Pocket Clear vs Ant

Pocket Clear is the 5-second expense tracker: money in, money out, done. Free with no ads and no bank linking, works offline, and now with on-device AI that logs receipts and bank messages and answers questions about your spending without your data leaving your phone. SIMPLE & FAST • Add expenses in seconds with "Money In" and "Money Out" • Smart Suggestions turn a repeat expense into one tap • Custom categories with 95 searchable icons, plus subcategories — drag to reorder • Split a single transaction across categories • Search your whole history by note, category, amount, or payee • Clean, distraction-free interface ON-DEVICE AI (Beta — free for everyone until 31 December 2026) • Share a bank message, receipt photo, or card email to Pocket Clear and it's logged for you • Quick Log on Home — paste, type, scan, or choose a photo • Say "Log an expense in Pocket Clear" to Siri • Ask — "How much on food this month?" — and get exact answers from your own transactions • Read and answered on your iPhone — nothing you share or ask is uploaded to Pocket Clear • Split a single transaction across categories • Search your whole history by note, category, amount, or payee • Clean, distraction-free interface ON-DEVICE AI (Beta — free for everyone until 31 December 2026) • Share a bank message, receipt photo, or card email to Pocket Clear and it's logged for you • Quick Log on Home — paste, type, scan, or choose a photo • Say "Log an expense in Pocket Clear" to Siri • Ask — "How much on food this month?" — and get exact answers from your own transactions • Read and answered on your iPhone — nothing you share or ask is uploaded to Pocket Clear • Off until you switch it on; when it isn't sure, it asks before anything saves PRIVACY FIRST • Works completely offline — an account is optional • Your data stays on your device unless you turn on cloud backup • Anything you do back up is encrypted with AES-256 • See every device you're signed in on, and sign the others out • No ads, no tracking, no data selling BUILT AROUND YOUR PAY CYCLE • Weekly, fortnightly, semi-monthly, monthly or yearly periods • Paid twice a month? Choose your own two boundary days • Start your month on payday instead of the 1st • Carry a balance over from one period to the next REPORTS & INSIGHTS • See spending — and money in — by category with clear, readable charts • Monthly and yearly trends • Power score — one number for your money habit, with tiers and what to do next • A running "Spent today" total on your Home screen • Home Screen and Lock Screen widgets, day streaks and milestones MAKE IT YOURS • Today's tip — a short, illustrated walkthrough of one feature each day • Choose the balance colours, including a separate one for a negative month • Hide the parts of Home you don't use • Text size, decimal places, and 10+ languages PRO FEATURES • Cloud backup & sync across devices • Partner Mode — one shared view of your money with your significant other • Groups — split trips, dinners and rent with people who don't use Pocket Clear • Trips — a time-boxed view of what one trip actually cost • Receipt photos attached to any transaction • Pocket Clear on the web — read, sort and export on a full screen • Payees — track who you paid, not just what for • Per-category budgets with progress indicators and alerts • Budget rollover — unspent budget carries into next period • Savings goals and recurring transactions • Tags and inter-account transfers • Secondary currency — see it, and type amounts in it • Travel Mode — convert spending at the rate on the day • Export transactions to CSV/PDF Pro is available monthly or yearly. PERFECT FOR • Couples managing shared expenses • Anyone paid twice a month or on a non-calendar cycle • Expats and travellers tracking in multiple currencies • Anyone who values privacy and simplicity Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Do you know how much you lose to small daily expenses? Ant is the fastest, prettiest way to find out — and put a limit on it. Now also on iPad. Log an expense in seconds, organize it by category, and instantly see your monthly total. No accounts, no ads, no clutter — just you and your numbers. — LOG IN SECONDS — Tap +, type the amount, pick a category, done. Built for logging in the moment, not later. — NOW ON IPAD — A native iPad sidebar, bigger screens, and your money in a more comfortable view. — BUDGETS WITH ALERTS — Set a monthly limit, overall or per category, and get an automatic alert at 80% and 100%. — SHARED SPACES — Track household or trip expenses with your partner or family: a shared space with its own budget, recurring expenses, and who logged each one — without losing the privacy of your personal account. — CLEAR ANALYSIS — Daily average, month projection, 6-month trend, and category breakdown: your money, without the noise. — SEARCH ANY EXPENSE — Instantly find any transaction by text, category, date, or amount, and sort it however you like. — RECURRING EXPENSES — Rent, subscriptions, monthly bills: log them once and Ant adds them automatically every period, even in your shared spaces. — WIDGETS AND APPLE WATCH — Your monthly total on your home screen, lock screen, and your wrist. Log an expense from your Watch in seconds. — PRIVATE BY DESIGN — Your expenses live on your device and your iCloud, never on our servers. No analytics, no tracking, no ads. ANT PREMIUM (one-time purchase, forever) Unlock unlimited categories, recurring expenses, shared spaces, and PDF/CSV export. One payment, no subscription. Start free today and take control of your spending.