENSES IN SECONDS Amount, category, done. Add income and expenses in just a few taps. Add a note if you want one, or skip it if you don’t. TRACK MULTIPLE ACCOUNTS Cash, card, savings - each account in its own currency, with every balance in one place. TRANSFERS WITH AUTOMATIC CURRENCY CONVERSION Move money between your accounts, even in different currencies. Goose automatically applies the exchange rate, so both sides stay accurate. GET WARNED BEFORE OVERSPENDING Set a budget for an account or a single category. Goose warns you as you’re adding the expense - not the morning after. SEE WHERE YOUR MONEY GOES Weekly and monthly charts show your spending by category, monthly net, daily average, and biggest categories. Filter your history by type, category, or date to find any transaction fast. WHAT’S INSIDE - Manual expense and income tracking - Multiple accounts with separate currencies - Transfers with automatic exchange rates - Monthly spending forecasts based on your daily average - Budgets for accounts and categories, with overspending warnings - Custom categories and subcategories with icons - Weekly, monthly, and category charts - Full transaction history with filters - Apple Pay Shortcut for one-tap logging - Light and dark themes - English and Russian FREE AND PRO The free version includes one account, unlimited history, one account budget, and monthly reports for the last three months. Pro unlocks unlimited accounts, monthly reports for every month you've tracked, budgets for every category, and subcategories. Pro is $2.99 per month or $19.99 per year. A FEW HONEST NOTES Goose uses Sign in with Apple, so your data follows you to any device where you sign in with the same Apple Account. An internet connection is required to save new entries. There are no ads, and Goose never asks for your bank credentials. Geese are famously good at noticing things and loudly telling you about them. This one only does it about your budget. Add your first expense. By the end of the week, you’ll already see the shape of your month. Privacy Policy: https://kolkovsky.app/goose/privacy Terms of Use: https://kolkovsky.app/goose/terms
Screenshots
Verdict
The clearest difference is update cadence: PennyFlow at daily against Goose's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PennyFlow sells 1 one-off in-app purchase and Goose sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
PennyFlow ships an update daily, Goose fortnightly. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.
| Parameter | PennyFlow | Goose |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (4 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 4 — better |
| Update frequency | Daily — better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.6 | 18.0 — better |
| Further details — not scored | ||
| Size | 5 MB | 79 MB |
| Age rating | 17+ | 4+ |
| Developer | 2. MANUEL KARL-HEINZ 1. ZANGL | Ivan Kalkouski |
In-app purchases
PennyFlow
- PennyFlow Pro$4.99
Goose
- Goose Pro$2.991 Month
- Goose Pro$19.991 Year









