Comparison

Chequey vs Subdeck

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chequey

Features
Read full description

Chequey is a calm, beautifully designed personal finance app that helps you track your net worth, understand your spending, and plan your financial future, all in one place. NET WORTH AT A GLANCE See your complete financial picture the moment you open the app. Track assets, liabilities and net worth with history from one week to five years, and watch how your wealth changes over time. BANK ACCOUNT LINKING Securely connect your bank accounts, credit cards, loans and investment accounts through Plaid. Transactions sync automatically so you always have up-to-date information. SMART EXPENSE TRACKING • Automatic transaction categorization • Search and filter by date, account, category or amount • Batch category editing for fast organization • Monthly and yearly spending reviews with charts • Category-level spending breakdowns CARD PERKS • Track the statement credits on every card: Resy, lululemon, hotel, travel, dining and more • See what's left this quarter and get reminded before each credit resets • Credits on linked cards are marked as used automatically when they post • See whether each card earns back its annual fee INVESTMENT TRACKING • Stock and ETF holdings from linked brokerage accounts, with company logos • Holdings bubble chart sized by each position's share • ETF look-through: see the stocks you really own, combined by ticker • Price history, cost basis and gain for every position • Manual investment accounts with individual position tracking PROPERTY MANAGEMENT • Track home values with automatic RentCast estimates • Link mortgage loans to see equity at a glance • View property value history over time PLAN YOUR FUTURE • Project your net worth with customizable assumptions • Model life changes like buying a home, a raise or a sabbatical • Compare each scenario against your current path, month by month WIDGETS & SHARE CARDS • Home Screen and Lock Screen widgets for your net worth and monthly trend • Optional "Hide amounts" mode that shows percentages only • Shareable net worth cards for social media, with dollar amounts hidden by default and the option to blur or hide your holdings HOUSEHOLD SHARING • Create a household and invite family members • Switch between personal and household views • See combined finances for better family planning SECURITY & PRIVACY • Face ID / Touch ID app lock • Sign in with Apple or Google • Your data is encrypted and never sold CHEQUEY PRO Unlock the full experience with Chequey Pro: • Unlimited bank account linking • Advanced spending insights • Household sharing • Free 3-month trial available Download Chequey today and take control of your finances. Terms of Use (EULA): https://chequeyapp.com/terms Privacy Policy: https://chequeyapp.com/privacy Payment will be charged to your Apple ID at confirmation. Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period.

About

Subdeck

Manage all your recurring expenses in one place. Track subscriptions, get reminders for upcoming payments and free trial endings, and understand your spending habits. No bank connection needed, just a clear overview of your memberships.

Highlights
  • Track subscriptions, prices, and renewal dates
  • Renewal and payment reminders
  • Free trial ending notifications
  • Subscription spending insights
  • Multi-currency support
  • Custom subscriptions and categories
  • iCloud sync
Read full description

Subscriptions should make life easier — not become forgotten expenses. Subdeck is a simple, focused subscription manager that helps you keep memberships, software services, and recurring payments in one place. Stay ahead of renewals, upcoming charges, and free trial endings while keeping a clear view of how much you spend on subscriptions. No bank account connection. No complicated budgeting. Just a clearer way to manage your subscriptions. Everything in one place Keep track of your subscriptions, prices, billing cycles, and renewal dates from one clean dashboard. Renewal and payment reminders Get notified before upcoming payments so you can review your subscriptions before the next charge. Free trial reminders Keep track of trial periods and receive reminders before they end, helping you avoid forgotten renewals. Spending insights See your monthly, yearly, and overall subscription spending, with trends and categories that make recurring expenses easier to understand. Multi-currency support Track subscriptions in different currencies and manage services from around the world more easily. Custom subscriptions and categories Add the services you use, create your own subscriptions, and organize them in a way that works for you. iCloud sync Keep your subscription data in sync across your Apple devices with iCloud. Privacy by design Your subscription data is stored locally on your device. No account is required, and you never need to connect a bank account. When you use iCloud sync, your data is stored in your private iCloud account. Subdeck has one simple goal: Know what you're paying for, see what's coming next, and decide whether every subscription is still worth keeping. Third-Party Brand Notice Subdeck is not affiliated with, endorsed by, sponsored by, or officially connected with any third-party brands, products, or services displayed in the app. All names, trademarks, and logos belong to their respective owners and are used only to help users identify and manage their subscriptions. Privacy Policy https://qihu87.github.io/subdeck-privacy/ Terms of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Chequey4 screens
Subdeck4 screens

Verdict

The call

The clearest difference is in-app purchases: Subdeck at none against Chequey's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Chequey sells 2 in-app purchases, starting at $7.99 per month. Subdeck asks for nothing beyond the download.

UpkeepUpdate frequency

Chequey ships an update every 2 days, Subdeck every 5 days. Both last shipped on October 24, 2026.

Scorecard1 real difference · 9 level
Chequey versus Subdeck: the parameters behind the verdict, then further details
ParameterChequeySubdeck
PriceFreeFree
Rating—4.5 (2 ratings) — better
Positive reviews—88.9% of reviews
Number of ratings—2 — better
Update frequencyEvery 2 days — betterEvery 5 days
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size25 MB32 MB
Age rating4+4+
DeveloperHashing LLC启虎 王

In-app purchases

2 purchases

Chequey

Subscriptions2
  • Chequey Pro Monthly3 Months trial$7.991 Month
  • Pro Membership Yearly3 Months trial$79.991 Year
None

Subdeck

No in-app purchases

Questions

Is Chequey free?
Chequey is free to download, with in-app purchases available.
Is Subdeck free?
Subdeck is free to download, with no in-app purchases.
Do Chequey or Subdeck have ads?
Neither Chequey nor Subdeck shows ads.
Which is updated more often, Chequey or Subdeck?
Chequey ships an update every 2 days, and Subdeck every 5 days. Most recently, Chequey was updated on October 24, 2026 and Subdeck on October 24, 2026.

Other comparisons