Comparison

Factor Wallet vs OffRisk

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Factor Wallet

Features
Read full description

Factor Wallet - Your All-in-One Multi-Chain Crypto Solution Securely manage Bitcoin, Ethereum, Solana, and 10+ blockchains and unlimited tokens in one powerful wallet. Buy, sell and swap in cryptocurrency with ease. MULTI-CHAIN SUPPORT Trade and manage multiple cryptocurrencies seamlessly: * Bitcoin (BTC) * Litecoin (LTC) * Dogecoin (DOGE) * Dash (DASH) * Ripple (XRP) * Stellar (XLM) * Solana (SOL) * Tron (TRX) * Cardano (ADA) * Polygon (MATIC) * All ERC-20, BEP-20, and SPL tokens KEY FEATURES SECURE WALLET * Military-grade encryption protects your assets * Non-custodial - you control your private keys * Biometric authentication (Face ID & Touch ID) * Secure backup and recovery options INSTANT CRYPTO SWAPS * Exchange between cryptocurrencies instantly * Best rates from multiple DEX aggregators * No hidden fees - transparent pricing * Lightning-fast transactions REAL-TIME MARKET DATA * Live cryptocurrency prices and charts * Track your portfolio performance 24/7 EASY FIAT ON/OFF RAMPS * Buy crypto with Unlimt and Paybis * Sell crypto and withdraw to your bank account using Unlimit and Paybis FACTOR ICO INVESTMENT * Early access to Factor token presale * Exclusive investment opportunities * Track your ICO holdings in real-time * Secure investment dashboard AI-POWERED ASSISTANT * 24/7 intelligent chatbot support * Get answers about crypto, DeFi, and blockchain * Transaction help and wallet guidance * Market insights and recommendations SMART ADDRESS BOOK * Save frequent contacts securely * Quick send with saved addresses * Label and organize recipients * QR code scanning for easy transfers COMPLETE TRANSACTION HISTORY * View all your crypto transactions * Filter by coin, date, or transaction type INTEGRATED DAPPS BROWSER * Access decentralized applications directly * Connect to DeFi protocols seamlessly * Browse Web3 safely within the app * Support for popular DApps across all chains* Detailed transaction receipts SECURITY FIRST Your security is our priority: * Non-custodial architecture - your keys, your crypto * Encrypted local storage * No personal data collection * Regular security audits * Multi-signature support (coming soon) WHY CHOOSE FACTOR WALLET? * Support for 10+ blockchains in one app * No monthly fees or hidden charges * Fast and reliable transactions * User-friendly interface for beginners * Advanced features * 24/7 customer support * Regular updates and new features JOIN THE FACTOR COMMUNITY Download Factor Wallet today and take control of your crypto future. Whether you're buying your first Bitcoin or managing a diverse crypto portfolio, Factor Wallet makes it simple, secure, and seamless. Start your crypto journey with confidence! IMPORTANT NOTICE Cryptocurrency investments carry risk. Factor Wallet is a software wallet provider and does not provide investment advice. Always do your own research (DYOR) before investing. Past performance does not guarantee future results. Factor Wallet is compliant with applicable regulations and follows KYC/AML procedures using Veriff Download Factor Wallet now and experience the future of digital finance!

About

OffRisk

Effortlessly track your spending, create budgets, and gain insights into your financial habits. This app uses AI to scan receipts, offers personalized financial education, and provides visual reports to help you manage your money effectively.

Highlights
  • Instant expense and income logging
  • AI-powered receipt scanning
  • Customizable budget limits
  • Visual spending analytics
  • AI financial education assistant
  • Home Screen widget for balance check
Features
Read full description

Take control of your money in minutes. OffRisk shows you where it goes, helps you budget, and warns you before you blow past your limit. ▸ LOG IT IN SECONDS Add expenses and income instantly. Capture Apple Pay purchases, or log one with a double tap on the back of your iPhone (Back Tap) — without ever opening the app. Check your balance straight from a Home Screen widget. ▸ BUDGETS THAT ACTUALLY WORK Set a limit per category and get a heads-up as you get close. Create savings or income goals and watch your progress day by day. ▸ UNDERSTAND YOUR MONEY Visual stats for every month: where you spend the most and how you're trending. Plus a clear projection of how your month is shaping up, explained in plain language. ▸ SCAN AND DONE Snap a photo of a receipt and OffRisk pulls out the amount, category and date for you with AI. ▸ LEARN AS YOU GO An AI financial education assistant answers your questions, runs projections and helps you build better habits. ▸ YOUR PRIVACY FIRST Your receipt photos are never stored — they're processed and discarded instantly. ▸ AND MORE • Automatic recurring payments (rent, subscriptions, paycheck, etc) • Multi-currency support • Export your transactions to CSV • Available in English and Spanish —— OFFRISK PRO —— Unlock recurring payments, AI receipt scanning, the AI financial assistant, advanced stats and CSV export. Includes a 7-day free trial. • Monthly or yearly auto-renewing subscription. Start free today and find out where your money is really going. Note: OffRisk provides financial education and organization tools; it does not constitute professional financial advice.

Screenshots

Factor Wallet4 screens
OffRisk4 screens

Verdict

The call

The clearest difference is in-app purchases: Factor Wallet at none against OffRisk's 2. Factor Wallet also leads on device support (3 vs 1) and iOS requirement (12.0 vs 17.0). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. OffRisk sells 2 in-app purchases, starting at $2.99 per month. Factor Wallet asks for nothing beyond the download.

Scorecard3 real differences · 6 level
Factor Wallet versus OffRisk: the parameters behind the verdict, then further details
ParameterFactor WalletOffRisk
PriceFreeFree
Rating—4.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS12.0 — better17.0
Further details — not scored
Size75 MB72 MB
Age rating4+4+
DeveloperFACTOR WALLET INC.Leonel Osuna

In-app purchases

None

Factor Wallet

No in-app purchases

2 purchases

OffRisk

Subscriptions2
  • OffRisk Pro — Monthly Plan7 Days trial$2.991 Month
  • OffRisk Pro — Annual Plan7 Days trial$24.991 Year

Questions

Is Factor Wallet free?
Factor Wallet is free to download, with no in-app purchases.
Is OffRisk free?
OffRisk is free to download, with in-app purchases available.
Do Factor Wallet or OffRisk have ads?
Neither Factor Wallet nor OffRisk shows ads.

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