ذِمَم | Zimam vs SplitOn

Zimam - Your personal app for managing loans and debts with ease and privacy. Having trouble remembering who you lent to or borrowed from? Zimam solves this problem! Key Features: Track Loans Record loans you gave or received with full details Smart Reminders Never forget a due date with automatic notifications Installment Support Split loans into monthly, weekly, or custom installments WhatsApp Reminders Send a clear installment reminder to a debtor in one tap Formatted Export Export your loans, expenses and trips as polished Excel and PDF reports Optional Account Backup & Sync Sign in to securely back up your data and sync it across your devices (Sign in with Apple supported) Guest Mode & Privacy Prefer to stay local? Use every feature as a guest with your data kept on your device - no account needed Hijri & Gregorian Calendar Choose the calendar that suits you 50+ Currencies Support for SAR, USD, EUR, and many more In-Kind Loans Record non-cash loans (car, device, furniture...) Comprehensive Statistics Know your financial status at a glance Arabic & English Interface Beautiful design supporting both languages

SplitOn makes splitting expenses effortless. Whether you're sharing rent with roommates, splitting dinner with friends, or tracking costs on a group trip — SplitOn keeps everyone honest and every balance clear. Create a group, add expenses, and let SplitOn calculate who owes what. Split bills equally, by exact amounts, percentages, or shares. When it's time to settle up, see simplified debts so you make fewer payments. Track settlements, view your balance history, and never argue about money again. Key highlights: - Create unlimited groups for trips, households, events, or anything shared - Add expenses with flexible split options — equal, exact, percentage, or shares - Smart debt simplification reduces the number of payments needed - Multi-currency support for international trips and mixed-currency groups - Real-time activity feed so everyone stays in the loop - Friend system to quickly add people you split with often - Notifications for new expenses, settlements, and friend requests - Secure login with Face ID, Touch ID, or Google & Apple sign-in - Spending insights and charts — see where the money actually goes - Works offline — add expenses without Wi-Fi, syncs when you're back - Your data syncs across all your devices in real time SplitOn is free, fast, and built for real life. No ads. No hidden fees. Just fair splits.