Splits vs SmartBudget Insights

Track your shared household budget with fairness and clarity. Splits helps you and your household stay on top of shared expenses by organizing them into monthly, weekly, or custom periods — so you always know who paid what and who owes whom. Whether you're living with roommates, a partner, or family, Splits makes it simple to split bills, stay on budget, and settle up fairly over time. Key Features: Shared Budget Periods Organize expenses by month, week, quarter, or year. Reset and start fresh every period — automatically. Track Together Add expenses collaboratively and see everyone's contributions. Fair Splits Instantly calculate who owes whom based on how much each person paid. Recurring Expenses Set up repeat items like rent, groceries, or utilities and never miss a bill. One-Tap Settle Up See who needs to pay and mark expenses as settled with a single tap. Multiple Currencies Choose your preferred currency, we support most currencies. Beautiful Analytics View contribution splits, spending trends, and how your expenses change over time. Why Splits? Because fairness matters when you share expenses. Splits brings transparency and structure to shared living costs — no more spreadsheets, awkward reminders, or forgotten IOUs. Start your first budget in under a minute. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

See where your money goes without turning your life into a spreadsheet. SmartBudget Insights gives your spending a calm place to land. Add expenses, organize them into categories, set budgets, and review clear insights that show what deserves attention. Track expenses your way: Add expenses manually when you want full control. Import bank statements when you want to bring in a month of activity. Set up Apple Pay Shortcuts automation to help capture many Wallet card payments after a one-time setup. Understand the month: Categories turn a long list of transactions into a picture you can use. Budgets show what has been spent, what remains, and where pressure is building. Trends help you see the strongest spending categories and how spending changes over time. Premium unlocks the full monthly money review: Category Budgets Overspend Alerts Category Breakdown Smart Insights Monthly Review Reports Smart Insights watches for useful signals such as overspending, recurring payments, unusual spending, repeated overspending, and month-to-month changes. Each insight explains what changed and where to look next. SmartBudget Insights does not require bank credentials. Your budgeting data is designed to stay on your device during normal app use, unless you choose to import, export, share, or send information using device features or services you select. Premium is available as monthly, yearly, or lifetime access. Monthly and yearly plans may include a 7-day free trial for eligible new subscribers. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Purchases and subscription management are handled by Apple through your App Store account. Privacy Policy: https://smartbudgetinsights.com/privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/